PlainZIP

Holt, MO · standard

ZIP Code 64048

Clay County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,140
34/sq mi
$103,131
Median income
$337,900
Median home value
28.1%
Bachelor's or higher

The verdict

Holt pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 17%
household income, US ZIPs
Top 28%
home value, US ZIPs
34
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64048 against every reporting US ZIP.

ZIP code 64048 covers 121.4 square miles in Holt, Clay County, Missouri (a standard USPS delivery area), with a modest 4,140 residents on file, a density of 34 people per square mile, in the Chicago time zone.

ZIP 64048 lands in the middle-income range, with a median household income of $103,131 (54% above the Missouri average), while per-capita income is $46,413. Poverty here runs at 10.4%, with unemployment measured at 1.8%. Median home value sits at $337,900 (77% above the state average), median rent at $1,046 a month, and owner-occupancy at 88.9%.

Educational attainment sits below the national norm: 28.1% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 29 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Clay County, letting you compare 64048 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64048

Top 5 sectors by establishment count in Holt, MO

Which industries have the most business establishments in ZIP 64048.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64048, Holt, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,140

Population

121.4

Area (sq mi)

34

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64048?

45.8

Median Age

53.6%

Male

46.4%

Female

0.2%

Foreign-Born

White 94.6%
African American 0.8%
Asian 0.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 0.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$103,131

Median Household Income

+54% vs state

$46,413

Per Capita Income

10.4%

Poverty Rate

1.8%

Unemployment Rate

29.1 min

Mean Commute Time

How ZIP 64048 ranks nationally

Holt, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$103,131 Top 17% higher than 83% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.3%
Bachelor's Degree or Higher 28.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,757

Total Housing Units

1,517

Occupied Units

240

Vacant Units

2.89

Avg Household Size

Occupancy Type

Owner 88.9%
Renter 11.1%

$337,900

Median Home Value

+77% vs state

$1,046

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.0%

YoY Change (2024)

250

HPI Index (2000 = 100)

+150%

Total Change Since 2000

Home values in ZIP 64048 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +150% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 163
2021 +9.4% 178
2022 +26.9% 226
2023 +4.4% 236
2024 +6.0% 250

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 70 business establishments in ZIP 64048, employing approximately 370 people with a combined annual payroll of $14,958,000.

70

Businesses

370

Employees

$15.0M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 25 35.7%
Retail trade 10 14.3%
Other services (except public administration) 9 12.9%
Administrative and support and waste management and remediation services 6 8.6%
Real estate and rental and leasing 4 5.7%
Professional, scientific, and technical services 4 5.7%
Wholesale trade 3 4.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64048 vs 64060 →

ZIP 64048 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64048 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64048 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64048 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64060 Kearney, MO 13,042 5.2 mi
64465 Lathrop, MO 4,251 8.3 mi
64477 Plattsburg, MO 3,404 10.1 mi
64167 Kansas City, MO 353 10.7 mi
64024 Excelsior Springs, MO 16,230 11.1 mi

More ZIP Codes in Clay County

64118 standard
Kansas City, MO
Pop: 40,191
64068 standard
Liberty, MO
Pop: 36,280
64119 standard
Kansas City, MO
Pop: 27,341
64155 standard
Kansas City, MO
Pop: 21,901
64024 standard
Excelsior Springs, MO
Pop: 16,230
64157 standard
Kansas City, MO
Pop: 16,122

Related Areas

Clay County Holt, MO Missouri

Frequently Asked Questions

What county is ZIP code 64048 in? ▼
ZIP code 64048 (Holt) is located in Clay County, Missouri. Clay County contains multiple ZIP codes, see the full list at /counties/clay-mo.
What is the population of ZIP code 64048? ▼
ZIP code 64048 in Holt, MO has a population of 4,140 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64048? ▼
The median household income in ZIP 64048 is $103,131, which is 35% above the national average of $76,288.
What is the average home value in ZIP 64048? ▼
The median home value in ZIP 64048 is $337,900, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 64048? ▼
The largest racial group in ZIP 64048 is White at 94.6%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 64048? ▼
ZIP code 64048 has 70 business establishments employing approximately 370 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64048? ▼
The top industries by establishment count in ZIP 64048 are: Construction (25), Retail trade (10), Other services (except public administration) (9). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 64048? ▼
According to the FHFA House Price Index, home values in ZIP 64048 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 150%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64048? ▼
In ZIP code 64048, 66.3% of residents aged 25+ have a high school diploma or higher, and 28.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64048? ▼
The mean commute time for workers in ZIP code 64048 is 29.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64048? ▼
In ZIP code 64048, approximately 88.9% of occupied housing units are owner-occupied and 11.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64048? ▼
The poverty rate in ZIP code 64048 is 10.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.