Residential delivery area · Missouri
ZIP Code 64048: Holt, MO
ZIP code 64048 uses the postal name Holt, Missouri and lies mostly in Clay County (63% of its land) with the rest in Clinton County (Census 2020 ZIP-county file). About 4,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $103,131 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Holt; 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Holt · its only residential ZIP
- County
- Clay County (63%); Clinton County (37%)
- Census places
- Holt
- Metro area
- Kansas City, MO-KS
- House district
- MO-6 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 45.8 sq mi · 96 people per sq mi
Where is ZIP code 64048?
64048 centers on 39.438°, -94.364° and covers 45.8 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 64060, 64465, 64062, 64492, 64477.
The map draws ZIP code areas only. For the streets inside 64048, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 64048 compare with the rest of Clay County?
| Measure | 64048 | In Clay County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 4,387 | 14th of 21 | 311th of 1,035 |
| Median household income | $103k | 4th of 15 | 38th of 479 |
| Median home value | $338k | 5th of 16 | 57th of 494 |
Its median household income is higher than in 83% of U.S. residential ZIP codes, and it is denser than 53% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 64048?
The 2020 Census counted 4,281 people in 64048; the ACS, which samples households over 2020-2024, estimates 4,387. Between the 2010 and 2020 censuses its population grew 3.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 4,387±620 (90% margin)
- 2020 Census count
- 4,281+3.4% since 2010 (4,140)
- Households
- 1,517
- Median age
- 45.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 64048?
Of the 4,387 people the ACS estimates in 64048, 20.8% are under 18 and 16.5% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (94.5%).
- Under 1820.8%
- 18 to 6462.7%
- 65 and older16.5%
- White, not Hispanic94.5%
- Other or two or more4.1%
- Black, not Hispanic0.8%
- Hispanic or Latino0.5%
- Asian, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 64048 earn?
Median household income is $103,131 (ACS 2020-2024), the 4th highest of the 15 ranked ZIP codes in Clay County. It is not measurably different from 2015-2019 ($96,406 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $103,131±$12,116
- Income per person
- $46,413
- Below the poverty line
- 10.4%
- Unemployed (of the labor force)
- 1.8%
- Adults 25+ with a bachelor's degree
- 28.1%
- Adjusted gross income per tax return, 2022
- $94,4962,050 returns; wages 64% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 64048?
FHFA's house price index for 64048, built from repeat sales and appraisals of the same homes, rose 104% from 2015 to 2025 and rose 58% from 2020 to 2025, and moved +5.3% in 2025.
- Median home value (owners' estimate)
- $337,900
- Median gross rent
- $1,046
- Homes owned by their occupants
- 88.9%
- Housing units
- 1,757
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 64048?
70 business establishments had a location in this ZIP code in 2023, 14 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction25
- Retail trade10
- Other services (except public administration)9
- Administrative and support and waste management and remediation services6
- Real estate and rental and leasing4
- Professional, scientific, and technical services4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 64048?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 64060 | Kearney | 16,488 | $113k | 4.6 mi |
| 64465 | Lathrop | 3,947 | $81k | 8.8 mi |
| 64062 | Lawson | 6,968 | $92k | 10.0 mi |
| 64492 | Trimble | 1,713 | $66k | 10.1 mi |
| 64477 | Plattsburg | 3,489 | $65k | 10.6 mi |
| 64167 | Kansas City | 243 | $203k | 10.4 mi (near) |
| 64024 | Excelsior Springs | 15,574 | $78k | 10.6 mi (near) |
| 64089 | Smithville | 14,380 | $101k | 11.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.