Holt, MO · standard
ZIP Code 64048
Clay County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,140
- 34/sq mi Moderate-density area
- $103,131
- Median income Above-median income area
- $337,900
- Median home value Above-median home value
- 28.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Holt pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 17%
- household income, US ZIPs
- Top 28%
- home value, US ZIPs
- 34
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64048 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 64048 (Holt, MO) rose +6.0% from 2023 to 2024. The all-transactions index moved from 235.7 in 2023 to 249.9 in 2024 (2000 = 100).
ZIP code 64048 covers 121.4 square miles in Holt, Clay County, Missouri (a standard USPS delivery area), with a modest 4,140 residents on file, a density of 34 people per square mile, in the Chicago time zone.
ZIP 64048 lands in the middle-income range, with a median household income of $103,131 (54% above the average Missouri ZIP), while per-capita income is $46,413. The poverty rate is 10.4%, with unemployment at 1.8%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $337,900 (77% above the average Missouri ZIP), while 88.9% of occupied homes are owner-occupied and median rent is $1,046.
Educational attainment sits below the national norm: 28.1% of adults hold a bachelor's degree or higher, the median age is 45.8, and the average commute is 29 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Clay County, so 64048 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 64048
Top 5 sectors by establishment count in Holt, MO
Which industries have the most business establishments in ZIP 64048.
- Construction
Construction
25 establishments
- Retail trade
Retail trade
10 establishments
- Other services (except public administration) 9
Other services (except public administration)
9 establishments
- Administrative and support and waste management and remediation services 6
Administrative and support and waste management and remediation services
6 establishments
- Real estate and rental and leasing 4
Real estate and rental and leasing
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64048, Holt, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,140
Population
121.4
Area (sq mi)
34
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64048?
45.8
Median Age
53.6%
Male
46.4%
Female
0.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$103,131
Median Household Income
+54% vs state ZIP avg
$46,413
Per Capita Income
10.4%
Poverty Rate
1.8%
Unemployment Rate
29.1 min
Mean Commute Time
How ZIP 64048 ranks among Missouri ZIPs
Holt, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$103,131 Top 7% higher than 93% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,757housing units
1,757
Total Housing Units
1,517
Occupied Units
240
Vacant Units
2.89
Avg Household Size
Occupancy Type
$337,900
Median Home Value
+77% vs state ZIP avg
$1,046
Median Rent
1982
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.0%
YoY Change (2024)
250
HPI Index (2000 = 100)
+150%
Total Change Since 2000
Home values in ZIP 64048 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +150% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.7% | 163 |
| 2021 | +9.4% | 178 |
| 2022 | +26.9% | 226 |
| 2023 | +4.4% | 236 |
| 2024 | +6.0% | 250 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 70 business establishments in ZIP 64048, employing approximately 370 people with a combined annual payroll of $14,958,000.
70
Businesses
370
Employees
$15.0M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 25 | 35.7% |
| Retail trade | 10 | 14.3% |
| Other services (except public administration) | 9 | 12.9% |
| Administrative and support and waste management and remediation services | 6 | 8.6% |
| Real estate and rental and leasing | 4 | 5.7% |
| Professional, scientific, and technical services | 4 | 5.7% |
| Wholesale trade | 3 | 4.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64048 vs 64060 →
ZIP 64048 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64024
Excelsior Springs (64024)
16,230 residents
- 64060
Kearney (64060)
13,042 residents
- 64465 4,251
Lathrop (64465)
4,251 residents
- 64048 4,140
Holt (64048)
4,140 residents
- 64477 3,404
Plattsburg (64477)
3,404 residents
- 64167 353
Kansas City (64167)
353 residents
What this shows Among its immediate neighbors, ZIP 64048 ranks #4 by population - useful context the national average alone can't give.
ZIP 64048 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64167
Kansas City (64167)
$202,917 median income
- 64060
Kearney (64060)
$112,683 median income
- 64048
Holt (64048)
$103,131 median income
- 64465 $80,552
Lathrop (64465)
$80,552 median income
- 64024 $77,895
Excelsior Springs (64024)
$77,895 median income
- 64477 $64,643
Plattsburg (64477)
$64,643 median income
What this shows By household income, ZIP 64048 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64048, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,140 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clay County
Related Areas
Frequently Asked Questions
What county is ZIP code 64048 in?
ZIP code 64048 (Holt) is located in Clay County, Missouri. Clay County contains multiple ZIP codes, see the full list at /counties/clay-mo.
What is the population of ZIP code 64048?
ZIP code 64048 in Holt, MO has a population of 4,140 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64048?
The median household income in ZIP 64048 is $103,131, which is 35% above the national average of $76,288.
What is the average home value in ZIP 64048?
The median home value in ZIP 64048 is $337,900, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 64048?
The largest racial group in ZIP 64048 is White at 94.6%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 64048?
ZIP code 64048 has 70 business establishments employing approximately 370 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64048?
The top industries by establishment count in ZIP 64048 are: Construction (25), Retail trade (10), Other services (except public administration) (9). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 64048?
According to the FHFA House Price Index, home values in ZIP 64048 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 150%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64048?
In ZIP code 64048, 66.3% of residents aged 25+ have a high school diploma or higher, and 28.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64048?
The mean commute time for workers in ZIP code 64048 is 29.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64048?
In ZIP code 64048, approximately 88.9% of occupied housing units are owner-occupied and 11.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64048?
The poverty rate in ZIP code 64048 is 10.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64048's numbers, next.
- See how ZIP 64048 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Holt, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.