Lathrop, MO · standard
ZIP Code 64465
Clinton County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,251
- 17/sq mi Moderate-density area
- $80,552
- Median income Near-median income area
- $192,200
- Median home value Near-median home value
- 20.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Lathrop pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- 41st pct
- home value, US ZIPs
- 17
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64465 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 64465 (Lathrop, MO) rose +11.5% from 2023 to 2024. The all-transactions index moved from 213.9 in 2023 to 238.5 in 2024 (2000 = 100).
ZIP code 64465 covers 247.2 square miles in Lathrop, Clinton County, Missouri (a standard USPS delivery area), with a modest 4,251 residents on file, a density of 17 people per square mile, in the Chicago time zone.
ZIP 64465 lands in the middle-income range, with a median household income of $80,552 (20% above the average Missouri ZIP), while per-capita income is $33,162. The poverty rate is 11.0%, with unemployment at 2.1%; those measures add context to the income figure. Median home value is $192,200 (1% above the average Missouri ZIP) and median rent is $857; 71.7% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 20.5% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 30 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 4 more in Clinton County, so 64465 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 64465
Top 5 sectors by establishment count in Lathrop, MO
Which industries have the most business establishments in ZIP 64465.
- Construction
Construction
13 establishments
- Retail trade
Retail trade
10 establishments
- Transportation and warehousing
Transportation and warehousing
7 establishments
- Health care and social assistance 5
Health care and social assistance
5 establishments
- Other services (except public administration) 5
Other services (except public administration)
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64465, Lathrop, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,251
Population
247.2
Area (sq mi)
17
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64465?
40.2
Median Age
47.8%
Male
52.2%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,552
Median Household Income
+20% vs state ZIP avg
$33,162
Per Capita Income
11.0%
Poverty Rate
2.1%
Unemployment Rate
30.2 min
Mean Commute Time
How ZIP 64465 ranks among Missouri ZIPs
Lathrop, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$80,552 Top 21% higher than 79% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,609housing units
1,609
Total Housing Units
1,443
Occupied Units
166
Vacant Units
2.74
Avg Household Size
Occupancy Type
$192,200
Median Home Value
+1% vs state ZIP avg
$857
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.5%
YoY Change (2024)
239
HPI Index (2000 = 100)
+139%
Total Change Since 2000
Home values in ZIP 64465 have increased 11.5% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -4.9% | 150 |
| 2021 | +20.0% | 180 |
| 2022 | +11.8% | 201 |
| 2023 | +6.3% | 214 |
| 2024 | +11.5% | 239 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 57 business establishments in ZIP 64465, employing approximately 325 people with a combined annual payroll of $12,683,000.
57
Businesses
325
Employees
$12.7M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 13 | 22.8% |
| Retail trade | 10 | 17.5% |
| Transportation and warehousing | 7 | 12.3% |
| Health care and social assistance | 5 | 8.8% |
| Other services (except public administration) | 5 | 8.8% |
| Finance and insurance | 4 | 7.0% |
| Agriculture, forestry, fishing and hunting | 3 | 5.3% |
| Professional, scientific, and technical services | 3 | 5.3% |
| Accommodation and food services | 3 | 5.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64465 vs 64493 →
ZIP 64465 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64062
Lawson (64062)
6,121 residents
- 64465
Lathrop (64465)
4,251 residents
- 64048
Holt (64048)
4,140 residents
- 64493 460
Turney (64493)
460 residents
What this shows Among its immediate neighbors, ZIP 64465 ranks #2 by population - useful context the national average alone can't give.
ZIP 64465 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64048
Holt (64048)
$103,131 median income
- 64062
Lawson (64062)
$92,277 median income
- 64465
Lathrop (64465)
$80,552 median income
- 64493
Turney (64493)
$64,583 median income
What this shows By household income, ZIP 64465 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64465, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,251 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Clinton County
Related Areas
Frequently Asked Questions
What county is ZIP code 64465 in?
ZIP code 64465 (Lathrop) is located in Clinton County, Missouri. Clinton County contains multiple ZIP codes, see the full list at /counties/clinton-mo.
What is the population of ZIP code 64465?
ZIP code 64465 in Lathrop, MO has a population of 4,251 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64465?
The median household income in ZIP 64465 is $80,552, which is 6% above the national average of $76,288.
What is the average home value in ZIP 64465?
The median home value in ZIP 64465 is $192,200, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 64465?
The largest racial group in ZIP 64465 is White at 89.6%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 64465?
ZIP code 64465 has 57 business establishments employing approximately 325 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64465?
The top industries by establishment count in ZIP 64465 are: Construction (13), Retail trade (10), Transportation and warehousing (7). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 64465?
According to the FHFA House Price Index, home values in ZIP 64465 increased by 11.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64465?
In ZIP code 64465, 55.4% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64465?
The mean commute time for workers in ZIP code 64465 is 30.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64465?
In ZIP code 64465, approximately 71.7% of occupied housing units are owner-occupied and 28.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64465?
The poverty rate in ZIP code 64465 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64465's numbers, next.
- See how ZIP 64465 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lathrop, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.