Residential delivery area · Missouri
ZIP Code 64465: Lathrop, MO
ZIP code 64465 uses the postal name Lathrop, Missouri and lies mostly in Clinton County (86% of its land) with the rest in Caldwell County (Census 2020 ZIP-county file). About 3,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $80,552 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Lathrop (4%) and Lake Arrowhead (1%); 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Lathrop · its only residential ZIP
- County
- Clinton County (86%); Caldwell County (14%)
- Census places
- Lathrop (4%); Lake Arrowhead (1%) census-designated place
- Metro area
- Kansas City, MO-KS
- House district
- MO-6 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 94.3 sq mi · 42 people per sq mi
Where is ZIP code 64465?
64465 centers on 39.550°, -94.288° and covers 94.3 square miles of land plus 0.4 of water. It borders 7 ZIP codes: 64493, 64048, 64062, 64477, 64671, 64429, 64650.
The map draws ZIP code areas only. For the streets inside 64465, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 64465 compare with the rest of Clinton County?
| Measure | 64465 | In Clinton County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 3,947 | 4th of 11 | 328th of 1,035 |
| Median household income | $81k | 5th of 8 | 125th of 479 |
| Median home value | $192k | 8th of 8 | 254th of 494 |
Its median household income is higher than in 63% of U.S. residential ZIP codes, and it is denser than 39% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 64465?
The 2020 Census counted 4,526 people in 64465; the ACS, which samples households over 2020-2024, estimates 3,947. Between the 2010 and 2020 censuses its population grew 6.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,947±524 (90% margin)
- 2020 Census count
- 4,526+6.5% since 2010 (4,251)
- Households
- 1,443
- Median age
- 40.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 64465?
Of the 3,947 people the ACS estimates in 64465, 21.2% are under 18 and 16.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.7%).
- Under 1821.2%
- 18 to 6462.6%
- 65 and older16.2%
- White, not Hispanic86.7%
- Other or two or more7.0%
- Hispanic or Latino5.3%
- Asian, not Hispanic0.9%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 64465 earn?
Median household income is $80,552 (ACS 2020-2024), the 5th highest of the 8 ranked ZIP codes in Clinton County. It is not measurably different from 2015-2019 ($78,162 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $80,552
- Income per person
- $33,162
- Below the poverty line
- 11.0%
- Unemployed (of the labor force)
- 2.1%
- Adults 25+ with a bachelor's degree
- 20.5%
- Adjusted gross income per tax return, 2022
- $69,7622,050 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 64465?
FHFA's house price index for 64465, built from repeat sales and appraisals of the same homes, rose 94% from 2015 to 2025 and rose 56% from 2020 to 2025, and moved +0.5% in 2025.
- Median home value (owners' estimate)
- $192,200
- Median gross rent
- $857
- Homes owned by their occupants
- 71.7%
- Housing units
- 1,609
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 64465?
57 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction13
- Retail trade10
- Transportation and warehousing7
- Health care and social assistance5
- Other services (except public administration)5
- Finance and insurance4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 64465?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 64493 | Turney | 333 | $65k | 5.6 mi |
| 64048 | Holt | 4,387 | $103k | 8.8 mi |
| 64062 | Lawson | 6,968 | $92k | 8.8 mi |
| 64477 | Plattsburg | 3,489 | $65k | 8.9 mi |
| 64671 | Polo | 1,986 | $76k | 12.7 mi |
| 64429 | Cameron | 11,449 | $69k | 13.3 mi |
| 64650 | Kingston | 665 | $45k | 13.9 mi |
| 64060 | Kearney | 16,488 | $113k | 13.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.