ZIP Code 64465
standardSource:
Lathrop · Clinton County · Missouri
- Population
- 4,251
- Median income
- $80,552
- Median home value
- $192,200
- Bachelor's or higher
- 20.5%
- Land area
- 247.2 sq mi
17/sq mi
▲ 6% vs US
higher than 63% of US ZIPs
▼ 31% vs US
higher than 41% of US ZIPs
Median age 40.2
Chicago
ZIP code 64465 in Lathrop, Missouri has a population of 4,251. The median household income is $80,552, which is 6% above the national average. Median home value is $192,200, 31% below the US average. 20.5% of residents hold a bachelor's degree or higher.
ZIP code 64465 is classified by USPS as a standard delivery area and covers roughly 247.2 square miles in Lathrop, Clinton County, Missouri. The area is home to 4,251 residents, producing a population density of 17 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 64465 against Missouri and the nation.
On the economic side, the median household income for ZIP 64465 sits at $80,552 (20% above the Missouri average), while per-capita income is $33,162. The poverty rate stands at 11.0% and the unemployment rate at 2.1%. On housing, the median home value is $192,200 (1% above the state average) with median rent at $857 per month, and 71.7% of occupied units are owner-occupied, a direct signal of whether 64465 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 20.5% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 30 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Clinton County, so you can benchmark 64465 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 64465
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 64465.
- Construction
Construction
13 establishments
- Retail trade
Retail trade
10 establishments
- Transportation and warehousing
Transportation and warehousing
7 establishments
- Health care and social assistance 5
Health care and social assistance
5 establishments
- Other services (except public administration) 5
Other services (except public administration)
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 64465, Lathrop, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
4,251
Population
247.2
Area (sq mi)
17
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64465?
40.2
Median Age
47.8%
Male
52.2%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,552
Median Household Income
+20% vs state
$33,162
Per Capita Income
11.0%
Poverty Rate
2.1%
Unemployment Rate
30.2 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,609
Total Housing Units
1,443
Occupied Units
166
Vacant Units
2.74
Avg Household Size
Occupancy Type
$192,200
Median Home Value
+1% vs state
$857
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.5%
YoY Change (2024)
239
HPI Index (2000 = 100)
+139%
Total Change Since 2000
Home values in ZIP 64465 have increased 11.5% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -4.9% | 150 |
| 2021 | +20.0% | 180 |
| 2022 | +11.8% | 201 |
| 2023 | +6.3% | 214 |
| 2024 | +11.5% | 239 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 57 business establishments in ZIP 64465, employing approximately 325 people with a combined annual payroll of $12,683,000.
57
Businesses
325
Employees
$12.7M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 13 | 22.8% |
| Retail trade | 10 | 17.5% |
| Transportation and warehousing | 7 | 12.3% |
| Health care and social assistance | 5 | 8.8% |
| Other services (except public administration) | 5 | 8.8% |
| Finance and insurance | 4 | 7.0% |
| Agriculture, forestry, fishing and hunting | 3 | 5.3% |
| Professional, scientific, and technical services | 3 | 5.3% |
| Accommodation and food services | 3 | 5.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64465 vs 64493 →
More ZIP Codes in Clinton County
Related Areas
Frequently Asked Questions
What county is ZIP code 64465 in? ▼
What is the population of ZIP code 64465? ▼
What is the median household income in ZIP 64465? ▼
What is the average home value in ZIP 64465? ▼
What is the demographic makeup of ZIP 64465? ▼
How many businesses are in ZIP code 64465? ▼
What are the main industries in ZIP code 64465? ▼
How have home values changed in ZIP code 64465? ▼
What is the education level in ZIP code 64465? ▼
What is the average commute time in ZIP 64465? ▼
What percentage of residents own vs. rent in ZIP 64465? ▼
What is the poverty rate in ZIP code 64465? ▼
ZIP Code Research Guides
Official Data Resources for Lathrop, MO
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.