PlainZIP

Lathrop, MO · standard

ZIP Code 64465

Clinton County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,251
17/sq mi
$80,552
Median income
$192,200
Median home value
20.5%
Bachelor's or higher

The verdict

Lathrop pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
41th pct
home value, US ZIPs
17
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64465 against every reporting US ZIP.

ZIP code 64465 covers 247.2 square miles in Lathrop, Clinton County, Missouri (a standard USPS delivery area), with a modest 4,251 residents on file, a density of 17 people per square mile, in the Chicago time zone.

ZIP 64465 lands in the middle-income range, with a median household income of $80,552 (20% above the Missouri average), while per-capita income is $33,162. Local economic indicators show a 11.0% poverty rate alongside 2.1% unemployment. Median home value sits at $192,200 (1% above the state average), median rent at $857 a month, and owner-occupancy at 71.7%.

Educational attainment sits below the national norm: 20.5% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 30 minutes. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 4 more sharing Clinton County, letting you compare 64465 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64465

Top 5 sectors by establishment count in Lathrop, MO

Which industries have the most business establishments in ZIP 64465.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64465, Lathrop, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,251

Population

247.2

Area (sq mi)

17

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64465?

40.2

Median Age

47.8%

Male

52.2%

Female

1.6%

Foreign-Born

White 89.6%
African American 0.2%
Asian 0.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.2%
Hispanic or Latino 5.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,552

Median Household Income

+20% vs state

$33,162

Per Capita Income

11.0%

Poverty Rate

2.1%

Unemployment Rate

30.2 min

Mean Commute Time

How ZIP 64465 ranks nationally

Lathrop, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,552 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.4%
Bachelor's Degree or Higher 20.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,609

Total Housing Units

1,443

Occupied Units

166

Vacant Units

2.74

Avg Household Size

Occupancy Type

Owner 71.7%
Renter 28.3%

$192,200

Median Home Value

+1% vs state

$857

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.5%

YoY Change (2024)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 64465 have increased 11.5% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year Annual Change HPI Index
2020 -4.9% 150
2021 +20.0% 180
2022 +11.8% 201
2023 +6.3% 214
2024 +11.5% 239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 57 business establishments in ZIP 64465, employing approximately 325 people with a combined annual payroll of $12,683,000.

57

Businesses

325

Employees

$12.7M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 13 22.8%
Retail trade 10 17.5%
Transportation and warehousing 7 12.3%
Health care and social assistance 5 8.8%
Other services (except public administration) 5 8.8%
Finance and insurance 4 7.0%
Agriculture, forestry, fishing and hunting 3 5.3%
Professional, scientific, and technical services 3 5.3%
Accommodation and food services 3 5.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64465 vs 64493 →

ZIP 64465 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64465 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64465 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64465 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64493 Turney, MO 460 6.1 mi
64048 Holt, MO 4,140 8.3 mi
64062 Lawson, MO 6,121 9.3 mi

More ZIP Codes in Clinton County

64477 standard
Plattsburg, MO
Pop: 3,404
64454 standard
Gower, MO
Pop: 2,667
64492 standard
Trimble, MO
Pop: 1,782
64493 standard
Turney, MO
Pop: 460

Related Areas

Clinton County Lathrop, MO Missouri

Frequently Asked Questions

What county is ZIP code 64465 in? ▼
ZIP code 64465 (Lathrop) is located in Clinton County, Missouri. Clinton County contains multiple ZIP codes, see the full list at /counties/clinton-mo.
What is the population of ZIP code 64465? ▼
ZIP code 64465 in Lathrop, MO has a population of 4,251 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64465? ▼
The median household income in ZIP 64465 is $80,552, which is 6% above the national average of $76,288.
What is the average home value in ZIP 64465? ▼
The median home value in ZIP 64465 is $192,200, which is 31% below the national average of $278,155.
What is the demographic makeup of ZIP 64465? ▼
The largest racial group in ZIP 64465 is White at 89.6%. Hispanic or Latino residents make up 5.3% of the population.
How many businesses are in ZIP code 64465? ▼
ZIP code 64465 has 57 business establishments employing approximately 325 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64465? ▼
The top industries by establishment count in ZIP 64465 are: Construction (13), Retail trade (10), Transportation and warehousing (7). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 64465? ▼
According to the FHFA House Price Index, home values in ZIP 64465 increased by 11.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64465? ▼
In ZIP code 64465, 55.4% of residents aged 25+ have a high school diploma or higher, and 20.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64465? ▼
The mean commute time for workers in ZIP code 64465 is 30.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64465? ▼
In ZIP code 64465, approximately 71.7% of occupied housing units are owner-occupied and 28.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64465? ▼
The poverty rate in ZIP code 64465 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.