PlainZIP

Kansas City, MO · standard

ZIP Code 64109

Jackson County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,931
1,851/sq mi
$41,943
Median income
$275,000
Median home value
33.2%
Bachelor's or higher

The verdict

Kansas City pairs one of the lowest household incomes in the country with above-median home values, in a low-density, renter-heavy area.

7th pct
household income, US ZIPs
Top 38%
home value, US ZIPs
1,851
people per sq mi
38%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64109 against every reporting US ZIP.

ZIP code 64109 is a mid-sized community (a standard USPS delivery area) in Kansas City, Jackson County, Missouri, home to 9,931 residents across 5.4 square miles, a density of 1,851 people per square mile, in the Chicago time zone.

ZIP 64109 reports a modest median household income of $41,943 (37% below the Missouri average), while per-capita income is $37,502. The poverty rate stands at 28.8% and the unemployment rate at 2.4%. On housing, the median home value is $275,000 (44% above the state average) with median rent at $957 per month, and 38.3% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 33.2% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is 21 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jackson County, so you can benchmark 64109 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64109

Top 5 sectors by establishment count in Kansas City, MO

Which industries have the most business establishments in ZIP 64109.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64109, Kansas City, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,931

Population

5.4

Area (sq mi)

1,851

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64109?

35.9

Median Age

49.4%

Male

50.6%

Female

7.0%

Foreign-Born

White 42.6%
African American 44.4%
Asian 1.5%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 8.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,943

Median Household Income

-37% vs state

$37,502

Per Capita Income

28.8%

Poverty Rate

2.4%

Unemployment Rate

21.2 min

Mean Commute Time

How ZIP 64109 ranks nationally

Kansas City, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$41,943 7th percentile higher than 7% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.7%
Bachelor's Degree or Higher 33.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,086

Total Housing Units

4,931

Occupied Units

1,155

Vacant Units

1.98

Avg Household Size

Occupancy Type

Owner 38.3%
Renter 61.7%

$275,000

Median Home Value

+44% vs state

$957

Median Rent

1938

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.8%

YoY Change (2024)

283

HPI Index (2000 = 100)

+183%

Total Change Since 2000

Home values in ZIP 64109 have decreased 5.8% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.3% 210
2021 +10.8% 233
2022 +9.5% 255
2023 +17.9% 301
2024 -5.8% 283

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 223 business establishments in ZIP 64109, employing approximately 1,752 people with a combined annual payroll of $76,773,000.

223

Businesses

1,752

Employees

$76.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 53 23.8%
Other services (except public administration) 46 20.6%
Professional, scientific, and technical services 21 9.4%
Construction 15 6.7%
Retail trade 14 6.3%
Accommodation and food services 13 5.8%
Arts, entertainment, and recreation 12 5.4%
Real estate and rental and leasing 11 4.9%
Educational services 8 3.6%
Information 6 2.7%
Wholesale trade 5 2.2%
Finance and insurance 5 2.2%
Administrative and support and waste management and remediation services 5 2.2%
Manufacturing 4 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64109 vs 64128 →

ZIP 64109 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64109 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64109 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64109 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64128 Kansas City, MO 11,613 1.7 mi
64108 Kansas City, MO 7,584 1.6 mi
64111 Kansas City, MO 16,318 1.6 mi
64110 Kansas City, MO 15,318 2.2 mi
64106 Kansas City, MO 7,701 2.7 mi
64127 Kansas City, MO 17,332 2.2 mi
64130 Kansas City, MO 20,492 2.7 mi
64112 Kansas City, MO 8,147 2.6 mi
64105 Kansas City, MO 3,505 3.0 mi
66103 Kansas City, KS 13,934 3.2 mi

More ZIP Codes in Jackson County

64055 standard
Independence, MO
Pop: 33,858
64133 standard
Kansas City, MO
Pop: 33,780
64015 standard
Blue Springs, MO
Pop: 31,217
64138 standard
Kansas City, MO
Pop: 25,294
64014 standard
Blue Springs, MO
Pop: 24,797
64030 standard
Grandview, MO
Pop: 24,422

Related Areas

Jackson County Kansas City, MO Missouri

Frequently Asked Questions

What county is ZIP code 64109 in? ▼
ZIP code 64109 (Kansas City) is located in Jackson County, Missouri. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-mo.
What is the population of ZIP code 64109? ▼
ZIP code 64109 in Kansas City, MO has a population of 9,931 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64109? ▼
The median household income in ZIP 64109 is $41,943, which is 45% below the national average of $76,288.
What is the average home value in ZIP 64109? ▼
The median home value in ZIP 64109 is $275,000, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 64109? ▼
The largest racial group in ZIP 64109 is African American at 44.4%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 64109? ▼
ZIP code 64109 has 223 business establishments employing approximately 1,752 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64109? ▼
The top industries by establishment count in ZIP 64109 are: Health care and social assistance (53), Other services (except public administration) (46), Professional, scientific, and technical services (21). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 64109? ▼
According to the FHFA House Price Index, home values in ZIP 64109 decreased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64109? ▼
In ZIP code 64109, 63.7% of residents aged 25+ have a high school diploma or higher, and 33.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64109? ▼
The mean commute time for workers in ZIP code 64109 is 21.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64109? ▼
In ZIP code 64109, approximately 38.3% of occupied housing units are owner-occupied and 61.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64109? ▼
The poverty rate in ZIP code 64109 is 28.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.