Kansas City, MO · standard
ZIP Code 64109
Jackson County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 9,931
- 1,851/sq mi High-density area
- $41,943
- Median income Below-median income area
- $275,000
- Median home value Near-median home value
- 33.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Kansas City pairs one of the lowest household incomes in the country with above-median home values, in a low-density, renter-heavy area.
- 7th pct
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 1,851
- people per sq mi
- 38%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64109 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 64109 (Kansas City, MO) fell -5.8% from 2023 to 2024. The all-transactions index moved from 300.9 in 2023 to 283.5 in 2024 (2000 = 100).
ZIP code 64109 is a mid-sized community (a standard USPS delivery area) in Kansas City, Jackson County, Missouri, home to 9,931 residents across 5.4 square miles, a density of 1,851 people per square mile, in the Chicago time zone.
ZIP 64109 reports a modest median household income of $41,943 (37% below the average Missouri ZIP), while per-capita income is $37,502. The poverty rate is 28.8%, so the area-level income figures should not be treated as typical household experience. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $275,000 (44% above the average Missouri ZIP), with only 38.3% owner-occupied homes and median rent of $957.
A solid share of residents have a four-year degree: 33.2% of adults hold a bachelor's degree or higher, the median age is 35.9, and the average commute is 21 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Jackson County, so 64109 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 64109
Top 5 sectors by establishment count in Kansas City, MO
Which industries have the most business establishments in ZIP 64109.
- Health care and social assistance
Health care and social assistance
53 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
- Professional, scientific, and technical services 21
Professional, scientific, and technical services
21 establishments
- Construction 15
Construction
15 establishments
- Retail trade 14
Retail trade
14 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64109, Kansas City, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
9,931
Population
5.4
Area (sq mi)
1,851
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64109?
35.9
Median Age
49.4%
Male
50.6%
Female
7.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$41,943
Median Household Income
-37% vs state ZIP avg
$37,502
Per Capita Income
28.8%
Poverty Rate
2.4%
Unemployment Rate
21.2 min
Mean Commute Time
How ZIP 64109 ranks among Missouri ZIPs
Kansas City, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$41,943 9th percentile higher than 9% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
6,086housing units
6,086
Total Housing Units
4,931
Occupied Units
1,155
Vacant Units
1.98
Avg Household Size
Occupancy Type
$275,000
Median Home Value
+44% vs state ZIP avg
$957
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.8%
YoY Change (2024)
283
HPI Index (2000 = 100)
+183%
Total Change Since 2000
Home values in ZIP 64109 have decreased 5.8% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.3% | 210 |
| 2021 | +10.8% | 233 |
| 2022 | +9.5% | 255 |
| 2023 | +17.9% | 301 |
| 2024 | -5.8% | 283 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 223 business establishments in ZIP 64109, employing approximately 1,752 people with a combined annual payroll of $76,773,000.
223
Businesses
1,752
Employees
$76.8M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 53 | 23.8% |
| Other services (except public administration) | 46 | 20.6% |
| Professional, scientific, and technical services | 21 | 9.4% |
| Construction | 15 | 6.7% |
| Retail trade | 14 | 6.3% |
| Accommodation and food services | 13 | 5.8% |
| Arts, entertainment, and recreation | 12 | 5.4% |
| Real estate and rental and leasing | 11 | 4.9% |
| Educational services | 8 | 3.6% |
| Information | 6 | 2.7% |
| Wholesale trade | 5 | 2.2% |
| Finance and insurance | 5 | 2.2% |
| Administrative and support and waste management and remediation services | 5 | 2.2% |
| Manufacturing | 4 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64109 vs 64128 →
ZIP 64109 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64130
Kansas City (64130)
20,492 residents
- 64127
Kansas City (64127)
17,332 residents
- 64111
Kansas City (64111)
16,318 residents
- 64110
Kansas City (64110)
15,318 residents
- 66103
Kansas City (66103)
13,934 residents
- 64128
Kansas City (64128)
11,613 residents
- 64109
Kansas City (64109)
9,931 residents
- 64112 8,147
Kansas City (64112)
8,147 residents
- 64106 7,701
Kansas City (64106)
7,701 residents
What this shows Among its immediate neighbors, ZIP 64109 ranks #7 by population - useful context the national average alone can't give.
ZIP 64109 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64112
Kansas City (64112)
$100,736 median income
- 64108
Kansas City (64108)
$80,551 median income
- 64105
Kansas City (64105)
$67,235 median income
- 64110
Kansas City (64110)
$63,044 median income
- 64111
Kansas City (64111)
$61,729 median income
- 64106
Kansas City (64106)
$52,564 median income
- 66103
Kansas City (66103)
$52,479 median income
- 64130
Kansas City (64130)
$42,221 median income
- 64109
Kansas City (64109)
$41,943 median income
What this shows By household income, ZIP 64109 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 64128 | Kansas City, MO | 11,613 | 1.7 mi |
| 64108 | Kansas City, MO | 7,584 | 1.6 mi |
| 64111 | Kansas City, MO | 16,318 | 1.6 mi |
| 64110 | Kansas City, MO | 15,318 | 2.2 mi |
| 64106 | Kansas City, MO | 7,701 | 2.7 mi |
| 64127 | Kansas City, MO | 17,332 | 2.2 mi |
| 64130 | Kansas City, MO | 20,492 | 2.7 mi |
| 64112 | Kansas City, MO | 8,147 | 2.6 mi |
| 64105 | Kansas City, MO | 3,505 | 3.0 mi |
| 66103 | Kansas City, KS | 13,934 | 3.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64109, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (9,931 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jackson County
Related Areas
Frequently Asked Questions
What county is ZIP code 64109 in?
ZIP code 64109 (Kansas City) is located in Jackson County, Missouri. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-mo.
What is the population of ZIP code 64109?
ZIP code 64109 in Kansas City, MO has a population of 9,931 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64109?
The median household income in ZIP 64109 is $41,943, which is 45% below the national average of $76,288.
What is the average home value in ZIP 64109?
The median home value in ZIP 64109 is $275,000, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 64109?
The largest racial group in ZIP 64109 is African American at 44.4%. Hispanic or Latino residents make up 8.6% of the population.
How many businesses are in ZIP code 64109?
ZIP code 64109 has 223 business establishments employing approximately 1,752 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64109?
The top industries by establishment count in ZIP 64109 are: Health care and social assistance (53), Other services (except public administration) (46), Professional, scientific, and technical services (21). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 64109?
According to the FHFA House Price Index, home values in ZIP 64109 decreased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64109?
In ZIP code 64109, 63.7% of residents aged 25+ have a high school diploma or higher, and 33.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64109?
The mean commute time for workers in ZIP code 64109 is 21.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64109?
In ZIP code 64109, approximately 38.3% of occupied housing units are owner-occupied and 61.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64109?
The poverty rate in ZIP code 64109 is 28.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64109's numbers, next.
- See how ZIP 64109 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Kansas City, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.