ZIP Code 64401
standardSource:
Agency · Buchanan County · Missouri
- Population
- 1,417
- Median income
- $99,398
- Median home value
- $271,900
- Bachelor's or higher
- 27.1%
- Land area
- 97.1 sq mi
15/sq mi
▲ 30% vs US
higher than 81% of US ZIPs
▼ 2% vs US
higher than 62% of US ZIPs
Median age 40.4
Chicago
ZIP code 64401 in Agency, Missouri has a population of 1,417. The median household income is $99,398, which is 30% above the national average. Median home value is $271,900, 2% below the US average. 27.1% of residents hold a bachelor's degree or higher.
ZIP code 64401 is classified by USPS as a standard delivery area and covers roughly 97.1 square miles in Agency, Buchanan County, Missouri. The area is home to 1,417 residents, producing a population density of 15 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 64401 against Missouri and the nation.
On the economic side, the median household income for ZIP 64401 sits at $99,398 (49% above the Missouri average), while per-capita income is $41,975. The poverty rate stands at 1.5% and the unemployment rate at 1.6%. On housing, the median home value is $271,900 (42% above the state average) with median rent at $1,031 per month, and 98.0% of occupied units are owner-occupied, a direct signal of whether 64401 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 27.1% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is —. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Buchanan County, so you can benchmark 64401 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 64401, Agency, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,417
Population
97.1
Area (sq mi)
15
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64401?
40.4
Median Age
56.2%
Male
43.8%
Female
5.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$99,398
Median Household Income
+49% vs state
$41,975
Per Capita Income
1.5%
Poverty Rate
1.6%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
689
Total Housing Units
650
Occupied Units
39
Vacant Units
2.70
Avg Household Size
Occupancy Type
$271,900
Median Home Value
+42% vs state
$1,031
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+9.0%
YoY Change (2024)
251
HPI Index (2000 = 100)
+151%
Total Change Since 2000
Home values in ZIP 64401 have increased 9.0% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +5.2% | 165 |
| 2020 | +7.0% | 177 |
| 2021 | +6.5% | 189 |
| 2022 | +9.0% | 206 |
| 2024 | — | 251 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 15 business establishments in ZIP 64401, employing approximately 46 people with a combined annual payroll of $1,975,000.
15
Businesses
46
Employees
$2.0M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 7 | 46.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64401 vs 64448 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 64448 | Faucett, MO | 1,104 | 5.9 mi |
| 64507 | Saint Joseph, MO | 13,738 | 7.0 mi |
| 64439 | Dearborn, MO | 1,642 | 7.8 mi |
| 64454 | Gower, MO | 2,667 | 6.8 mi |
| 64443 | Easton, MO | 1,096 | 8.6 mi |
| 64444 | Edgerton, MO | 1,340 | 11.1 mi |
| 64503 | Saint Joseph, MO | 12,921 | 10.4 mi |
| 64501 | Saint Joseph, MO | 12,503 | 11.4 mi |
More ZIP Codes in Buchanan County
Related Areas
Frequently Asked Questions
What county is ZIP code 64401 in? ▼
What is the population of ZIP code 64401? ▼
What is the median household income in ZIP 64401? ▼
What is the average home value in ZIP 64401? ▼
What is the demographic makeup of ZIP 64401? ▼
How many businesses are in ZIP code 64401? ▼
How have home values changed in ZIP code 64401? ▼
What is the education level in ZIP code 64401? ▼
What percentage of residents own vs. rent in ZIP 64401? ▼
What is the poverty rate in ZIP code 64401? ▼
ZIP Code Research Guides
Official Data Resources for Agency, MO
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.