Residential delivery area · Missouri
ZIP Code 64401: Agency, MO
ZIP code 64401 uses the postal name Agency, Missouri and lies entirely in Buchanan County (Census 2020 ZIP-county file). About 1,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $99,398 (Census Bureau, ACS 2020-2024). By Census place, 7% of its land lies in Agency; 93% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2024
- ZBP2023
- IRS2022
- Town
- Agency · its only residential ZIP
- County
- Buchanan County
- Census places
- Agency
- Metro area
- St. Joseph, MO-KS
- House district
- MO-6 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 37.1 sq mi · 47 people per sq mi
Where is ZIP code 64401?
64401 centers on 39.633°, -94.715° and covers 37.1 square miles of land plus 0.6 of water. It borders 5 ZIP codes: 64448, 64454, 64507, 64439, 64443.
The map draws ZIP code areas only. For the streets inside 64401, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 64401 compare with the rest of Buchanan County?
| Measure | 64401 | In Buchanan County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 1,757 | 8th of 14 | 474th of 1,035 |
| Median household income | $99k | 1st of 9 | 45th of 479 |
| Median home value | $272k | 1st of 9 | 107th of 494 |
Its median household income is higher than in 81% of U.S. residential ZIP codes, and it is denser than 41% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 64401?
The 2020 Census counted 1,525 people in 64401; the ACS, which samples households over 2020-2024, estimates 1,757. Between the 2010 and 2020 censuses its population grew 7.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,757±350 (90% margin)
- 2020 Census count
- 1,525+7.6% since 2010 (1,417)
- Households
- 650
- Median age
- 40.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 64401?
Of the 1,757 people the ACS estimates in 64401, 26.3% are under 18 and 15.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.9%).
- Under 1826.3%
- 18 to 6458.7%
- 65 and older15.0%
- White, not Hispanic89.9%
- Hispanic or Latino7.8%
- Other or two or more2.3%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 64401 earn?
Median household income is $99,398 (ACS 2020-2024), the highest of the 9 ranked ZIP codes in Buchanan County. It is not measurably different from 2015-2019 ($84,564 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $99,398±$16,565
- Income per person
- $41,975
- Below the poverty line
- 1.5%
- Unemployed (of the labor force)
- 1.6%
- Adults 25+ with a bachelor's degree
- 27.1%
- Adjusted gross income per tax return, 2022
- $81,416670 returns; wages 74% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 64401?
- Median home value (owners' estimate)
- $271,900
- Median gross rent
- $1,031
- Homes owned by their occupants
- 98.0%
- Housing units
- 689
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 64401?
15 business establishments had a location in this ZIP code in 2023, 1 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction7
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 64401?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 64448 | Faucett | 912 | $76k | 6.3 mi |
| 64454 | Gower | 2,941 | $87k | 6.7 mi |
| 64507 | Saint Joseph | 13,991 | $61k | 7.3 mi |
| 64439 | Dearborn | 1,537 | $91k | 7.8 mi |
| 64443 | Easton | 1,249 | $86k | 8.3 mi |
| 64503 | Saint Joseph | 11,954 | $53k | 10.6 mi (near) |
| 64444 | Edgerton | 1,043 | $69k | 10.8 mi (near) |
| 64504 | Saint Joseph | 10,068 | $59k | 10.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.