PlainZIP

De Kalb, MO · standard

ZIP Code 64440

Buchanan County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

737
8/sq mi
$94,306
Median income
$187,800
Median home value
9.0%
Bachelor's or higher

The verdict

De Kalb pairs an upper-quartile household income with below-median home values, in a rural, homeowner-dominated area.

Top 23%
household income, US ZIPs
40th pct
home value, US ZIPs
8
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64440 against every reporting US ZIP.

ZIP code 64440 is a sparsely populated ZIP (a standard USPS delivery area) in De Kalb, Buchanan County, Missouri, home to just 737 residents across 97.0 square miles, a density of 8 people per square mile, in the Chicago time zone.

ZIP 64440 lands in the middle-income range, with a median household income of $94,306 (41% above the Missouri average), while per-capita income is $38,536. Local economic indicators show a 11.9% poverty rate alongside 0.9% unemployment. Housing costs here run $187,800 for a typical home value (2% below the state average), with rent averaging $940 a month; 82.5% of homes are owner-occupied.

Formal educational attainment runs low here: just 9.0% of adults hold a bachelor's degree or higher, the median age is 40.8, and the average commute is 29 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Buchanan County, letting you compare 64440 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64440, De Kalb, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

737

Population

97.0

Area (sq mi)

8

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64440?

40.8

Median Age

45.4%

Male

54.6%

Female

0.0%

Foreign-Born

White 97.1%
African American 0.2%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$94,306

Median Household Income

+41% vs state

$38,536

Per Capita Income

11.9%

Poverty Rate

0.9%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 64440 ranks nationally

De Kalb, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$94,306 Top 23% higher than 77% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.0%
Bachelor's Degree or Higher 9.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

397

Total Housing Units

309

Occupied Units

88

Vacant Units

2.91

Avg Household Size

Occupancy Type

Owner 82.5%
Renter 17.5%

$187,800

Median Home Value

-2% vs state

$940

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 12 business establishments in ZIP 64440, employing approximately 24 people with a combined annual payroll of $889,000.

12

Businesses

24

Employees

$889K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Transportation and warehousing 3 25.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64440 vs 64504 →

ZIP 64440 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64440 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64440 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64440 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64504 Saint Joseph, MO 10,763 7.5 mi
64448 Faucett, MO 1,104 5.5 mi
64484 Rushville, MO 1,229 5.6 mi
64098 Weston, MO 2,892 8.5 mi

More ZIP Codes in Buchanan County

64506 standard
Saint Joseph, MO
Pop: 24,030
64507 standard
Saint Joseph, MO
Pop: 13,738
64505 standard
Saint Joseph, MO
Pop: 13,161
64503 standard
Saint Joseph, MO
Pop: 12,921
64501 standard
Saint Joseph, MO
Pop: 12,503
64504 standard
Saint Joseph, MO
Pop: 10,763

Related Areas

Buchanan County De Kalb, MO Missouri

Frequently Asked Questions

What county is ZIP code 64440 in? ▼
ZIP code 64440 (De Kalb) is located in Buchanan County, Missouri. Buchanan County contains multiple ZIP codes, see the full list at /counties/buchanan-mo.
What is the population of ZIP code 64440? ▼
ZIP code 64440 in De Kalb, MO has a population of 737 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64440? ▼
The median household income in ZIP 64440 is $94,306, which is 24% above the national average of $76,288.
What is the average home value in ZIP 64440? ▼
The median home value in ZIP 64440 is $187,800, which is 32% below the national average of $278,155.
What is the demographic makeup of ZIP 64440? ▼
The largest racial group in ZIP 64440 is White at 97.1%.
How many businesses are in ZIP code 64440? ▼
ZIP code 64440 has 12 business establishments employing approximately 24 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 64440? ▼
In ZIP code 64440, 57.0% of residents aged 25+ have a high school diploma or higher, and 9.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64440? ▼
The mean commute time for workers in ZIP code 64440 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64440? ▼
In ZIP code 64440, approximately 82.5% of occupied housing units are owner-occupied and 17.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64440? ▼
The poverty rate in ZIP code 64440 is 11.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.