PlainZIP

Cainsville, MO · standard

ZIP Code 64632

Harrison County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

629
3/sq mi
$50,313
Median income
$79,600
Median home value
9.2%
Bachelor's or higher

The verdict

Cainsville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

15th pct
household income, US ZIPs
4th pct
home value, US ZIPs
3
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64632 against every reporting US ZIP.

ZIP code 64632 is a sparsely populated ZIP (a standard USPS delivery area) in Cainsville, Harrison County, Missouri, home to just 629 residents across 251.6 square miles, a density of 3 people per square mile, in the Chicago time zone.

ZIP 64632 reports a modest median household income of $50,313 (25% below the Missouri average), while per-capita income is $33,850. Local economic indicators show a 15.1% poverty rate alongside 4.1% unemployment. Median home value sits at $79,600 (58% below the state average), median rent at $613 a month, and owner-occupancy at 85.3%.

Formal educational attainment runs low here: just 9.2% of adults hold a bachelor's degree or higher, the median age is 56.1, and the average commute is -. Beyond these figures, 3 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Harrison County, letting you compare 64632 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64632, Cainsville, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

629

Population

251.6

Area (sq mi)

3

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64632?

56.1

Median Age

46.1%

Male

53.9%

Female

1.1%

Foreign-Born

White 95.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 1.1%
Two or More Ethnicities 3.5%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,313

Median Household Income

-25% vs state

$33,850

Per Capita Income

15.1%

Poverty Rate

4.1%

Unemployment Rate

How ZIP 64632 ranks nationally

Cainsville, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$50,313 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.8%
Bachelor's Degree or Higher 9.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

317

Total Housing Units

163

Occupied Units

154

Vacant Units

2.28

Avg Household Size

Occupancy Type

Owner 85.3%
Renter 14.7%

$79,600

Median Home Value

-58% vs state

$613

Median Rent

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 6 business establishments in ZIP 64632, employing approximately 23 people with a combined annual payroll of $848,000.

6

Businesses

23

Employees

$848K

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64632 vs 64426 →

ZIP 64632 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64632 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64632 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64632 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64426 Blythedale, MO 356 6.2 mi
50065 Davis City, IA 583 9.5 mi
64481 Ridgeway, MO 1,088 10.2 mi

More ZIP Codes in Harrison County

64424 standard
Bethany, MO
Pop: 4,585
64481 standard
Ridgeway, MO
Pop: 1,088
64442 standard
Eagleville, MO
Pop: 882
64642 standard
Gilman City, MO
Pop: 855
64471 standard
New Hampton, MO
Pop: 483
64426 standard
Blythedale, MO
Pop: 356

Related Areas

Harrison County Cainsville, MO Missouri

Frequently Asked Questions

What county is ZIP code 64632 in? ▼
ZIP code 64632 (Cainsville) is located in Harrison County, Missouri. Harrison County contains multiple ZIP codes, see the full list at /counties/harrison-mo.
What is the population of ZIP code 64632? ▼
ZIP code 64632 in Cainsville, MO has a population of 629 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64632? ▼
The median household income in ZIP 64632 is $50,313, which is 34% below the national average of $76,288.
What is the average home value in ZIP 64632? ▼
The median home value in ZIP 64632 is $79,600, which is 71% below the national average of $278,155.
What is the demographic makeup of ZIP 64632? ▼
The largest racial group in ZIP 64632 is White at 95.4%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 64632? ▼
ZIP code 64632 has 6 business establishments employing approximately 23 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 64632? ▼
In ZIP code 64632, 55.8% of residents aged 25+ have a high school diploma or higher, and 9.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64632? ▼
In ZIP code 64632, approximately 85.3% of occupied housing units are owner-occupied and 14.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64632? ▼
The poverty rate in ZIP code 64632 is 15.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.