Ridgeway, MO · standard
ZIP Code 64481
Harrison County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,088
- 3/sq mi Low-density area
- $55,341
- Median income Below-median income area
- $120,200
- Median home value Below-median home value
- 16.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Ridgeway pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 22nd pct
- household income, US ZIPs
- 17th pct
- home value, US ZIPs
- 3
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64481 against every reporting US ZIP.
ZIP code 64481 is a sparsely populated ZIP (a standard USPS delivery area) in Ridgeway, Harrison County, Missouri, home to just 1,088 residents across 329.7 square miles, a density of 3 people per square mile, in the Chicago time zone.
ZIP 64481 reports a modest median household income of $55,341 (17% below the average Missouri ZIP), while per-capita income is $27,093. The poverty rate is 19.8%, with unemployment at 4.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $120,200 (37% below the average Missouri ZIP), and median rent is $521; owner occupancy is 76.8%.
Educational attainment sits below the national norm: 16.8% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Harrison County, so 64481 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64481, Ridgeway, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,088
Population
329.7
Area (sq mi)
3
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64481?
43.2
Median Age
52.9%
Male
47.1%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,341
Median Household Income
-17% vs state ZIP avg
$27,093
Per Capita Income
19.8%
Poverty Rate
4.0%
Unemployment Rate
How ZIP 64481 ranks among Missouri ZIPs
Ridgeway, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$55,341 33rd percentile higher than 33% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
547housing units
547
Total Housing Units
426
Occupied Units
121
Vacant Units
2.71
Avg Household Size
Occupancy Type
$120,200
Median Home Value
-37% vs state ZIP avg
$521
Median Rent
1980
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 4 business establishments in ZIP 64481, employing approximately 17 people with a combined annual payroll of $540,000.
4
Businesses
17
Employees
$540K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64481 vs 64632 →
ZIP 64481 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64424
Bethany (64424)
4,585 residents
- 64481 1,088
Ridgeway (64481)
1,088 residents
- 64442 882
Eagleville (64442)
882 residents
- 64632 629
Cainsville (64632)
629 residents
What this shows Among its immediate neighbors, ZIP 64481 ranks #2 by population - useful context the national average alone can't give.
ZIP 64481 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64442
Eagleville (64442)
$61,985 median income
- 64481
Ridgeway (64481)
$55,341 median income
- 64424
Bethany (64424)
$53,479 median income
- 64632
Cainsville (64632)
$50,313 median income
What this shows By household income, ZIP 64481 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64481, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,088 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Harrison County
Related Areas
Frequently Asked Questions
What county is ZIP code 64481 in?
ZIP code 64481 (Ridgeway) is located in Harrison County, Missouri. Harrison County contains multiple ZIP codes, see the full list at /counties/harrison-mo.
What is the population of ZIP code 64481?
ZIP code 64481 in Ridgeway, MO has a population of 1,088 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64481?
The median household income in ZIP 64481 is $55,341, which is 27% below the national average of $76,288.
What is the average home value in ZIP 64481?
The median home value in ZIP 64481 is $120,200, which is 57% below the national average of $278,155.
What is the demographic makeup of ZIP 64481?
The largest racial group in ZIP 64481 is White at 96.4%.
How many businesses are in ZIP code 64481?
ZIP code 64481 has 4 business establishments employing approximately 17 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 64481?
In ZIP code 64481, 59.1% of residents aged 25+ have a high school diploma or higher, and 16.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 64481?
In ZIP code 64481, approximately 76.8% of occupied housing units are owner-occupied and 23.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64481?
The poverty rate in ZIP code 64481 is 19.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64481's numbers, next.
- See how ZIP 64481 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Ridgeway, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.