Residential delivery area · Missouri
ZIP Code 64865: Seneca, MO
ZIP code 64865 uses the postal name Seneca, Missouri and lies mostly in Newton County (84% of its land) with the rest in McDonald County (Census 2020 ZIP-county file). About 5,700 people live there (Census Bureau, ACS 2020-2024). Median household income is $60,846 (Census Bureau, ACS 2020-2024). By Census place, 3% of its land lies in Seneca; 97% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Seneca · its only residential ZIP
- County
- Newton County (84%); McDonald County (16%)
- Census places
- Seneca
- Metro area
- Joplin, MO-KS
- House district
- MO-7 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 75.1 sq mi · 76 people per sq mi
Where is ZIP code 64865?
64865 centers on 36.843°, -94.581° and covers 75.1 square miles of land plus 0.1 of water. It borders 8 ZIP codes: 64858, 74370, 64850, 64843, 74363, 64868, 64804, 64831.
The map draws ZIP code areas only. For the streets inside 64865, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 64865 compare with the rest of Newton County?
| Measure | 64865 | In Newton County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 5,692 | 3rd of 14 | 269th of 1,035 |
| Median household income | $61k | 4th of 8 | 295th of 479 |
| Median home value | $205k | 2nd of 8 | 233rd of 494 |
Its median household income is higher than in 31% of U.S. residential ZIP codes, and it is denser than 49% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 64865?
The 2020 Census counted 5,670 people in 64865; the ACS, which samples households over 2020-2024, estimates 5,692. Between the 2010 and 2020 censuses its population fell 5.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 5,692±781 (90% margin)
- 2020 Census count
- 5,670−5.5% since 2010 (5,997)
- Households
- 1,953
- Median age
- 38.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 64865?
Of the 5,692 people the ACS estimates in 64865, 27.8% are under 18 and 18.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (79.3%), then Other or two or more (18.7%).
- Under 1827.8%
- 18 to 6453.9%
- 65 and older18.3%
- White, not Hispanic79.3%
- Other or two or more18.7%
- Hispanic or Latino1.9%
- Asian, not Hispanic0.1%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 64865 earn?
Median household income is $60,846 (ACS 2020-2024), the 4th highest of the 8 ranked ZIP codes in Newton County. It is not measurably different from 2015-2019 ($55,704 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $60,846±$8,913
- Income per person
- $30,201
- Below the poverty line
- 16.4%
- Unemployed (of the labor force)
- 2.4%
- Adults 25+ with a bachelor's degree
- 12.8%
- Adjusted gross income per tax return, 2022
- $58,6342,410 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 64865?
FHFA's house price index for 64865, built from repeat sales and appraisals of the same homes, rose 52% from 2015 to 2025 and rose 44% from 2020 to 2025, and moved −14.1% in 2025.
- Median home value (owners' estimate)
- $205,100
- Median gross rent
- $816
- Homes owned by their occupants
- 78.6%
- Housing units
- 2,106
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 64865?
72 business establishments had a location in this ZIP code in 2023, 4 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade10
- Other services (except public administration)10
- Construction9
- Health care and social assistance9
- Professional, scientific, and technical services7
- Finance and insurance6
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 64865?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 64858 | Racine | 586 | – | 4.9 mi |
| 74370 | Wyandotte, OK | 3,656 | $53k | 8.4 mi |
| 64850 | Neosho | 25,126 | $64k | 10.0 mi |
| 64843 | Goodman | 3,180 | $56k | 10.4 mi |
| 74363 | Quapaw, OK | 2,492 | $56k | 10.8 mi |
| 64868 | Tiff City | 137 | $88k | 10.9 mi |
| 64804 | Joplin | 37,016 | $63k | 12.9 mi |
| 64831 | Anderson | 6,206 | $63k | 14.4 mi |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.