ZIP Code 64865
standardSource:
Seneca · Newton County · Missouri
- Population
- 5,997
- Median income
- $60,846
- Median home value
- $205,100
- Bachelor's or higher
- 12.8%
- Land area
- 201.2 sq mi
30/sq mi
▼ 20% vs US
higher than 30% of US ZIPs
▼ 26% vs US
higher than 45% of US ZIPs
Median age 38
Chicago
ZIP code 64865 in Seneca, Missouri has a population of 5,997. The median household income is $60,846, which is 20% below the national average. Median home value is $205,100, 26% below the US average. 12.8% of residents hold a bachelor's degree or higher.
ZIP code 64865 is classified by USPS as a standard delivery area and covers roughly 201.2 square miles in Seneca, Newton County, Missouri. The area is home to 5,997 residents, producing a population density of 30 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 64865 against Missouri and the nation.
On the economic side, the median household income for ZIP 64865 sits at $60,846 (9% below the Missouri average), while per-capita income is $30,201. The poverty rate stands at 16.4% and the unemployment rate at 2.4%. On housing, the median home value is $205,100 (7% above the state average) with median rent at $816 per month, and 78.6% of occupied units are owner-occupied, a direct signal of whether 64865 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 12.8% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 25 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Newton County, so you can benchmark 64865 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 64865
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 64865.
- Retail trade
Retail trade
10 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
- Construction
Construction
9 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 64865, Seneca, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
5,997
Population
201.2
Area (sq mi)
30
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64865?
38.0
Median Age
48.8%
Male
51.2%
Female
2.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,846
Median Household Income
-9% vs state
$30,201
Per Capita Income
16.4%
Poverty Rate
2.4%
Unemployment Rate
25.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,106
Total Housing Units
1,953
Occupied Units
153
Vacant Units
2.88
Avg Household Size
Occupancy Type
$205,100
Median Home Value
+7% vs state
$816
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+21.5%
YoY Change (2024)
261
HPI Index (2000 = 100)
+161%
Total Change Since 2000
Home values in ZIP 64865 have increased 21.5% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 156 |
| 2021 | +11.9% | 174 |
| 2022 | +8.1% | 188 |
| 2023 | +14.0% | 215 |
| 2024 | +21.5% | 261 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 72 business establishments in ZIP 64865, employing approximately 535 people with a combined annual payroll of $23,031,000.
72
Businesses
535
Employees
$23.0M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 10 | 13.9% |
| Other services (except public administration) | 10 | 13.9% |
| Construction | 9 | 12.5% |
| Health care and social assistance | 9 | 12.5% |
| Professional, scientific, and technical services | 7 | 9.7% |
| Finance and insurance | 6 | 8.3% |
| Accommodation and food services | 5 | 6.9% |
| Agriculture, forestry, fishing and hunting | 4 | 5.6% |
| Manufacturing | 3 | 4.2% |
| Transportation and warehousing | 3 | 4.2% |
| Real estate and rental and leasing | 3 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64865 vs 64858 →
More ZIP Codes in Newton County
Related Areas
Frequently Asked Questions
What county is ZIP code 64865 in? ▼
What is the population of ZIP code 64865? ▼
What is the median household income in ZIP 64865? ▼
What is the average home value in ZIP 64865? ▼
What is the demographic makeup of ZIP 64865? ▼
How many businesses are in ZIP code 64865? ▼
What are the main industries in ZIP code 64865? ▼
How have home values changed in ZIP code 64865? ▼
What is the education level in ZIP code 64865? ▼
What is the average commute time in ZIP 64865? ▼
What percentage of residents own vs. rent in ZIP 64865? ▼
What is the poverty rate in ZIP code 64865? ▼
ZIP Code Research Guides
Official Data Resources for Seneca, MO
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.