PlainZIP

Seneca, MO · standard

ZIP Code 64865

Newton County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,997
30/sq mi
$60,846
Median income
$205,100
Median home value
12.8%
Bachelor's or higher

The verdict

Seneca pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

30th pct
household income, US ZIPs
45th pct
home value, US ZIPs
30
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64865 against every reporting US ZIP.

ZIP code 64865 is a mid-sized community (a standard USPS delivery area) in Seneca, Newton County, Missouri, home to 5,997 residents across 201.2 square miles, a density of 30 people per square mile, in the Chicago time zone.

ZIP 64865 reports a modest median household income of $60,846 (9% below the Missouri average), while per-capita income is $30,201. The poverty rate stands at 16.4% and the unemployment rate at 2.4%. The typical home here is valued at $205,100 (7% above the state average); renters pay a median of $816 monthly, and 78.6% of units are owner-occupied.

Formal educational attainment runs low here: just 12.8% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 25 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Newton County, so you can benchmark 64865 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 64865

Top 5 sectors by establishment count in Seneca, MO

Which industries have the most business establishments in ZIP 64865.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64865, Seneca, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,997

Population

201.2

Area (sq mi)

30

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 64865?

38.0

Median Age

48.8%

Male

51.2%

Female

2.9%

Foreign-Born

White 79.7%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 4.6%
Native Hawaiian or Pacific Islander 2.6%
Two or More Ethnicities 10.8%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$60,846

Median Household Income

-9% vs state

$30,201

Per Capita Income

16.4%

Poverty Rate

2.4%

Unemployment Rate

25.0 min

Mean Commute Time

How ZIP 64865 ranks nationally

Seneca, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$60,846 30th percentile higher than 30% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.6%
Bachelor's Degree or Higher 12.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,106

Total Housing Units

1,953

Occupied Units

153

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 78.6%
Renter 21.4%

$205,100

Median Home Value

+7% vs state

$816

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+21.5%

YoY Change (2024)

261

HPI Index (2000 = 100)

+161%

Total Change Since 2000

Home values in ZIP 64865 have increased 21.5% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 156
2021 +11.9% 174
2022 +8.1% 188
2023 +14.0% 215
2024 +21.5% 261

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 72 business establishments in ZIP 64865, employing approximately 535 people with a combined annual payroll of $23,031,000.

72

Businesses

535

Employees

$23.0M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 10 13.9%
Other services (except public administration) 10 13.9%
Construction 9 12.5%
Health care and social assistance 9 12.5%
Professional, scientific, and technical services 7 9.7%
Finance and insurance 6 8.3%
Accommodation and food services 5 6.9%
Agriculture, forestry, fishing and hunting 4 5.6%
Manufacturing 3 4.2%
Transportation and warehousing 3 4.2%
Real estate and rental and leasing 3 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 64865 vs 64858 →

ZIP 64865 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 64865 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 64865 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 64865 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
64858 Racine, MO 166 4.9 mi
74370 Wyandotte, OK 3,537 7.7 mi
64843 Goodman, MO 3,259 10.5 mi
74363 Quapaw, OK 2,892 10.8 mi

More ZIP Codes in Newton County

64850 standard
Neosho, MO
Pop: 24,063
64844 standard
Granby, MO
Pop: 4,680
64840 standard
Diamond, MO
Pop: 2,813
64866 standard
Stark City, MO
Pop: 1,484
64842 standard
Fairview, MO
Pop: 829
64858 standard
Racine, MO
Pop: 166

Related Areas

Newton County Seneca, MO Missouri

Frequently Asked Questions

What county is ZIP code 64865 in? ▼
ZIP code 64865 (Seneca) is located in Newton County, Missouri. Newton County contains multiple ZIP codes, see the full list at /counties/newton-mo.
What is the population of ZIP code 64865? ▼
ZIP code 64865 in Seneca, MO has a population of 5,997 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64865? ▼
The median household income in ZIP 64865 is $60,846, which is 20% below the national average of $76,288.
What is the average home value in ZIP 64865? ▼
The median home value in ZIP 64865 is $205,100, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 64865? ▼
The largest racial group in ZIP 64865 is White at 79.7%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 64865? ▼
ZIP code 64865 has 72 business establishments employing approximately 535 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64865? ▼
The top industries by establishment count in ZIP 64865 are: Retail trade (10), Other services (except public administration) (10), Construction (9). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 64865? ▼
According to the FHFA House Price Index, home values in ZIP 64865 increased by 21.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64865? ▼
In ZIP code 64865, 48.6% of residents aged 25+ have a high school diploma or higher, and 12.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64865? ▼
The mean commute time for workers in ZIP code 64865 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64865? ▼
In ZIP code 64865, approximately 78.6% of occupied housing units are owner-occupied and 21.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64865? ▼
The poverty rate in ZIP code 64865 is 16.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.