Seneca, MO · standard
ZIP Code 64865
Newton County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,997
- 30/sq mi Moderate-density area
- $60,846
- Median income Below-median income area
- $205,100
- Median home value Near-median home value
- 12.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Seneca pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 30th pct
- household income, US ZIPs
- 45th pct
- home value, US ZIPs
- 30
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 64865 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 64865 (Seneca, MO) rose +21.5% from 2023 to 2024. The all-transactions index moved from 214.8 in 2023 to 260.9 in 2024 (2000 = 100).
ZIP code 64865 is a mid-sized community (a standard USPS delivery area) in Seneca, Newton County, Missouri, home to 5,997 residents across 201.2 square miles, a density of 30 people per square mile, in the Chicago time zone.
ZIP 64865 reports a modest median household income of $60,846 (9% below the average Missouri ZIP), while per-capita income is $30,201. The poverty rate is 16.4%, with unemployment at 2.4%; those measures add context to the income figure. Median home value is $205,100 (7% above the average Missouri ZIP) and median rent is $816; 78.6% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 12.8% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 25 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Newton County, so 64865 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 64865
Top 5 sectors by establishment count in Seneca, MO
Which industries have the most business establishments in ZIP 64865.
- Retail trade
Retail trade
10 establishments
- Other services (except public administration)
Other services (except public administration)
10 establishments
- Construction
Construction
9 establishments
- Health care and social assistance
Health care and social assistance
9 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 64865, Seneca, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,997
Population
201.2
Area (sq mi)
30
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 64865?
38.0
Median Age
48.8%
Male
51.2%
Female
2.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$60,846
Median Household Income
-9% vs state ZIP avg
$30,201
Per Capita Income
16.4%
Poverty Rate
2.4%
Unemployment Rate
25.0 min
Mean Commute Time
How ZIP 64865 ranks among Missouri ZIPs
Seneca, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$60,846 47th percentile higher than 47% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,106housing units
2,106
Total Housing Units
1,953
Occupied Units
153
Vacant Units
2.88
Avg Household Size
Occupancy Type
$205,100
Median Home Value
+7% vs state ZIP avg
$816
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+21.5%
YoY Change (2024)
261
HPI Index (2000 = 100)
+161%
Total Change Since 2000
Home values in ZIP 64865 have increased 21.5% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.3% | 156 |
| 2021 | +11.9% | 174 |
| 2022 | +8.1% | 188 |
| 2023 | +14.0% | 215 |
| 2024 | +21.5% | 261 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 72 business establishments in ZIP 64865, employing approximately 535 people with a combined annual payroll of $23,031,000.
72
Businesses
535
Employees
$23.0M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 10 | 13.9% |
| Other services (except public administration) | 10 | 13.9% |
| Construction | 9 | 12.5% |
| Health care and social assistance | 9 | 12.5% |
| Professional, scientific, and technical services | 7 | 9.7% |
| Finance and insurance | 6 | 8.3% |
| Accommodation and food services | 5 | 6.9% |
| Agriculture, forestry, fishing and hunting | 4 | 5.6% |
| Manufacturing | 3 | 4.2% |
| Transportation and warehousing | 3 | 4.2% |
| Real estate and rental and leasing | 3 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 64865 vs 64858 →
ZIP 64865 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64865
Seneca (64865)
5,997 residents
- 74370
Wyandotte (74370)
3,537 residents
- 64843
Goodman (64843)
3,259 residents
- 74363
Quapaw (74363)
2,892 residents
- 64858 166
Racine (64858)
166 residents
What this shows Among its immediate neighbors, ZIP 64865 ranks the most populous - useful context the national average alone can't give.
ZIP 64865 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 64865
Seneca (64865)
$60,846 median income
- 74363
Quapaw (74363)
$55,524 median income
- 64843
Goodman (64843)
$55,492 median income
- 74370
Wyandotte (74370)
$52,535 median income
What this shows By household income, ZIP 64865 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 64865, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,997 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Newton County
Related Areas
Frequently Asked Questions
What county is ZIP code 64865 in?
ZIP code 64865 (Seneca) is located in Newton County, Missouri. Newton County contains multiple ZIP codes, see the full list at /counties/newton-mo.
What is the population of ZIP code 64865?
ZIP code 64865 in Seneca, MO has a population of 5,997 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 64865?
The median household income in ZIP 64865 is $60,846, which is 20% below the national average of $76,288.
What is the average home value in ZIP 64865?
The median home value in ZIP 64865 is $205,100, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 64865?
The largest racial group in ZIP 64865 is White at 79.7%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 64865?
ZIP code 64865 has 72 business establishments employing approximately 535 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 64865?
The top industries by establishment count in ZIP 64865 are: Retail trade (10), Other services (except public administration) (10), Construction (9). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 64865?
According to the FHFA House Price Index, home values in ZIP 64865 increased by 21.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 64865?
In ZIP code 64865, 48.6% of residents aged 25+ have a high school diploma or higher, and 12.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 64865?
The mean commute time for workers in ZIP code 64865 is 25.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 64865?
In ZIP code 64865, approximately 78.6% of occupied housing units are owner-occupied and 21.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 64865?
The poverty rate in ZIP code 64865 is 16.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 64865's numbers, next.
- See how ZIP 64865 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Seneca, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.