ZIP Code 65037

standard

Source:

Gravois Mills · Morgan County · Missouri

Population
4,938

23/sq mi

Median income
$66,360

▼ 13% vs US

higher than 41% of US ZIPs

Median home value
$284,100

▲ 2% vs US

higher than 64% of US ZIPs

Bachelor's or higher
20.1%

Median age 60

Land area
211.0 sq mi

Chicago

ZIP code 65037 in Gravois Mills, Missouri has a population of 4,938. The median household income is $66,360, which is 13% below the national average. Median home value is $284,100, 2% above the US average. 20.1% of residents hold a bachelor's degree or higher.

ZIP code 65037 is classified by USPS as a standard delivery area and covers roughly 211.0 square miles in Gravois Mills, Morgan County, Missouri. The area is home to 4,938 residents, producing a population density of 23 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 65037 against Missouri and the nation.

On the economic side, the median household income for ZIP 65037 sits at $66,360 (1% below the Missouri average), while per-capita income is $45,094. The poverty rate stands at 13.2% and the unemployment rate at 4.9%. On housing, the median home value is $284,100 (49% above the state average) with median rent at $802 per month, and 87.5% of occupied units are owner-occupied, a direct signal of whether 65037 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.1% of adults hold a bachelor's degree or higher, the median age is 60, and the average commute is 25 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Morgan County, so you can benchmark 65037 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 65037

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 65037.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 65037, Gravois Mills, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,938

Population

211.0

Area (sq mi)

23

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65037?

60.0

Median Age

51.2%

Male

48.8%

Female

0.6%

Foreign-Born

White 93.4%
African American 0.2%
Asian 0.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,360

Median Household Income

-1% vs state

$45,094

Per Capita Income

13.2%

Poverty Rate

4.9%

Unemployment Rate

25.2 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.1%
Bachelor's Degree or Higher 20.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,401

Total Housing Units

2,535

Occupied Units

2,866

Vacant Units

2.04

Avg Household Size

Occupancy Type

Owner 87.5%
Renter 12.5%

$284,100

Median Home Value

+49% vs state

$802

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.8%

YoY Change (2024)

321

HPI Index (2000 = 100)

+221%

Total Change Since 2000

Home values in ZIP 65037 have increased 10.8% over the past year (2024). Since 2000, this ZIP has seen +221% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.2% 182
2021 +14.1% 208
2022 +33.6% 278
2023 +4.5% 290
2024 +10.8% 321

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 152 business establishments in ZIP 65037, employing approximately 697 people with a combined annual payroll of $26,144,000.

152

Businesses

697

Employees

$26.1M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 29 19.1%
Retail trade 27 17.8%
Construction 26 17.1%
Other services (except public administration) 14 9.2%
Professional, scientific, and technical services 10 6.6%
Real estate and rental and leasing 8 5.3%
Administrative and support and waste management and remediation services 8 5.3%
Finance and insurance 6 4.0%
Health care and social assistance 6 4.0%
Manufacturing 5 3.3%
Arts, entertainment, and recreation 4 2.6%
Wholesale trade 3 2.0%
Transportation and warehousing 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65037 vs 65072 →

ZIP Code City Population Distance
65072 Rocky Mount, MO 1,847 7.6 mi
65079 Sunrise Beach, MO 4,729 8.4 mi
65324 Climax Springs, MO 1,634 11.5 mi

More ZIP Codes in Morgan County

Frequently Asked Questions

What county is ZIP code 65037 in?
ZIP code 65037 (Gravois Mills) is located in Morgan County, Missouri. Morgan County contains multiple ZIP codes, see the full list at /counties/morgan-mo.
What is the population of ZIP code 65037?
ZIP code 65037 in Gravois Mills, MO has a population of 4,938 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65037?
The median household income in ZIP 65037 is $66,360, which is 13% below the national average of $76,288.
What is the average home value in ZIP 65037?
The median home value in ZIP 65037 is $284,100, which is 2% above the national average of $278,155.
What is the demographic makeup of ZIP 65037?
The largest racial group in ZIP 65037 is White at 93.4%. Hispanic or Latino residents make up 3.1% of the population.
How many businesses are in ZIP code 65037?
ZIP code 65037 has 152 business establishments employing approximately 697 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65037?
The top industries by establishment count in ZIP 65037 are: Accommodation and food services (29), Retail trade (27), Construction (26). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 65037?
According to the FHFA House Price Index, home values in ZIP 65037 increased by 10.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 221%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65037?
In ZIP code 65037, 56.1% of residents aged 25+ have a high school diploma or higher, and 20.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65037?
The mean commute time for workers in ZIP code 65037 is 25.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65037?
In ZIP code 65037, approximately 87.5% of occupied housing units are owner-occupied and 12.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65037?
The poverty rate in ZIP code 65037 is 13.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Gravois Mills, MO

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.