ZIP Code 65078

ZIP code 65078 is classified by USPS as a standard delivery area and covers roughly 394.0 square miles in Stover, Morgan County, Missouri. The area is home to 3,743 residents, producing a population density of 10 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 65078 against Missouri and the nation.

On the economic side, the median household income for ZIP 65078 sits at $43,974 (34% below the Missouri average), while per-capita income is $25,889. The poverty rate stands at 27.7% and the unemployment rate at 4.4%. On housing, the median home value is $150,200 (21% below the state average) with median rent at $753 per month, and 83.7% of occupied units are owner-occupied, a direct signal of whether 65078 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 12.9% of adults hold a bachelor's degree or higher, the median age is 47.9, and the average commute is —. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Morgan County, so you can benchmark 65078 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →