Residential delivery area · Missouri
ZIP Code 65078: Stover, MO
ZIP code 65078 uses the postal name Stover, Missouri and lies mostly in Morgan County (94% of its land) with the rest in Benton County (Census 2020 ZIP-county file). About 3,600 people live there (Census Bureau, ACS 2020-2024). Median household income is $43,974 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Stover; more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2023
- ZBP2023
- IRS2022
- Town
- Stover · its only residential ZIP
- County
- Morgan County (94%); Benton County (6%)
- Census places
- Stover
- House district
- MO-4 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 156.2 sq mi · 23 people per sq mi
Where is ZIP code 65078?
65078 centers on 38.381°, -93.036° and covers 156.2 square miles of land plus 5.6 of water. It borders 7 ZIP codes: 65325, 65084, 65345, 65037, 65338, 65329, 65326.
The map draws ZIP code areas only. For the streets inside 65078, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 65078 compare with the rest of Morgan County?
| Measure | 65078 | In Morgan County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 3,584 | 6th of 14 | 337th of 1,035 |
| Median household income | $44k | 7th of 7 | 451st of 479 |
| Median home value | $150k | 7th of 8 | 387th of 494 |
Its median household income is higher than in 8% of U.S. residential ZIP codes, and it is denser than 28% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 65078?
The 2020 Census counted 3,809 people in 65078; the ACS, which samples households over 2020-2024, estimates 3,584. Between the 2010 and 2020 censuses its population grew 1.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,584±403 (90% margin)
- 2020 Census count
- 3,809+1.8% since 2010 (3,743)
- Households
- 1,542
- Median age
- 47.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 65078?
Of the 3,584 people the ACS estimates in 65078, 20.4% are under 18 and 27.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.5%).
- Under 1820.4%
- 18 to 6451.9%
- 65 and older27.7%
- White, not Hispanic85.5%
- Other or two or more8.8%
- Hispanic or Latino4.5%
- Asian, not Hispanic0.6%
- Black, not Hispanic0.5%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 65078 earn?
Median household income is $43,974 (ACS 2020-2024), the 7th highest of the 7 ranked ZIP codes in Morgan County. It is not measurably different from 2015-2019 ($44,882 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $43,974
- Income per person
- $25,889
- Below the poverty line
- 27.7%
- Unemployed (of the labor force)
- 4.4%
- Adults 25+ with a bachelor's degree
- 12.9%
- Adjusted gross income per tax return, 2022
- $46,7691,620 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 65078?
- Median home value (owners' estimate)
- $150,200
- Median gross rent
- $753
- Homes owned by their occupants
- 83.7%
- Housing units
- 2,732
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 65078?
56 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade12
- Construction11
- Other services (except public administration)7
- Manufacturing6
- Accommodation and food services6
- Wholesale trade4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 65078?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 65325 | Cole Camp | 3,071 | $54k | 9.2 mi |
| 65084 | Versailles | 7,473 | $55k | 10.5 mi |
| 65345 | Mora | 376 | $55k | 11.9 mi |
| 65037 | Gravois Mills | 5,244 | $66k | 13.9 mi |
| 65338 | Lincoln | 3,129 | $51k | 14.7 mi |
| 65329 | Florence | 529 | – | 15.9 mi |
| 65326 | Edwards | 1,901 | $52k | 15.9 mi |
| 65034 | Fortuna | 514 | $87k | 17.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.