PlainZIP

Stover, MO · standard

ZIP Code 65078

Morgan County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,743
10/sq mi
$43,974
Median income
$150,200
Median home value
12.9%
Bachelor's or higher

The verdict

Stover pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

8th pct
household income, US ZIPs
25th pct
home value, US ZIPs
10
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65078 against every reporting US ZIP.

ZIP code 65078 covers 394.0 square miles in Stover, Morgan County, Missouri (a standard USPS delivery area), with a modest 3,743 residents on file, a density of 10 people per square mile, in the Chicago time zone.

ZIP 65078 reports a modest median household income of $43,974 (34% below the Missouri average), while per-capita income is $25,889. Poverty here runs at 27.7%, with unemployment measured at 4.4%. Median home value sits at $150,200 (21% below the state average), median rent at $753 a month, and owner-occupancy at 83.7%.

Formal educational attainment runs low here: just 12.9% of adults hold a bachelor's degree or higher, the median age is 47.9, and the average commute is -. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Morgan County, so you can benchmark 65078 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 65078

Top 5 sectors by establishment count in Stover, MO

Which industries have the most business establishments in ZIP 65078.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65078, Stover, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,743

Population

394.0

Area (sq mi)

10

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65078?

47.9

Median Age

51.1%

Male

48.9%

Female

2.1%

Foreign-Born

White 85.5%
African American 0.5%
Asian 0.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.1%
Hispanic or Latino 4.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$43,974

Median Household Income

-34% vs state

$25,889

Per Capita Income

27.7%

Poverty Rate

4.4%

Unemployment Rate

How ZIP 65078 ranks nationally

Stover, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$43,974 8th percentile higher than 8% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.9%
Bachelor's Degree or Higher 12.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,732

Total Housing Units

1,542

Occupied Units

1,190

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 83.7%
Renter 16.3%

$150,200

Median Home Value

-21% vs state

$753

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 56 business establishments in ZIP 65078, employing approximately 292 people with a combined annual payroll of $10,487,000.

56

Businesses

292

Employees

$10.5M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Retail trade 12 21.4%
Construction 11 19.6%
Other services (except public administration) 7 12.5%
Manufacturing 6 10.7%
Accommodation and food services 6 10.7%
Wholesale trade 4 7.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65078 vs 65345 →

ZIP Code City Population Distance
65345 Mora, MO 387 12.3 mi

More ZIP Codes in Morgan County

65084 standard
Versailles, MO
Pop: 6,797
65037 standard
Gravois Mills, MO
Pop: 4,938
65011 standard
Barnett, MO
Pop: 2,374
65072 standard
Rocky Mount, MO
Pop: 1,847
65034 standard
Fortuna, MO
Pop: 679
65354 standard
Syracuse, MO
Pop: 628

Related Areas

Morgan County Stover, MO Missouri

Frequently Asked Questions

What county is ZIP code 65078 in? ▼
ZIP code 65078 (Stover) is located in Morgan County, Missouri. Morgan County contains multiple ZIP codes, see the full list at /counties/morgan-mo.
What is the population of ZIP code 65078? ▼
ZIP code 65078 in Stover, MO has a population of 3,743 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65078? ▼
The median household income in ZIP 65078 is $43,974, which is 42% below the national average of $76,288.
What is the average home value in ZIP 65078? ▼
The median home value in ZIP 65078 is $150,200, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 65078? ▼
The largest racial group in ZIP 65078 is White at 85.5%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 65078? ▼
ZIP code 65078 has 56 business establishments employing approximately 292 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65078? ▼
The top industries by establishment count in ZIP 65078 are: Retail trade (12), Construction (11), Other services (except public administration) (7). There are 6 industry sectors represented in total.
What is the education level in ZIP code 65078? ▼
In ZIP code 65078, 56.9% of residents aged 25+ have a high school diploma or higher, and 12.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 65078? ▼
In ZIP code 65078, approximately 83.7% of occupied housing units are owner-occupied and 16.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65078? ▼
The poverty rate in ZIP code 65078 is 27.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.