Stover, MO · standard
ZIP Code 65078
Morgan County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,743
- 10/sq mi Low-density area
- $43,974
- Median income Below-median income area
- $150,200
- Median home value Below-median home value
- 12.9%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Stover pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 8th pct
- household income, US ZIPs
- 25th pct
- home value, US ZIPs
- 10
- people per sq mi
- 84%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65078 against every reporting US ZIP.
ZIP code 65078 covers 394.0 square miles in Stover, Morgan County, Missouri (a standard USPS delivery area), with a modest 3,743 residents on file, a density of 10 people per square mile, in the Chicago time zone.
ZIP 65078 reports a modest median household income of $43,974 (34% below the average Missouri ZIP), while per-capita income is $25,889. The poverty rate is 27.7%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $150,200 (21% below the average Missouri ZIP), and median rent is $753; owner occupancy is 83.7%.
Formal educational attainment runs low here: just 12.9% of adults hold a bachelor's degree or higher, the median age is 47.9, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Morgan County, so 65078 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 65078
Top 5 sectors by establishment count in Stover, MO
Which industries have the most business establishments in ZIP 65078.
- Retail trade
Retail trade
12 establishments
- Construction
Construction
11 establishments
- Other services (except public administration)
Other services (except public administration)
7 establishments
- Manufacturing
Manufacturing
6 establishments
- Accommodation and food services
Accommodation and food services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65078, Stover, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,743
Population
394.0
Area (sq mi)
10
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 65078?
47.9
Median Age
51.1%
Male
48.9%
Female
2.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$43,974
Median Household Income
-34% vs state ZIP avg
$25,889
Per Capita Income
27.7%
Poverty Rate
4.4%
Unemployment Rate
How ZIP 65078 ranks among Missouri ZIPs
Stover, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$43,974 12th percentile higher than 12% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,732housing units
2,732
Total Housing Units
1,542
Occupied Units
1,190
Vacant Units
2.29
Avg Household Size
Occupancy Type
$150,200
Median Home Value
-21% vs state ZIP avg
$753
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 56 business establishments in ZIP 65078, employing approximately 292 people with a combined annual payroll of $10,487,000.
56
Businesses
292
Employees
$10.5M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 12 | 21.4% |
| Construction | 11 | 19.6% |
| Other services (except public administration) | 7 | 12.5% |
| Manufacturing | 6 | 10.7% |
| Accommodation and food services | 6 | 10.7% |
| Wholesale trade | 4 | 7.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 65078 vs 65345 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 65345 | Mora, MO | 387 | 12.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 65078, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,743 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Morgan County
Related Areas
Frequently Asked Questions
What county is ZIP code 65078 in?
ZIP code 65078 (Stover) is located in Morgan County, Missouri. Morgan County contains multiple ZIP codes, see the full list at /counties/morgan-mo.
What is the population of ZIP code 65078?
ZIP code 65078 in Stover, MO has a population of 3,743 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65078?
The median household income in ZIP 65078 is $43,974, which is 42% below the national average of $76,288.
What is the average home value in ZIP 65078?
The median home value in ZIP 65078 is $150,200, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 65078?
The largest racial group in ZIP 65078 is White at 85.5%. Hispanic or Latino residents make up 4.5% of the population.
How many businesses are in ZIP code 65078?
ZIP code 65078 has 56 business establishments employing approximately 292 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65078?
The top industries by establishment count in ZIP 65078 are: Retail trade (12), Construction (11), Other services (except public administration) (7). There are 6 industry sectors represented in total.
What is the education level in ZIP code 65078?
In ZIP code 65078, 56.9% of residents aged 25+ have a high school diploma or higher, and 12.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 65078?
In ZIP code 65078, approximately 83.7% of occupied housing units are owner-occupied and 16.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65078?
The poverty rate in ZIP code 65078 is 27.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 65078's numbers, next.
- See how ZIP 65078 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Stover, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.