PlainZIP

Tipton, MO · standard

ZIP Code 65081

Moniteau County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,928
23/sq mi
$56,121
Median income
$160,600
Median home value
12.5%
Bachelor's or higher

The verdict

Tipton pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

23th pct
household income, US ZIPs
30th pct
home value, US ZIPs
23
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65081 against every reporting US ZIP.

ZIP code 65081 covers 170.8 square miles in Tipton, Moniteau County, Missouri (a standard USPS delivery area), with a modest 3,928 residents on file, a density of 23 people per square mile, in the Chicago time zone.

ZIP 65081 reports a modest median household income of $56,121 (16% below the Missouri average), while per-capita income is $22,753. The poverty rate stands at 11.5% and the unemployment rate at 0.3%. On housing, the median home value is $160,600 (16% below the state average) with median rent at $762 per month, and 76.6% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 12.5% of adults hold a bachelor's degree or higher, the median age is 34.6, and the average commute is -. We also surface 5 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Moniteau County, so you can benchmark 65081 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 65081

Top 5 sectors by establishment count in Tipton, MO

Which industries have the most business establishments in ZIP 65081.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65081, Tipton, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,928

Population

170.8

Area (sq mi)

23

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65081?

34.6

Median Age

65.5%

Male

34.5%

Female

1.2%

Foreign-Born

White 89.4%
African American 6.7%
Asian 0.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.4%
Two or More Ethnicities 2.8%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,121

Median Household Income

-16% vs state

$22,753

Per Capita Income

11.5%

Poverty Rate

0.3%

Unemployment Rate

How ZIP 65081 ranks nationally

Tipton, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,121 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.8%
Bachelor's Degree or Higher 12.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,119

Total Housing Units

1,012

Occupied Units

107

Vacant Units

3.26

Avg Household Size

Occupancy Type

Owner 76.6%
Renter 23.4%

$160,600

Median Home Value

-16% vs state

$762

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.7%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 65081 have decreased 5.7% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 – 147
2021 +17.8% 173
2022 +61.0% 279
2023 -15.9% 235
2024 -5.7% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 84 business establishments in ZIP 65081, employing approximately 1,069 people with a combined annual payroll of $62,037,000.

84

Businesses

1,069

Employees

$62.0M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 14 16.7%
Construction 10 11.9%
Finance and insurance 10 11.9%
Accommodation and food services 10 11.9%
Manufacturing 7 8.3%
Professional, scientific, and technical services 6 7.1%
Health care and social assistance 6 7.1%
Other services (except public administration) 5 6.0%
Information 4 4.8%
Wholesale trade 3 3.6%
Transportation and warehousing 3 3.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65081 vs 65354 →

ZIP 65081 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65081 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65081 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65081 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65354 Syracuse, MO 628 5.5 mi
65025 Clarksburg, MO 786 5.4 mi
65034 Fortuna, MO 679 6.3 mi
65237 Bunceton, MO 907 9.4 mi
65050 Latham, MO 755 8.8 mi

More ZIP Codes in Moniteau County

65018 standard
California, MO
Pop: 7,714
65046 standard
Jamestown, MO
Pop: 1,194
65025 standard
Clarksburg, MO
Pop: 786
65050 standard
Latham, MO
Pop: 755

Related Areas

Moniteau County Tipton, MO Missouri

Frequently Asked Questions

What county is ZIP code 65081 in? ▼
ZIP code 65081 (Tipton) is located in Moniteau County, Missouri. Moniteau County contains multiple ZIP codes, see the full list at /counties/moniteau-mo.
What is the population of ZIP code 65081? ▼
ZIP code 65081 in Tipton, MO has a population of 3,928 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65081? ▼
The median household income in ZIP 65081 is $56,121, which is 26% below the national average of $76,288.
What is the average home value in ZIP 65081? ▼
The median home value in ZIP 65081 is $160,600, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 65081? ▼
The largest racial group in ZIP 65081 is White at 89.4%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 65081? ▼
ZIP code 65081 has 84 business establishments employing approximately 1,069 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65081? ▼
The top industries by establishment count in ZIP 65081 are: Retail trade (14), Construction (10), Finance and insurance (10). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 65081? ▼
According to the FHFA House Price Index, home values in ZIP 65081 decreased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65081? ▼
In ZIP code 65081, 62.8% of residents aged 25+ have a high school diploma or higher, and 12.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 65081? ▼
In ZIP code 65081, approximately 76.6% of occupied housing units are owner-occupied and 23.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65081? ▼
The poverty rate in ZIP code 65081 is 11.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.