Residential delivery area · Missouri
ZIP Code 65081: Tipton, MO
ZIP code 65081 uses the postal name Tipton, Missouri and lies mostly in Moniteau County (70% of its land), reaching into Cooper County and Morgan County (Census 2020 ZIP-county file). About 4,400 people live there (Census Bureau, ACS 2020-2024). Median household income is $56,121 (Census Bureau, ACS 2020-2024). By Census place, 3% of its land lies in Tipton; 97% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Tipton · its only residential ZIP
- County
- Moniteau County (70%); Cooper County (21%); Morgan County (8%)
- Census places
- Tipton
- Metro area
- Jefferson City, MO
- House districts
- MO-3 (92%), MO-4 (8%) 119th Congress, by share of land
- State
- Missouri
- Time zone
- Central
- Land area
- 73.9 sq mi · 60 people per sq mi
Where is ZIP code 65081?
65081 centers on 38.634°, -92.780° and covers 73.9 square miles of land plus 0.2 of water. It borders 5 ZIP codes: 65025, 65034, 65354, 65050, 65237.
The map draws ZIP code areas only. For the streets inside 65081, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 65081 compare with the rest of Moniteau County?
| Measure | 65081 | In Moniteau County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 4,417 | 3rd of 13 | 310th of 1,035 |
| Median household income | $56k | 4th of 5 | 349th of 479 |
| Median home value | $161k | 5th of 6 | 358th of 494 |
Its median household income is higher than in 23% of U.S. residential ZIP codes, and it is denser than 45% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 65081?
The 2020 Census counted 3,663 people in 65081; the ACS, which samples households over 2020-2024, estimates 4,417. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 4,417±687 (90% margin)
- 2020 Census count
- 3,663
- Households
- 1,012
- Median age
- 34.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 65081?
Of the 4,417 people the ACS estimates in 65081, 26.6% are under 18 and 13.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.2%).
- Under 1826.6%
- 18 to 6460.3%
- 65 and older13.0%
- White, not Hispanic89.2%
- Black, not Hispanic6.7%
- Hispanic or Latino2.0%
- Other or two or more2.0%
- Asian, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 65081 earn?
Median household income is $56,121 (ACS 2020-2024), the 4th highest of the 5 ranked ZIP codes in Moniteau County.
- Median household income
- $56,121±$7,429
- Income per person
- $22,753
- Below the poverty line
- 11.5%
- Unemployed (of the labor force)
- 0.3%
- Adults 25+ with a bachelor's degree
- 12.5%
- Adjusted gross income per tax return, 2022
- $64,2071,330 returns; wages 62% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 65081?
FHFA's house price index for 65081, built from repeat sales and appraisals of the same homes, rose 94% from 2015 to 2025 and rose 73% from 2020 to 2025, and moved +14.7% in 2025.
- Median home value (owners' estimate)
- $160,600
- Median gross rent
- $762
- Homes owned by their occupants
- 76.6%
- Housing units
- 1,119
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 65081?
84 business establishments had a location in this ZIP code in 2023, 12 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade14
- Construction10
- Finance and insurance10
- Accommodation and food services10
- Manufacturing7
- Professional, scientific, and technical services6
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 65081?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 65025 | Clarksburg | 773 | $51k | 4.9 mi |
| 65034 | Fortuna | 514 | $87k | 5.5 mi |
| 65354 | Syracuse | 701 | $38k | 5.8 mi |
| 65050 | Latham | 823 | $57k | 9.2 mi |
| 65237 | Bunceton | 763 | $76k | 9.3 mi |
| 65329 | Florence | 529 | – | 9.8 mi (near) |
| 65018 | California | 7,748 | $68k | 11.7 mi (near) |
| 65348 | Otterville | 1,419 | $52k | 12.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.