ZIP Code 65081
standardSource:
Tipton · Moniteau County · Missouri
- Population
- 3,928
- Median income
- $56,121
- Median home value
- $160,600
- Bachelor's or higher
- 12.5%
- Land area
- 170.8 sq mi
23/sq mi
▼ 26% vs US
higher than 23% of US ZIPs
▼ 42% vs US
higher than 30% of US ZIPs
Median age 34.6
Chicago
ZIP code 65081 in Tipton, Missouri has a population of 3,928. The median household income is $56,121, which is 26% below the national average. Median home value is $160,600, 42% below the US average. 12.5% of residents hold a bachelor's degree or higher.
ZIP code 65081 is classified by USPS as a standard delivery area and covers roughly 170.8 square miles in Tipton, Moniteau County, Missouri. The area is home to 3,928 residents, producing a population density of 23 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 65081 against Missouri and the nation.
On the economic side, the median household income for ZIP 65081 sits at $56,121 (16% below the Missouri average), while per-capita income is $22,753. The poverty rate stands at 11.5% and the unemployment rate at 0.3%. On housing, the median home value is $160,600 (16% below the state average) with median rent at $762 per month, and 76.6% of occupied units are owner-occupied, a direct signal of whether 65081 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 12.5% of adults hold a bachelor's degree or higher, the median age is 34.6, and the average commute is —. We also surface 5 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Moniteau County, so you can benchmark 65081 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 65081
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 65081.
- Retail trade
Retail trade
14 establishments
- Construction
Construction
10 establishments
- Finance and insurance
Finance and insurance
10 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
- Manufacturing
Manufacturing
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 65081, Tipton, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
3,928
Population
170.8
Area (sq mi)
23
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 65081?
34.6
Median Age
65.5%
Male
34.5%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,121
Median Household Income
-16% vs state
$22,753
Per Capita Income
11.5%
Poverty Rate
0.3%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,119
Total Housing Units
1,012
Occupied Units
107
Vacant Units
3.26
Avg Household Size
Occupancy Type
$160,600
Median Home Value
-16% vs state
$762
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.7%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 65081 have decreased 5.7% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | — | 147 |
| 2021 | +17.8% | 173 |
| 2022 | +61.0% | 279 |
| 2023 | -15.9% | 235 |
| 2024 | -5.7% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 84 business establishments in ZIP 65081, employing approximately 1,069 people with a combined annual payroll of $62,037,000.
84
Businesses
1,069
Employees
$62.0M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 14 | 16.7% |
| Construction | 10 | 11.9% |
| Finance and insurance | 10 | 11.9% |
| Accommodation and food services | 10 | 11.9% |
| Manufacturing | 7 | 8.3% |
| Professional, scientific, and technical services | 6 | 7.1% |
| Health care and social assistance | 6 | 7.1% |
| Other services (except public administration) | 5 | 6.0% |
| Information | 4 | 4.8% |
| Wholesale trade | 3 | 3.6% |
| Transportation and warehousing | 3 | 3.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 65081 vs 65354 →
More ZIP Codes in Moniteau County
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Frequently Asked Questions
What county is ZIP code 65081 in? ▼
What is the population of ZIP code 65081? ▼
What is the median household income in ZIP 65081? ▼
What is the average home value in ZIP 65081? ▼
What is the demographic makeup of ZIP 65081? ▼
How many businesses are in ZIP code 65081? ▼
What are the main industries in ZIP code 65081? ▼
How have home values changed in ZIP code 65081? ▼
What is the education level in ZIP code 65081? ▼
What percentage of residents own vs. rent in ZIP 65081? ▼
What is the poverty rate in ZIP code 65081? ▼
ZIP Code Research Guides
Official Data Resources for Tipton, MO
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.