Tipton, MO · standard
ZIP Code 65081
Moniteau County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,928
- 23/sq mi Moderate-density area
- $56,121
- Median income Below-median income area
- $160,600
- Median home value Below-median home value
- 12.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Tipton pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 23rd pct
- household income, US ZIPs
- 30th pct
- home value, US ZIPs
- 23
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65081 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 65081 (Tipton, MO) fell -5.7% from 2023 to 2024. The all-transactions index moved from 234.6 in 2023 to 221.3 in 2024 (2000 = 100).
ZIP code 65081 covers 170.8 square miles in Tipton, Moniteau County, Missouri (a standard USPS delivery area), with a modest 3,928 residents on file, a density of 23 people per square mile, in the Chicago time zone.
ZIP 65081 reports a modest median household income of $56,121 (16% below the average Missouri ZIP), while per-capita income is $22,753. The poverty rate is 11.5%, with unemployment at 0.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $160,600 (16% below the average Missouri ZIP), and median rent is $762; owner occupancy is 76.6%.
Formal educational attainment runs low here: just 12.5% of adults hold a bachelor's degree or higher, the median age is 34.6, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 4 more in Moniteau County, so 65081 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 65081
Top 5 sectors by establishment count in Tipton, MO
Which industries have the most business establishments in ZIP 65081.
- Retail trade
Retail trade
14 establishments
- Construction
Construction
10 establishments
- Finance and insurance
Finance and insurance
10 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
- Manufacturing
Manufacturing
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65081, Tipton, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,928
Population
170.8
Area (sq mi)
23
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 65081?
34.6
Median Age
65.5%
Male
34.5%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,121
Median Household Income
-16% vs state ZIP avg
$22,753
Per Capita Income
11.5%
Poverty Rate
0.3%
Unemployment Rate
How ZIP 65081 ranks among Missouri ZIPs
Tipton, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,121 35th percentile higher than 35% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,119housing units
1,119
Total Housing Units
1,012
Occupied Units
107
Vacant Units
3.26
Avg Household Size
Occupancy Type
$160,600
Median Home Value
-16% vs state ZIP avg
$762
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.7%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 65081 have decreased 5.7% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | – | 147 |
| 2021 | +17.8% | 173 |
| 2022 | +61.0% | 279 |
| 2023 | -15.9% | 235 |
| 2024 | -5.7% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 84 business establishments in ZIP 65081, employing approximately 1,069 people with a combined annual payroll of $62,037,000.
84
Businesses
1,069
Employees
$62.0M
Annual Payroll
11
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 14 | 16.7% |
| Construction | 10 | 11.9% |
| Finance and insurance | 10 | 11.9% |
| Accommodation and food services | 10 | 11.9% |
| Manufacturing | 7 | 8.3% |
| Professional, scientific, and technical services | 6 | 7.1% |
| Health care and social assistance | 6 | 7.1% |
| Other services (except public administration) | 5 | 6.0% |
| Information | 4 | 4.8% |
| Wholesale trade | 3 | 3.6% |
| Transportation and warehousing | 3 | 3.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 65081 vs 65354 →
ZIP 65081 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65081
Tipton (65081)
3,928 residents
- 65237 907
Bunceton (65237)
907 residents
- 65025 786
Clarksburg (65025)
786 residents
- 65050 755
Latham (65050)
755 residents
- 65034 679
Fortuna (65034)
679 residents
- 65354 628
Syracuse (65354)
628 residents
What this shows Among its immediate neighbors, ZIP 65081 ranks the most populous - useful context the national average alone can't give.
ZIP 65081 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65034
Fortuna (65034)
$86,875 median income
- 65237
Bunceton (65237)
$76,389 median income
- 65050
Latham (65050)
$56,813 median income
- 65081
Tipton (65081)
$56,121 median income
- 65025
Clarksburg (65025)
$51,364 median income
- 65354
Syracuse (65354)
$37,614 median income
What this shows By household income, ZIP 65081 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 65081, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,928 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Moniteau County
Related Areas
Frequently Asked Questions
What county is ZIP code 65081 in?
ZIP code 65081 (Tipton) is located in Moniteau County, Missouri. Moniteau County contains multiple ZIP codes, see the full list at /counties/moniteau-mo.
What is the population of ZIP code 65081?
ZIP code 65081 in Tipton, MO has a population of 3,928 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65081?
The median household income in ZIP 65081 is $56,121, which is 26% below the national average of $76,288.
What is the average home value in ZIP 65081?
The median home value in ZIP 65081 is $160,600, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 65081?
The largest racial group in ZIP 65081 is White at 89.4%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 65081?
ZIP code 65081 has 84 business establishments employing approximately 1,069 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65081?
The top industries by establishment count in ZIP 65081 are: Retail trade (14), Construction (10), Finance and insurance (10). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 65081?
According to the FHFA House Price Index, home values in ZIP 65081 decreased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65081?
In ZIP code 65081, 62.8% of residents aged 25+ have a high school diploma or higher, and 12.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 65081?
In ZIP code 65081, approximately 76.6% of occupied housing units are owner-occupied and 23.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65081?
The poverty rate in ZIP code 65081 is 11.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 65081's numbers, next.
- See how ZIP 65081 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Tipton, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.