PlainZIP

California, MO · standard

ZIP Code 65018

Moniteau County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,714
18/sq mi
$67,800
Median income
$179,500
Median home value
18.7%
Bachelor's or higher

The verdict

California pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

43th pct
household income, US ZIPs
38th pct
home value, US ZIPs
18
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65018 against every reporting US ZIP.

ZIP code 65018 is a mid-sized community (a standard USPS delivery area) in California, Moniteau County, Missouri, home to 7,714 residents across 423.8 square miles, a density of 18 people per square mile, in the Chicago time zone.

ZIP 65018 reports a modest median household income of $67,800 (1% above the Missouri average), while per-capita income is $31,829. The poverty rate stands at 9.3% and the unemployment rate at 2.9%. On housing, the median home value is $179,500 (6% below the state average) with median rent at $753 per month, and 77.7% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 18.7% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 26 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 65018, plus 4 more within Moniteau County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 65018

Top 5 sectors by establishment count in California, MO

Which industries have the most business establishments in ZIP 65018.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65018, California, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,714

Population

423.8

Area (sq mi)

18

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65018?

38.9

Median Age

46.0%

Male

54.0%

Female

4.5%

Foreign-Born

White 88.1%
African American 0.4%
Asian 0.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.5%
Hispanic or Latino 10.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,800

Median Household Income

+1% vs state

$31,829

Per Capita Income

9.3%

Poverty Rate

2.9%

Unemployment Rate

26.0 min

Mean Commute Time

How ZIP 65018 ranks nationally

California, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$67,800 43rd percentile higher than 43% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.1%
Bachelor's Degree or Higher 18.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,549

Total Housing Units

3,310

Occupied Units

239

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 77.7%
Renter 22.3%

$179,500

Median Home Value

-6% vs state

$753

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.1%

YoY Change (2024)

204

HPI Index (2000 = 100)

+104%

Total Change Since 2000

Home values in ZIP 65018 have decreased 1.1% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 148
2021 +9.8% 162
2022 +15.4% 187
2023 +10.2% 206
2024 -1.1% 204

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 177 business establishments in ZIP 65018, employing approximately 1,922 people with a combined annual payroll of $72,768,000.

177

Businesses

1,922

Employees

$72.8M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 35 19.8%
Retail trade 31 17.5%
Other services (except public administration) 27 15.3%
Health care and social assistance 16 9.0%
Finance and insurance 13 7.3%
Accommodation and food services 12 6.8%
Manufacturing 9 5.1%
Professional, scientific, and technical services 8 4.5%
Administrative and support and waste management and remediation services 7 4.0%
Arts, entertainment, and recreation 6 3.4%
Real estate and rental and leasing 4 2.3%
Wholesale trade 3 1.7%
Transportation and warehousing 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65018 vs 65025 →

ZIP 65018 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65018 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65018 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65018 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65025 Clarksburg, MO 786 7.5 mi
65050 Latham, MO 755 8.5 mi
65074 Russellville, MO 3,061 10.9 mi

More ZIP Codes in Moniteau County

65081 standard
Tipton, MO
Pop: 3,928
65046 standard
Jamestown, MO
Pop: 1,194
65025 standard
Clarksburg, MO
Pop: 786
65050 standard
Latham, MO
Pop: 755

Related Areas

Moniteau County California, MO Missouri

Frequently Asked Questions

What county is ZIP code 65018 in? ▼
ZIP code 65018 (California) is located in Moniteau County, Missouri. Moniteau County contains multiple ZIP codes, see the full list at /counties/moniteau-mo.
What is the population of ZIP code 65018? ▼
ZIP code 65018 in California, MO has a population of 7,714 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65018? ▼
The median household income in ZIP 65018 is $67,800, which is 11% below the national average of $76,288.
What is the average home value in ZIP 65018? ▼
The median home value in ZIP 65018 is $179,500, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 65018? ▼
The largest racial group in ZIP 65018 is White at 88.1%. Hispanic or Latino residents make up 10.2% of the population.
How many businesses are in ZIP code 65018? ▼
ZIP code 65018 has 177 business establishments employing approximately 1,922 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65018? ▼
The top industries by establishment count in ZIP 65018 are: Construction (35), Retail trade (31), Other services (except public administration) (27). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 65018? ▼
According to the FHFA House Price Index, home values in ZIP 65018 decreased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65018? ▼
In ZIP code 65018, 64.1% of residents aged 25+ have a high school diploma or higher, and 18.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65018? ▼
The mean commute time for workers in ZIP code 65018 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65018? ▼
In ZIP code 65018, approximately 77.7% of occupied housing units are owner-occupied and 22.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65018? ▼
The poverty rate in ZIP code 65018 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.