California, MO · standard

ZIP Code 65018

Moniteau County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,714
18/sq mi Moderate-density area
$67,800
Median income Near-median income area
$179,500
Median home value Near-median home value
18.7%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

California pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

43rd pct
household income, US ZIPs
38th pct
home value, US ZIPs
18
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65018 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 65018 (California, MO) fell -1.1% from 2023 to 2024. The all-transactions index moved from 206.3 in 2023 to 204.1 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 65018 is a mid-sized community (a standard USPS delivery area) in California, Moniteau County, Missouri, home to 7,714 residents across 423.8 square miles, a density of 18 people per square mile, in the Chicago time zone.

ZIP 65018 reports a modest median household income of $67,800 (1% above the average Missouri ZIP), while per-capita income is $31,829. The poverty rate is 9.3%, with unemployment at 2.9%; those measures add context to the income figure. Median home value is $179,500 (6% below the average Missouri ZIP) and median rent is $753; 77.7% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 18.7% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 26 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 4 more in Moniteau County, so 65018 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 65018

Top 5 sectors by establishment count in California, MO

Which industries have the most business establishments in ZIP 65018.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65018, California, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,714

Population

423.8

Area (sq mi)

18

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65018?

38.9

Median Age

46.0%

Male

54.0%

Female

4.5%

Foreign-Born

White 88.1%
African American 0.4%
Asian 0.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.5%
Hispanic or Latino 10.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,800

Median Household Income

+1% vs state ZIP avg

$31,829

Per Capita Income

9.3%

Poverty Rate

2.9%

Unemployment Rate

26.0 min

Mean Commute Time

How ZIP 65018 ranks among Missouri ZIPs

California, MO household income vs. every Missouri ZIP code

Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$67,800 Top 39% higher than 61% of 948 Missouri ZIPs

This ZIP $0 $200K+ every Missouri ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.1%
Bachelor's Degree or Higher 18.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,549

Total Housing Units

3,310

Occupied Units

239

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 77.7%
Renter 22.3%

$179,500

Median Home Value

-6% vs state ZIP avg

$753

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.1%

YoY Change (2024)

204

HPI Index (2000 = 100)

+104%

Total Change Since 2000

Home values in ZIP 65018 have decreased 1.1% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 148
2021 +9.8% 162
2022 +15.4% 187
2023 +10.2% 206
2024 -1.1% 204

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 177 business establishments in ZIP 65018, employing approximately 1,922 people with a combined annual payroll of $72,768,000.

177

Businesses

1,922

Employees

$72.8M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 35 19.8%
Retail trade 31 17.5%
Other services (except public administration) 27 15.3%
Health care and social assistance 16 9.0%
Finance and insurance 13 7.3%
Accommodation and food services 12 6.8%
Manufacturing 9 5.1%
Professional, scientific, and technical services 8 4.5%
Administrative and support and waste management and remediation services 7 4.0%
Arts, entertainment, and recreation 6 3.4%
Real estate and rental and leasing 4 2.3%
Wholesale trade 3 1.7%
Transportation and warehousing 3 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65018 vs 65025 →

ZIP 65018 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65018 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65018 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65018 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65025 Clarksburg, MO 786 7.5 mi
65050 Latham, MO 755 8.5 mi
65074 Russellville, MO 3,061 10.9 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 65018, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (7,714 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Moniteau County

Frequently Asked Questions

What county is ZIP code 65018 in?

ZIP code 65018 (California) is located in Moniteau County, Missouri. Moniteau County contains multiple ZIP codes, see the full list at /counties/moniteau-mo.

What is the population of ZIP code 65018?

ZIP code 65018 in California, MO has a population of 7,714 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 65018?

The median household income in ZIP 65018 is $67,800, which is 11% below the national average of $76,288.

What is the average home value in ZIP 65018?

The median home value in ZIP 65018 is $179,500, which is 35% below the national average of $278,155.

What is the demographic makeup of ZIP 65018?

The largest racial group in ZIP 65018 is White at 88.1%. Hispanic or Latino residents make up 10.2% of the population.

How many businesses are in ZIP code 65018?

ZIP code 65018 has 177 business establishments employing approximately 1,922 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 65018?

The top industries by establishment count in ZIP 65018 are: Construction (35), Retail trade (31), Other services (except public administration) (27). There are 13 industry sectors represented in total.

How have home values changed in ZIP code 65018?

According to the FHFA House Price Index, home values in ZIP 65018 decreased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 65018?

In ZIP code 65018, 64.1% of residents aged 25+ have a high school diploma or higher, and 18.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 65018?

The mean commute time for workers in ZIP code 65018 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 65018?

In ZIP code 65018, approximately 77.7% of occupied housing units are owner-occupied and 22.3% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 65018?

The poverty rate in ZIP code 65018 is 9.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 65018's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.