PlainZIP

Centertown, MO · standard

ZIP Code 65023

Cole County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,730
12/sq mi
$72,663
Median income
$221,200
Median home value
25.3%
Bachelor's or higher

The verdict

Centertown pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 49%
household income, US ZIPs
Top 50%
home value, US ZIPs
12
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65023 against every reporting US ZIP.

ZIP code 65023 covers 139.5 square miles in Centertown, Cole County, Missouri (a standard USPS delivery area), with a modest 1,730 residents on file, a density of 12 people per square mile, in the Chicago time zone.

ZIP 65023 lands in the middle-income range, with a median household income of $72,663 (9% above the Missouri average), while per-capita income is $41,670. The poverty rate stands at 11.8% and the unemployment rate at 3.1%. Housing costs here run $221,200 for a typical home value (16% above the state average), with rent averaging $953 a month; 89.2% of homes are owner-occupied.

Educational attainment sits below the national norm: 25.3% of adults hold a bachelor's degree or higher, the median age is 54.3, and the average commute is 25 minutes. To put 65023 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Cole County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 65023

Top 5 sectors by establishment count in Centertown, MO

Which industries have the most business establishments in ZIP 65023.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65023, Centertown, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,730

Population

139.5

Area (sq mi)

12

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65023?

54.3

Median Age

54.7%

Male

45.3%

Female

0.6%

Foreign-Born

White 93.9%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.3%
Hispanic or Latino 2.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$72,663

Median Household Income

+9% vs state

$41,670

Per Capita Income

11.8%

Poverty Rate

3.1%

Unemployment Rate

24.6 min

Mean Commute Time

How ZIP 65023 ranks nationally

Centertown, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$72,663 Top 49% higher than 51% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.1%
Bachelor's Degree or Higher 25.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

840

Total Housing Units

743

Occupied Units

97

Vacant Units

2.11

Avg Household Size

Occupancy Type

Owner 89.2%
Renter 10.8%

$221,200

Median Home Value

+16% vs state

$953

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-7.0%

YoY Change (2024)

229

HPI Index (2000 = 100)

+129%

Total Change Since 2000

Home values in ZIP 65023 have decreased 7.0% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.

Year Annual Change HPI Index
2020 -4.1% 161
2021 +14.5% 184
2022 +23.0% 226
2023 +9.0% 247
2024 -7.0% 229

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 30 business establishments in ZIP 65023, employing approximately 130 people with a combined annual payroll of $5,072,000.

30

Businesses

130

Employees

$5.1M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 10 33.3%
Administrative and support and waste management and remediation services 6 20.0%
Retail trade 5 16.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65023 vs 65053 →

ZIP 65023 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65023 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65023 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65023 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65053 Lohman, MO 1,425 7.8 mi
65039 Hartsburg, MO 2,328 7.2 mi
65109 Jefferson City, MO 38,090 8.5 mi
65046 Jamestown, MO 1,194 9.8 mi

More ZIP Codes in Cole County

65109 standard
Jefferson City, MO
Pop: 38,090
65101 standard
Jefferson City, MO
Pop: 30,587
65074 standard
Russellville, MO
Pop: 3,061
65053 standard
Lohman, MO
Pop: 1,425
65040 standard
Henley, MO
Pop: 1,208
65076 standard
Saint Thomas, MO
Pop: 829

Related Areas

Cole County Centertown, MO Missouri

Frequently Asked Questions

What county is ZIP code 65023 in? ▼
ZIP code 65023 (Centertown) is located in Cole County, Missouri. Cole County contains multiple ZIP codes, see the full list at /counties/cole-mo.
What is the population of ZIP code 65023? ▼
ZIP code 65023 in Centertown, MO has a population of 1,730 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65023? ▼
The median household income in ZIP 65023 is $72,663, which is 5% below the national average of $76,288.
What is the average home value in ZIP 65023? ▼
The median home value in ZIP 65023 is $221,200, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 65023? ▼
The largest racial group in ZIP 65023 is White at 93.9%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 65023? ▼
ZIP code 65023 has 30 business establishments employing approximately 130 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65023? ▼
The top industries by establishment count in ZIP 65023 are: Construction (10), Administrative and support and waste management and remediation services (6), Retail trade (5). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 65023? ▼
According to the FHFA House Price Index, home values in ZIP 65023 decreased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65023? ▼
In ZIP code 65023, 66.1% of residents aged 25+ have a high school diploma or higher, and 25.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65023? ▼
The mean commute time for workers in ZIP code 65023 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65023? ▼
In ZIP code 65023, approximately 89.2% of occupied housing units are owner-occupied and 10.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65023? ▼
The poverty rate in ZIP code 65023 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.