Centertown, MO · standard
ZIP Code 65023
Cole County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,730
- 12/sq mi Low-density area
- $72,663
- Median income Near-median income area
- $221,200
- Median home value Near-median home value
- 25.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Centertown pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 49%
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 12
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65023 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 65023 (Centertown, MO) fell -7.0% from 2023 to 2024. The all-transactions index moved from 246.5 in 2023 to 229.2 in 2024 (2000 = 100).
ZIP code 65023 covers 139.5 square miles in Centertown, Cole County, Missouri (a standard USPS delivery area), with a modest 1,730 residents on file, a density of 12 people per square mile, in the Chicago time zone.
ZIP 65023 lands in the middle-income range, with a median household income of $72,663 (9% above the average Missouri ZIP), while per-capita income is $41,670. The poverty rate is 11.8%, with unemployment at 3.1%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $221,200 (16% above the average Missouri ZIP), while 89.2% of occupied homes are owner-occupied and median rent is $953.
Educational attainment sits below the national norm: 25.3% of adults hold a bachelor's degree or higher, the median age is 54.3, and the average commute is 25 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Cole County, so 65023 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 65023
Top 5 sectors by establishment count in Centertown, MO
Which industries have the most business establishments in ZIP 65023.
- Construction
Construction
10 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
6 establishments
- Retail trade
Retail trade
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65023, Centertown, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,730
Population
139.5
Area (sq mi)
12
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 65023?
54.3
Median Age
54.7%
Male
45.3%
Female
0.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$72,663
Median Household Income
+9% vs state ZIP avg
$41,670
Per Capita Income
11.8%
Poverty Rate
3.1%
Unemployment Rate
24.6 min
Mean Commute Time
How ZIP 65023 ranks among Missouri ZIPs
Centertown, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$72,663 Top 31% higher than 69% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
840housing units
840
Total Housing Units
743
Occupied Units
97
Vacant Units
2.11
Avg Household Size
Occupancy Type
$221,200
Median Home Value
+16% vs state ZIP avg
$953
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-7.0%
YoY Change (2024)
229
HPI Index (2000 = 100)
+129%
Total Change Since 2000
Home values in ZIP 65023 have decreased 7.0% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -4.1% | 161 |
| 2021 | +14.5% | 184 |
| 2022 | +23.0% | 226 |
| 2023 | +9.0% | 247 |
| 2024 | -7.0% | 229 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 30 business establishments in ZIP 65023, employing approximately 130 people with a combined annual payroll of $5,072,000.
30
Businesses
130
Employees
$5.1M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 10 | 33.3% |
| Administrative and support and waste management and remediation services | 6 | 20.0% |
| Retail trade | 5 | 16.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 65023 vs 65053 →
ZIP 65023 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65109
Jefferson City (65109)
38,090 residents
- 65039 2,328
Hartsburg (65039)
2,328 residents
- 65023 1,730
Centertown (65023)
1,730 residents
- 65053 1,425
Lohman (65053)
1,425 residents
- 65046 1,194
Jamestown (65046)
1,194 residents
What this shows Among its immediate neighbors, ZIP 65023 ranks #3 by population - useful context the national average alone can't give.
ZIP 65023 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65039
Hartsburg (65039)
$125,714 median income
- 65053
Lohman (65053)
$120,870 median income
- 65046
Jamestown (65046)
$76,458 median income
- 65109
Jefferson City (65109)
$74,694 median income
- 65023
Centertown (65023)
$72,663 median income
What this shows By household income, ZIP 65023 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 65023, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,730 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Cole County
Related Areas
Frequently Asked Questions
What county is ZIP code 65023 in?
ZIP code 65023 (Centertown) is located in Cole County, Missouri. Cole County contains multiple ZIP codes, see the full list at /counties/cole-mo.
What is the population of ZIP code 65023?
ZIP code 65023 in Centertown, MO has a population of 1,730 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65023?
The median household income in ZIP 65023 is $72,663, which is 5% below the national average of $76,288.
What is the average home value in ZIP 65023?
The median home value in ZIP 65023 is $221,200, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 65023?
The largest racial group in ZIP 65023 is White at 93.9%. Hispanic or Latino residents make up 2.9% of the population.
How many businesses are in ZIP code 65023?
ZIP code 65023 has 30 business establishments employing approximately 130 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65023?
The top industries by establishment count in ZIP 65023 are: Construction (10), Administrative and support and waste management and remediation services (6), Retail trade (5). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 65023?
According to the FHFA House Price Index, home values in ZIP 65023 decreased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65023?
In ZIP code 65023, 66.1% of residents aged 25+ have a high school diploma or higher, and 25.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65023?
The mean commute time for workers in ZIP code 65023 is 24.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65023?
In ZIP code 65023, approximately 89.2% of occupied housing units are owner-occupied and 10.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65023?
The poverty rate in ZIP code 65023 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 65023's numbers, next.
- See how ZIP 65023 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Centertown, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.