PlainZIP

Columbia, MO · standard

ZIP Code 65203

Boone County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

53,307
266/sq mi
$79,960
Median income
$348,800
Median home value
64.5%
Bachelor's or higher

The verdict

Columbia pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated and unusually populous area.

Top 38%
household income, US ZIPs
Top 27%
home value, US ZIPs
266
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65203 against every reporting US ZIP.

ZIP code 65203 is a densely settled ZIP (a standard USPS delivery area) in Columbia, Boone County, Missouri, with 53,307 residents across 200.3 square miles, a density of 266 people per square mile, in the Chicago time zone.

ZIP 65203 lands in the middle-income range, with a median household income of $79,960 (20% above the Missouri average), while per-capita income is $51,848. Poverty here runs at 12.6%, with unemployment measured at 2.2%. Housing costs here run $348,800 for a typical home value (82% above the state average), with rent averaging $1,077 a month; 62.1% of homes are owner-occupied.

This is a highly-educated ZIP: 64.5% of adults hold a bachelor's degree or higher, the median age is 35.8, and the average commute is 18 minutes. A geography-based comparison follows: 5 ZIP codes within about 10 miles of 65203, plus 6 more within Boone County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 65203

Top 5 sectors by establishment count in Columbia, MO

Which industries have the most business establishments in ZIP 65203.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65203, Columbia, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

53,307

Population

200.3

Area (sq mi)

266

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65203?

35.8

Median Age

50.0%

Male

50.0%

Female

7.7%

Foreign-Born

White 77.0%
African American 9.5%
Asian 6.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 5.9%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,960

Median Household Income

+20% vs state

$51,848

Per Capita Income

12.6%

Poverty Rate

2.2%

Unemployment Rate

17.6 min

Mean Commute Time

How ZIP 65203 ranks nationally

Columbia, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,960 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.4%
Bachelor's Degree or Higher 64.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

27,520

Total Housing Units

26,322

Occupied Units

1,198

Vacant Units

2.32

Avg Household Size

Occupancy Type

Owner 62.1%
Renter 37.9%

$348,800

Median Home Value

+82% vs state

$1,077

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.2%

YoY Change (2024)

243

HPI Index (2000 = 100)

+143%

Total Change Since 2000

Home values in ZIP 65203 have increased 6.2% over the past year (2024). Since 2000, this ZIP has seen +143% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.9% 164
2021 +11.5% 183
2022 +13.9% 208
2023 +10.0% 229
2024 +6.2% 243

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,696 business establishments in ZIP 65203, employing approximately 25,525 people with a combined annual payroll of $1,400,144,000.

1,696

Businesses

25,525

Employees

$1.4B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 318 18.8%
Retail trade 219 12.9%
Professional, scientific, and technical services 192 11.3%
Other services (except public administration) 159 9.4%
Real estate and rental and leasing 144 8.5%
Accommodation and food services 141 8.3%
Finance and insurance 132 7.8%
Construction 131 7.7%
Administrative and support and waste management and remediation services 92 5.4%
Arts, entertainment, and recreation 43 2.5%
Wholesale trade 34 2.0%
Educational services 27 1.6%
Information 26 1.5%
Transportation and warehousing 15 0.9%
Manufacturing 12 0.7%
Management of companies and enterprises 5 0.3%
Industries not classified 4 0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65203 vs 65287 →

ZIP 65203 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65203 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65203 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65203 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65287 Wooldridge, MO 422 7.0 mi
65215 Columbia, MO 203 6.2 mi
65046 Jamestown, MO 1,194 8.7 mi
65202 Columbia, MO 46,547 10.8 mi
65279 Rocheport, MO 1,766 10.8 mi

More ZIP Codes in Boone County

65202 standard
Columbia, MO
Pop: 46,547
65201 standard
Columbia, MO
Pop: 39,417
65240 standard
Centralia, MO
Pop: 7,590
65010 standard
Ashland, MO
Pop: 5,704
65255 standard
Hallsville, MO
Pop: 3,731
65284 standard
Sturgeon, MO
Pop: 2,361

Related Areas

Boone County Columbia, MO Missouri

Frequently Asked Questions

What county is ZIP code 65203 in? ▼
ZIP code 65203 (Columbia) is located in Boone County, Missouri. Boone County contains multiple ZIP codes, see the full list at /counties/boone-mo.
What is the population of ZIP code 65203? ▼
ZIP code 65203 in Columbia, MO has a population of 53,307 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65203? ▼
The median household income in ZIP 65203 is $79,960, which is 5% above the national average of $76,288.
What is the average home value in ZIP 65203? ▼
The median home value in ZIP 65203 is $348,800, which is 25% above the national average of $278,155.
What is the demographic makeup of ZIP 65203? ▼
The largest racial group in ZIP 65203 is White at 77.0%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 65203? ▼
ZIP code 65203 has 1,696 business establishments employing approximately 25,525 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65203? ▼
The top industries by establishment count in ZIP 65203 are: Health care and social assistance (318), Retail trade (219), Professional, scientific, and technical services (192). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 65203? ▼
According to the FHFA House Price Index, home values in ZIP 65203 increased by 6.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 143%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65203? ▼
In ZIP code 65203, 79.4% of residents aged 25+ have a high school diploma or higher, and 64.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65203? ▼
The mean commute time for workers in ZIP code 65203 is 17.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65203? ▼
In ZIP code 65203, approximately 62.1% of occupied housing units are owner-occupied and 37.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65203? ▼
The poverty rate in ZIP code 65203 is 12.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.