Residential delivery area · Missouri
ZIP Code 65251: Fulton, MO
ZIP code 65251 uses the postal name Fulton, Missouri and lies entirely in Callaway County (Census 2020 ZIP-county file). About 23,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $63,072 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Fulton; 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Fulton · its only residential ZIP
- County
- Callaway County
- Census places
- Fulton
- Metro area
- Jefferson City, MO
- House district
- MO-3 119th Congress
- State
- Missouri
- Time zone
- Central
- Land area
- 213.0 sq mi · 106 people per sq mi
Where is ZIP code 65251?
65251 centers on 38.850°, -91.979° and covers 213.0 square miles of land plus 2.8 of water. It borders 9 ZIP codes: 65262, 65077, 65063, 65059, 63388, 65201, 65010, 65080, 65202.
The map draws ZIP code areas only. For the streets inside 65251, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 65251 compare with the rest of Callaway County?
| Measure | 65251 | In Callaway County | In MO |
|---|---|---|---|
| People (ACS 2020-2024) | 22,579 | 4th of 19 | 78th of 1,035 |
| Median household income | $63k | 8th of 10 | 259th of 479 |
| Median home value | $177k | 10th of 11 | 297th of 494 |
Its median household income is higher than in 35% of U.S. residential ZIP codes, and it is denser than 55% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 65251?
The 2020 Census counted 21,867 people in 65251; the ACS, which samples households over 2020-2024, estimates 22,579. Between the 2010 and 2020 censuses its population fell 2.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 22,579
- 2020 Census count
- 21,867−2.5% since 2010 (22,437)
- Households
- 7,789
- Median age
- 36.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 65251?
Of the 22,579 people the ACS estimates in 65251, 19.3% are under 18 and 16.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.7%).
- Under 1819.3%
- 18 to 6464.5%
- 65 and older16.2%
- White, not Hispanic85.7%
- Other or two or more6.3%
- Black, not Hispanic5.7%
- Hispanic or Latino2.1%
- Asian, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 65251 earn?
Median household income is $63,072 (ACS 2020-2024), the 8th highest of the 10 ranked ZIP codes in Callaway County. It is not measurably different from 2015-2019 ($68,199 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $63,072±$9,087
- Income per person
- $31,048
- Below the poverty line
- 12.9%
- Unemployed (of the labor force)
- 7.0%
- Adults 25+ with a bachelor's degree
- 23.4%
- Adjusted gross income per tax return, 2022
- $59,1719,310 returns; wages 71% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 65251?
FHFA's house price index for 65251, built from repeat sales and appraisals of the same homes, rose 96% from 2015 to 2025 and rose 68% from 2020 to 2025, and moved +5.3% in 2025.
- Median home value (owners' estimate)
- $177,300
- Median gross rent
- $858
- Homes owned by their occupants
- 66.9%
- Housing units
- 8,637
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 65251?
413 business establishments had a location in this ZIP code in 2023, 13 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade69
- Construction52
- Other services (except public administration)49
- Health care and social assistance48
- Accommodation and food services40
- Finance and insurance33
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 65251?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 65262 | Kingdom City | 729 | $73k | 7.7 mi |
| 65077 | Steedman | 437 | $81k | 10.3 mi |
| 65063 | New Bloomfield | 3,372 | $78k | 10.4 mi |
| 65059 | Mokane | 1,085 | $77k | 11.4 mi |
| 63388 | Williamsburg | 685 | $72k | 12.1 mi |
| 65201 | Columbia | 50,011 | $48k | 14.4 mi |
| 65010 | Ashland | 7,205 | $96k | 14.8 mi |
| 65080 | Tebbetts | 1,475 | $77k | 14.8 mi |
| 65202 | Columbia | 47,327 | $72k | 20.7 mi |
| 65231 | Auxvasse | 3,132 | $57k | 12.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.