ZIP Code 65686

ZIP code 65686 is classified by USPS as a standard delivery area and covers roughly 24.7 square miles in Kimberling City, Stone County, Missouri. The area is home to 4,920 residents, producing a population density of 199 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 65686 against Missouri and the nation.

On the economic side, the median household income for ZIP 65686 sits at $58,363 (13% below the Missouri average), while per-capita income is $36,374. The poverty rate stands at 15.1% and the unemployment rate at 4.5%. On housing, the median home value is $257,300 (35% above the state average) with median rent at $1,023 per month, and 81.8% of occupied units are owner-occupied, a direct signal of whether 65686 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 24.6% of adults hold a bachelor's degree or higher, the median age is 64.2, and the average commute is 23 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Stone County, so you can benchmark 65686 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →