PlainZIP

Kimberling City, MO · standard

ZIP Code 65686

Stone County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,920
199/sq mi
$58,363
Median income
$257,300
Median home value
24.6%
Bachelor's or higher

The verdict

Kimberling City pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

26th pct
household income, US ZIPs
Top 41%
home value, US ZIPs
199
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65686 against every reporting US ZIP.

ZIP code 65686 covers 24.7 square miles in Kimberling City, Stone County, Missouri (a standard USPS delivery area), with a modest 4,920 residents on file, a density of 199 people per square mile, in the Chicago time zone.

ZIP 65686 reports a modest median household income of $58,363 (13% below the Missouri average), while per-capita income is $36,374. Local economic indicators show a 15.1% poverty rate alongside 4.5% unemployment. On housing, the median home value is $257,300 (35% above the state average) with median rent at $1,023 per month, and 81.8% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 24.6% of adults hold a bachelor's degree or higher, the median age is 64.2, and the average commute is 23 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 65686, plus 6 more within Stone County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 65686

Top 5 sectors by establishment count in Kimberling City, MO

Which industries have the most business establishments in ZIP 65686.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65686, Kimberling City, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,920

Population

24.7

Area (sq mi)

199

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65686?

64.2

Median Age

47.2%

Male

52.8%

Female

2.0%

Foreign-Born

White 96.1%
African American 0.0%
Asian 0.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.4%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,363

Median Household Income

-13% vs state

$36,374

Per Capita Income

15.1%

Poverty Rate

4.5%

Unemployment Rate

23.4 min

Mean Commute Time

How ZIP 65686 ranks nationally

Kimberling City, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,363 26th percentile higher than 26% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.9%
Bachelor's Degree or Higher 24.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,650

Total Housing Units

2,161

Occupied Units

1,489

Vacant Units

1.92

Avg Household Size

Occupancy Type

Owner 81.8%
Renter 18.2%

$257,300

Median Home Value

+35% vs state

$1,023

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.9%

YoY Change (2024)

285

HPI Index (2000 = 100)

+185%

Total Change Since 2000

Home values in ZIP 65686 have increased 13.9% over the past year (2024). Since 2000, this ZIP has seen +185% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.0% 166
2021 +17.4% 195
2022 +27.3% 249
2023 +0.6% 250
2024 +13.9% 285

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 108 business establishments in ZIP 65686, employing approximately 691 people with a combined annual payroll of $24,797,000.

108

Businesses

691

Employees

$24.8M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 21 19.4%
Retail trade 17 15.7%
Accommodation and food services 17 15.7%
Construction 13 12.0%
Professional, scientific, and technical services 8 7.4%
Finance and insurance 7 6.5%
Health care and social assistance 7 6.5%
Real estate and rental and leasing 5 4.6%
Manufacturing 4 3.7%
Administrative and support and waste management and remediation services 4 3.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65686 vs 65681 →

ZIP 65686 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65686 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65686 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65686 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65681 Lampe, MO 2,345 5.1 mi
65611 Blue Eye, MO 1,969 7.1 mi
65747 Shell Knob, MO 3,746 8.0 mi
65737 Reeds Spring, MO 8,413 7.4 mi
72660 Oak Grove, AR 524 10.6 mi
65624 Cape Fair, MO 1,577 10.2 mi

More ZIP Codes in Stone County

65737 standard
Reeds Spring, MO
Pop: 8,413
65656 standard
Galena, MO
Pop: 4,929
65633 standard
Crane, MO
Pop: 4,131
65681 standard
Lampe, MO
Pop: 2,345
65611 standard
Blue Eye, MO
Pop: 1,969
65624 standard
Cape Fair, MO
Pop: 1,577

Related Areas

Stone County Kimberling City, MO Missouri

Frequently Asked Questions

What county is ZIP code 65686 in? ▼
ZIP code 65686 (Kimberling City) is located in Stone County, Missouri. Stone County contains multiple ZIP codes, see the full list at /counties/stone-mo.
What is the population of ZIP code 65686? ▼
ZIP code 65686 in Kimberling City, MO has a population of 4,920 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65686? ▼
The median household income in ZIP 65686 is $58,363, which is 23% below the national average of $76,288.
What is the average home value in ZIP 65686? ▼
The median home value in ZIP 65686 is $257,300, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 65686? ▼
The largest racial group in ZIP 65686 is White at 96.1%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 65686? ▼
ZIP code 65686 has 108 business establishments employing approximately 691 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65686? ▼
The top industries by establishment count in ZIP 65686 are: Other services (except public administration) (21), Retail trade (17), Accommodation and food services (17). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 65686? ▼
According to the FHFA House Price Index, home values in ZIP 65686 increased by 13.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 185%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65686? ▼
In ZIP code 65686, 56.9% of residents aged 25+ have a high school diploma or higher, and 24.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65686? ▼
The mean commute time for workers in ZIP code 65686 is 23.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65686? ▼
In ZIP code 65686, approximately 81.8% of occupied housing units are owner-occupied and 18.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65686? ▼
The poverty rate in ZIP code 65686 is 15.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.