Fort Calhoun, NE · standard

ZIP Code 68023

Washington County, Nebraska — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 10, 2026

2,536
28/sq mi: $116,287
Median income: $389,600
Median home value: 33.5%
Bachelor's or higher

The verdict

Fort Calhoun pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 11%
household income, US ZIPs: Top 22%
home value, US ZIPs: 28
people per sq mi: 81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68023 against every reporting US ZIP.

ZIP code 68023 is classified by USPS as a standard delivery area and covers roughly 90.9 square miles in Fort Calhoun, Washington County, Nebraska. The area is home to 2,536 residents, producing a population density of 28 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 68023 against Nebraska and the nation.

On the economic side, the median household income for ZIP 68023 sits at $116,287 (52% above the Nebraska average), while per-capita income is $51,232. The poverty rate stands at 5.8% and the unemployment rate at 1.6%. On housing, the median home value is $389,600 (108% above the state average) with median rent at $1,077 per month, and 81.3% of occupied units are owner-occupied, a direct signal of whether 68023 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 33.5% of adults hold a bachelor's degree or higher, the median age is 47.3, and the average commute is 28 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Washington County, so you can benchmark 68023 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 68023

Construction

30
Other services (except public administration)

12
Transportation and warehousing

10
Retail trade

6
Administrative and support and waste management and remediation services

6

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 68023, Fort Calhoun, NE · 2023 Accessed 2026-06-10 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,536

Population

90.9

Area (sq mi)

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 68023?

47.3

Median Age

48.4%

Male

51.6%

Female

1.3%

Foreign-Born

White 89.5%

African American 0.0%

Asian 0.0%

American Indian or Alaska Native 0.0%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 9.8%

Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$116,287

Median Household Income

+52% vs state

$51,232

Per Capita Income

5.8%

Poverty Rate

1.6%

Unemployment Rate

28.0 min

Mean Commute Time

How ZIP 68023 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$116,287 Top 11% higher than 89% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.5%

Bachelor's Degree or Higher 33.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,080

Total Housing Units

1,047

Occupied Units

Vacant Units

2.57

Avg Household Size

Occupancy Type

Owner 81.3%

Renter 18.7%

$389,600

Median Home Value

+108% vs state

$1,077

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.8%

YoY Change (2024)

256

HPI Index (2000 = 100)

+156%

Total Change Since 2000

Home values in ZIP 68023 have increased 5.8% over the past year (2024). Since 2000, this ZIP has seen +156% cumulative appreciation.

Year	Annual Change	HPI Index
2019	+3.9%	156
2020	+4.0%	163
2021	+13.9%	185
2022	+5.8%	196
2024	—	256

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 95 business establishments in ZIP 68023, employing approximately 562 people with a combined annual payroll of $29,252,000.

Businesses

562

Employees

$29.3M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Construction	30	31.6%
Other services (except public administration)	12	12.6%
Transportation and warehousing	10	10.5%
Retail trade	6	6.3%
Administrative and support and waste management and remediation services	6	6.3%
Health care and social assistance	6	6.3%
Professional, scientific, and technical services	5	5.3%
Finance and insurance	4	4.2%
Accommodation and food services	4	4.2%
Manufacturing	3	3.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 68023 vs 68152 →

68116

25,429
68008

12,285
68112

11,508
68122

9,794
68152

5,837
51555

5,245
68142

3,072
68023

2,536
51526

1,753

What this shows Among its immediate neighbors, ZIP 68023 ranks #8 by population — useful context the national average alone can't give.

68116

$121,165
68023

$116,287
68142

$109,142
68122

$102,591
51526

$95,179
68008

$89,583
51555

$85,273
68152

$84,958
68112

$56,159

What this shows By household income, ZIP 68023 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
68152	Omaha, NE	5,837	5.9 mi
68122	Omaha, NE	9,794	5.8 mi
68112	Omaha, NE	11,508	6.1 mi
68142	Omaha, NE	3,072	7.1 mi
51555	Missouri Valley, IA	5,245	9.2 mi
51526	Crescent, IA	1,753	9.3 mi
68008	Blair, NE	12,285	10.1 mi
68116	Omaha, NE	25,429	12.9 mi

More ZIP Codes in Washington County

Washington County Fort Calhoun, NE Nebraska

Frequently Asked Questions

What county is ZIP code 68023 in? ▼

ZIP code 68023 (Fort Calhoun) is located in Washington County, Nebraska. Washington County contains multiple ZIP codes, see the full list at /counties/washington-ne.

What is the population of ZIP code 68023? ▼

ZIP code 68023 in Fort Calhoun, NE has a population of 2,536 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 68023? ▼

The median household income in ZIP 68023 is $116,287, which is 52% above the national average of $76,288.

What is the average home value in ZIP 68023? ▼

The median home value in ZIP 68023 is $389,600, which is 40% above the national average of $278,155.

What is the demographic makeup of ZIP 68023? ▼

The largest racial group in ZIP 68023 is White at 89.5%. Hispanic or Latino residents make up 7.1% of the population.

How many businesses are in ZIP code 68023? ▼

ZIP code 68023 has 95 business establishments employing approximately 562 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 68023? ▼

The top industries by establishment count in ZIP 68023 are: Construction (30), Other services (except public administration) (12), Transportation and warehousing (10). There are 10 industry sectors represented in total.

How have home values changed in ZIP code 68023? ▼

According to the FHFA House Price Index, home values in ZIP 68023 increased by 5.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 156%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 68023? ▼

In ZIP code 68023, 63.5% of residents aged 25+ have a high school diploma or higher, and 33.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 68023? ▼

The mean commute time for workers in ZIP code 68023 is 28.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 68023? ▼

In ZIP code 68023, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 68023? ▼

The poverty rate in ZIP code 68023 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.