Residential delivery area · Nebraska
ZIP Code 68045: Oakland, NE
ZIP code 68045 uses the postal name Oakland, Nebraska and lies mostly in Burt County (79% of its land), reaching into Cuming County and Dodge County (Census 2020 ZIP-county file). About 2,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $75,893 (Census Bureau, ACS 2020-2024). By Census place, 1% of its land lies in Oakland; 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Oakland · its only residential ZIP
- County
- Burt County (79%); Cuming County (20%); Dodge County (1%)
- Census places
- Oakland
- House districts
- NE-3 (79%), NE-1 (21%) 119th Congress, by share of land
- State
- Nebraska
- Time zone
- Central
- Land area
- 98.5 sq mi · 21 people per sq mi
Where is ZIP code 68045?
68045 centers on 41.826°, -96.492° and covers 98.5 square miles of land plus 0.4 of water. It borders 6 ZIP codes: 68019, 68063, 68038, 68788, 68031, 68057.
The map draws ZIP code areas only. For the streets inside 68045, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 68045 compare with the rest of Burt County?
| Measure | 68045 | In Burt County | In NE |
|---|---|---|---|
| People (ACS 2020-2024) | 2,028 | 2nd of 7 | 145th of 586 |
| Median household income | $76k | 1st of 3 | 103rd of 219 |
| Median home value | $163k | 1st of 3 | 161st of 225 |
Its median household income is higher than in 56% of U.S. residential ZIP codes, and it is denser than 26% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 68045?
The 2020 Census counted 1,919 people in 68045; the ACS, which samples households over 2020-2024, estimates 2,028. Between the 2010 and 2020 censuses its population grew 6.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,028±212 (90% margin)
- 2020 Census count
- 1,919+6.6% since 2010 (1,801)
- Households
- 779
- Median age
- 41.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 68045?
Of the 2,028 people the ACS estimates in 68045, 27.1% are under 18 and 20.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (93.4%).
- Under 1827.1%
- 18 to 6452.4%
- 65 and older20.6%
- White, not Hispanic93.4%
- Other or two or more5.8%
- Hispanic or Latino0.4%
- Black, not Hispanic0.3%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 68045 earn?
Median household income is $75,893 (ACS 2020-2024), the highest of the 3 ranked ZIP codes in Burt County. It is not measurably different from 2015-2019 ($70,257 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $75,893±$13,479
- Income per person
- $33,057
- Below the poverty line
- 8.8%
- Unemployed (of the labor force)
- 0.4%
- Adults 25+ with a bachelor's degree
- 29.1%
- Adjusted gross income per tax return, 2022
- $73,917820 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 68045?
FHFA's house price index for 68045, built from repeat sales and appraisals of the same homes, rose 93% from 2015 to 2025 and rose 64% from 2020 to 2025, and moved +19.1% in 2025.
- Median home value (owners' estimate)
- $163,100
- Median gross rent
- $747
- Homes owned by their occupants
- 72.1%
- Housing units
- 871
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 68045?
69 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction9
- Professional, scientific, and technical services9
- Health care and social assistance9
- Retail trade8
- Other services (except public administration)8
- Wholesale trade6
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 68045?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 68019 | Craig | 386 | $58k | 6.8 mi |
| 68063 | Uehling | 244 | $61k | 7.1 mi |
| 68038 | Lyons | 1,398 | $51k | 9.0 mi |
| 68788 | West Point | 4,588 | $70k | 12.0 mi |
| 68031 | Hooper | 1,823 | $81k | 12.9 mi |
| 68057 | Scribner | 1,379 | $74k | 16.4 mi |
| 68061 | Tekamah | 2,268 | $65k | 14.1 mi (near) |
| 68004 | Bancroft | 922 | $64k | 14.4 mi (near) |
| 68072 | Winslow | 69 | $71k | 14.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.