ZIP Code 68045

ZIP code 68045 is classified by USPS as a standard delivery area and covers roughly 243.4 square miles in Oakland, Burt County, Nebraska. The area is home to 1,801 residents, producing a population density of 7 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 68045 against Nebraska and the nation.

On the economic side, the median household income for ZIP 68045 sits at $75,893 (1% below the Nebraska average), while per-capita income is $33,057. The poverty rate stands at 8.8% and the unemployment rate at 0.4%. On housing, the median home value is $163,100 (13% below the state average) with median rent at $747 per month, and 72.1% of occupied units are owner-occupied, a direct signal of whether 68045 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 29.1% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 21 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Burt County, so you can benchmark 68045 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →