Residential delivery area · Nebraska
ZIP Code 68069: Waterloo, NE
ZIP code 68069 uses the postal name Waterloo, Nebraska and lies mostly in Douglas County (89% of its land) with the rest in Sarpy County (Census 2020 ZIP-county file). About 3,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $111,974 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Waterloo (2%) and Venice (2%); 96% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Waterloo · its only residential ZIP
- County
- Douglas County (89%); Sarpy County (11%)
- Census places
- Waterloo (2%); Venice (2%) census-designated place
- Metro area
- Omaha, NE-IA
- House district
- NE-2 119th Congress
- State
- Nebraska
- Time zone
- Central
- Land area
- 29.8 sq mi · 108 people per sq mi
Where is ZIP code 68069?
68069 centers on 41.241°, -96.316° and covers 29.8 square miles of land plus 4.7 of water. It borders 5 ZIP codes: 68022, 68073, 68064, 68028, 68003.
The map draws ZIP code areas only. For the streets inside 68069, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 68069 compare with the rest of Douglas County?
| Measure | 68069 | In Douglas County | In NE |
|---|---|---|---|
| People (ACS 2020-2024) | 3,207 | 31st of 35 | 107th of 586 |
| Median household income | $112k | 7th of 31 | 20th of 219 |
| Median home value | $365k | 7th of 31 | 21st of 225 |
Its median household income is higher than in 87% of U.S. residential ZIP codes, and it is denser than 55% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 68069?
The 2020 Census counted 2,854 people in 68069; the ACS, which samples households over 2020-2024, estimates 3,207. Between the 2010 and 2020 censuses its population grew 11.6% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,207±453 (90% margin)
- 2020 Census count
- 2,854+11.6% since 2010 (2,558)
- Households
- 1,377
- Median age
- 53.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 68069?
Of the 3,207 people the ACS estimates in 68069, 17.7% are under 18 and 30.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (89.9%).
- Under 1817.7%
- 18 to 6452.0%
- 65 and older30.3%
- White, not Hispanic89.9%
- Other or two or more5.6%
- Hispanic or Latino2.7%
- Black, not Hispanic1.4%
- Asian, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 68069 earn?
Median household income is $111,974 (ACS 2020-2024), the 7th highest of the 31 ranked ZIP codes in Douglas County. It is not measurably different from 2015-2019 ($115,764 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $111,974
- Income per person
- $78,248
- Below the poverty line
- 3.8%
- Unemployed (of the labor force)
- 8.5%
- Adults 25+ with a bachelor's degree
- 40.5%
- Adjusted gross income per tax return, 2022
- $277,9281,540 returns; wages 38% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 68069?
FHFA's house price index for 68069, built from repeat sales and appraisals of the same homes, rose 100% from 2015 to 2025 and rose 48% from 2020 to 2025, and moved −6.8% in 2025.
- Median home value (owners' estimate)
- $365,100
- Median gross rent
- $1,382
- Homes owned by their occupants
- 83.9%
- Housing units
- 1,486
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 68069?
101 business establishments had a location in this ZIP code in 2023, 29 more than in 2018; the most are in administrative and support and waste management and remediation services (ZIP Code Business Patterns).
- Administrative and support and waste management and remediation services17
- Construction16
- Professional, scientific, and technical services12
- Retail trade9
- Real estate and rental and leasing8
- Accommodation and food services8
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 68069?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 68022 | Elkhorn | 36,538 | $148k | 4.4 mi |
| 68073 | Yutan | 2,993 | $113k | 5.2 mi |
| 68064 | Valley | 4,046 | $101k | 7.5 mi |
| 68028 | Gretna | 17,529 | $144k | 9.7 mi |
| 68003 | Ashland | 5,139 | $96k | 12.3 mi |
| 68130 | Omaha | 21,722 | $134k | 6.2 mi (near) |
| 68135 | Omaha | 30,523 | $144k | 6.8 mi (near) |
| 68118 | Omaha | 9,169 | $133k | 7.3 mi (near) |
| 68136 | Omaha | 22,163 | $134k | 8.5 mi (near) |
| 68116 | Omaha | 34,501 | $121k | 8.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.