Raymond, NE · standard

ZIP Code 68428

Lancaster County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,375
10/sq mi Low-density area
$115,000
Median income Above-median income area
$385,600
Median home value Above-median home value
32.4%
Bachelor's or higher Above-average bachelor's attainment

National ZIP placement

Raymond pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 22%
home value, US ZIPs
10
people per sq mi
84%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68428 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 68428 (Raymond, NE) rose +36.4% from 2023 to 2024. The all-transactions index moved from 209.5 in 2023 to 285.8 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 68428 is a sparsely populated ZIP (a standard USPS delivery area) in Raymond, Lancaster County, Nebraska, home to just 1,375 residents across 133.5 square miles, a density of 10 people per square mile, in the Chicago time zone.

ZIP 68428 skews affluent, with a median household income of $115,000 (50% above the average Nebraska ZIP), while per-capita income is $57,680. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.9% and unemployment is 0.0%. Housing is both higher-cost and owner-heavy: median home value is $385,600 (106% above the average Nebraska ZIP), while 83.7% of occupied homes are owner-occupied and median rent is $859.

A solid share of residents have a four-year degree: 32.4% of adults hold a bachelor's degree or higher, the median age is 47, and the average commute is 37 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Lancaster County, so 68428 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 68428

Top 5 sectors by establishment count in Raymond, NE

Which industries have the most business establishments in ZIP 68428.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 68428, Raymond, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,375

Population

133.5

Area (sq mi)

10

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 68428?

47.0

Median Age

47.4%

Male

52.6%

Female

4.7%

Foreign-Born

White 94.1%
African American 0.0%
Asian 3.9%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.9%
Hispanic or Latino 6.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$115,000

Median Household Income

+50% vs state ZIP avg

$57,680

Per Capita Income

5.9%

Poverty Rate

0.0%

Unemployment Rate

36.8 min

Mean Commute Time

How ZIP 68428 ranks among Nebraska ZIPs

Raymond, NE household income vs. every Nebraska ZIP code

Median household income among 556 reporting Nebraska ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$115,000 Top 6% higher than 94% of 556 Nebraska ZIPs

This ZIP $0 $200K+ every Nebraska ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Nebraska ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.5%
Bachelor's Degree or Higher 32.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

566

Total Housing Units

528

Occupied Units

38

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 83.7%
Renter 16.3%

$385,600

Median Home Value

+106% vs state ZIP avg

$859

Median Rent

1987

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+36.4%

YoY Change (2024)

286

HPI Index (2000 = 100)

+186%

Total Change Since 2000

Home values in ZIP 68428 have increased 36.4% over the past year (2024). Since 2000, this ZIP has seen +186% cumulative appreciation.

Year Annual Change HPI Index
2020 -2.9% 157
2021 +9.2% 172
2022 +24.1% 213
2023 -1.7% 209
2024 +36.4% 286

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 43 business establishments in ZIP 68428, employing approximately 221 people with a combined annual payroll of $11,726,000.

43

Businesses

221

Employees

$11.7M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 15 34.9%
Administrative and support and waste management and remediation services 6 13.9%
Wholesale trade 4 9.3%
Accommodation and food services 4 9.3%
Manufacturing 3 7.0%
Retail trade 3 7.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 68428 vs 68524 →

ZIP 68428 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 68428 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 68428 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 68428 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
68524 Lincoln, NE 5,983 6.8 mi
68336 Davey, NE 557 5.6 mi
68402 Malcolm, NE 1,210 5.4 mi
68531 Lincoln, NE 48 6.0 mi
68065 Valparaiso, NE 1,510 7.5 mi
68528 Lincoln, NE 6,285 10.4 mi
68514 Lincoln, NE 127 8.1 mi
68521 Lincoln, NE 31,733 8.4 mi
68017 Ceresco, NE 1,692 9.6 mi
68504 Lincoln, NE 16,444 10.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 68428, both outside NE so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (1,375 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Lancaster County

Frequently Asked Questions

What county is ZIP code 68428 in?

ZIP code 68428 (Raymond) is located in Lancaster County, Nebraska. Lancaster County contains multiple ZIP codes, see the full list at /counties/lancaster-ne.

What is the population of ZIP code 68428?

ZIP code 68428 in Raymond, NE has a population of 1,375 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 68428?

The median household income in ZIP 68428 is $115,000, which is 51% above the national average of $76,288.

What is the average home value in ZIP 68428?

The median home value in ZIP 68428 is $385,600, which is 39% above the national average of $278,155.

What is the demographic makeup of ZIP 68428?

The largest racial group in ZIP 68428 is White at 94.1%. Hispanic or Latino residents make up 6.7% of the population.

How many businesses are in ZIP code 68428?

ZIP code 68428 has 43 business establishments employing approximately 221 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 68428?

The top industries by establishment count in ZIP 68428 are: Construction (15), Administrative and support and waste management and remediation services (6), Wholesale trade (4). There are 6 industry sectors represented in total.

How have home values changed in ZIP code 68428?

According to the FHFA House Price Index, home values in ZIP 68428 increased by 36.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 186%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 68428?

In ZIP code 68428, 53.5% of residents aged 25+ have a high school diploma or higher, and 32.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 68428?

The mean commute time for workers in ZIP code 68428 is 36.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 68428?

In ZIP code 68428, approximately 83.7% of occupied housing units are owner-occupied and 16.3% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 68428?

The poverty rate in ZIP code 68428 is 5.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 68428's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 68428's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.