Polk, NE · standard
ZIP Code 68654
Polk County, Nebraska — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 541
- 4/sq mi
- $64,643
- Median income
- $115,700
- Median home value
- 13.4%
- Bachelor's or higher
The verdict
Polk pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 38th pct
- household income, US ZIPs
- 15th pct
- home value, US ZIPs
- 4
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68654 against every reporting US ZIP.
ZIP code 68654 is classified by USPS as a standard delivery area and covers roughly 138.7 square miles in Polk, Polk County, Nebraska. The area is home to 541 residents, producing a population density of 4 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 68654 against Nebraska and the nation.
On the economic side, the median household income for ZIP 68654 sits at $64,643 (16% below the Nebraska average), while per-capita income is $35,767. The poverty rate stands at 10.9% and the unemployment rate at 1.6%. On housing, the median home value is $115,700 (38% below the state average) with median rent at $725 per month, and 82.0% of occupied units are owner-occupied, a direct signal of whether 68654 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 13.4% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 22 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Polk County, so you can benchmark 68654 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 68654, Polk, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
541
Population
138.7
Area (sq mi)
4
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 68654?
42.9
Median Age
42.5%
Male
57.5%
Female
2.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$64,643
Median Household Income
-16% vs state
$35,767
Per Capita Income
10.9%
Poverty Rate
1.6%
Unemployment Rate
22.2 min
Mean Commute Time
How ZIP 68654 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$64,643 38th percentile higher than 38% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
269
Total Housing Units
244
Occupied Units
25
Vacant Units
2.33
Avg Household Size
Occupancy Type
$115,700
Median Home Value
-38% vs state
$725
Median Rent
1938
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 13 business establishments in ZIP 68654, employing approximately 25 people with a combined annual payroll of $1,311,000.
13
Businesses
25
Employees
$1.3M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 4 | 30.8% |
| Construction | 3 | 23.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 68654 vs 68846 →
ZIP 68654 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68319
Bradshaw (68319)
552 residents
- 68654
Polk (68654)
541 residents
- 68846
Hordville (68846)
296 residents
What this shows Among its immediate neighbors, ZIP 68654 ranks #2 by population — useful context the national average alone can't give.
ZIP 68654 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68319
Bradshaw (68319)
$73,050 median income
- 68846
Hordville (68846)
$68,333 median income
- 68654
Polk (68654)
$64,643 median income
What this shows By household income, ZIP 68654 ranks #3 of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Polk County
Related Areas
Frequently Asked Questions
What county is ZIP code 68654 in? ▼
What is the population of ZIP code 68654? ▼
What is the median household income in ZIP 68654? ▼
What is the average home value in ZIP 68654? ▼
What is the demographic makeup of ZIP 68654? ▼
How many businesses are in ZIP code 68654? ▼
What is the education level in ZIP code 68654? ▼
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What percentage of residents own vs. rent in ZIP 68654? ▼
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ZIP Code Research Guides
Official Data Resources for Polk, NE
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.