Spencer, NE · standard

ZIP Code 68777

Boyd County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

774
2/sq mi
$73,125
Median income
$131,300
Median home value
15.6%
Bachelor's or higher

National ZIP placement

Spencer pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 48%
household income, US ZIPs
20th pct
home value, US ZIPs
2
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68777 against every reporting US ZIP.

ZIP code 68777 is a sparsely populated ZIP (a standard USPS delivery area) in Spencer, Boyd County, Nebraska, home to just 774 residents across 455.3 square miles, a density of 2 people per square mile, in the Chicago time zone.

ZIP 68777 lands in the middle-income range, with a median household income of $73,125 (5% below the average Nebraska ZIP), while per-capita income is $30,445. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.4% and unemployment is 0.8%. Home values sit below the statewide ZIP benchmark: the median is $131,300 (30% below the average Nebraska ZIP), and median rent is $754; owner occupancy is 77.6%.

Educational attainment sits below the national norm: 15.6% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is -. The page also surfaces 1 ZIP codes within roughly 10 miles and 4 more in Boyd County, so 68777 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 68777

Top 5 sectors by establishment count in Spencer, NE

Which industries have the most business establishments in ZIP 68777.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 68777, Spencer, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

774

Population

455.3

Area (sq mi)

2

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 68777?

42.4

Median Age

53.1%

Male

46.9%

Female

0.8%

Foreign-Born

White 94.8%
African American 0.3%
Asian 0.0%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.4%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,125

Median Household Income

-5% vs state ZIP avg

$30,445

Per Capita Income

4.4%

Poverty Rate

0.8%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.0%
Bachelor's Degree or Higher 15.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

383

Total Housing Units

246

Occupied Units

137

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 77.6%
Renter 22.4%

$131,300

Median Home Value

-30% vs state ZIP avg

$754

Median Rent

1951

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 30 business establishments in ZIP 68777, employing approximately 236 people with a combined annual payroll of $8,343,000.

30

Businesses

236

Employees

$8.3M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Retail trade 7 23.3%
Transportation and warehousing 5 16.7%
Other services (except public administration) 4 13.3%
Professional, scientific, and technical services 3 10.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 68777 vs 68719 →

ZIP Code City Population Distance
68719 Bristow, NE 146 8.4 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 68777, both outside NE so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Boyd County

Frequently Asked Questions

What county is ZIP code 68777 in?
ZIP code 68777 (Spencer) is located in Boyd County, Nebraska. Boyd County contains multiple ZIP codes, see the full list at /counties/boyd-ne.
What is the population of ZIP code 68777?
ZIP code 68777 in Spencer, NE has a population of 774 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68777?
The median household income in ZIP 68777 is $73,125, which is 4% below the national average of $76,288.
What is the average home value in ZIP 68777?
The median home value in ZIP 68777 is $131,300, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 68777?
The largest racial group in ZIP 68777 is White at 94.8%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 68777?
ZIP code 68777 has 30 business establishments employing approximately 236 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 68777?
The top industries by establishment count in ZIP 68777 are: Retail trade (7), Transportation and warehousing (5), Other services (except public administration) (4). There are 4 industry sectors represented in total.
What is the education level in ZIP code 68777?
In ZIP code 68777, 55.0% of residents aged 25+ have a high school diploma or higher, and 15.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 68777?
In ZIP code 68777, approximately 77.6% of occupied housing units are owner-occupied and 22.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 68777?
The poverty rate in ZIP code 68777 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Related

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Read our methodology : how this data is sourced, computed, and verified.