Spencer, NE · standard
ZIP Code 68777
Boyd County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 774
- 2/sq mi
- $73,125
- Median income
- $131,300
- Median home value
- 15.6%
- Bachelor's or higher
The verdict
Spencer pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- Top 48%
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 2
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68777 against every reporting US ZIP.
ZIP code 68777 is classified by USPS as a standard delivery area and covers roughly 455.3 square miles in Spencer, Boyd County, Nebraska. The area is home to 774 residents, producing a population density of 2 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 68777 against Nebraska and the nation.
On the economic side, the median household income for ZIP 68777 sits at $73,125 (5% below the Nebraska average), while per-capita income is $30,445. The poverty rate stands at 4.4% and the unemployment rate at 0.8%. On housing, the median home value is $131,300 (30% below the state average) with median rent at $754 per month, and 77.6% of occupied units are owner-occupied, a direct signal of whether 68777 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 15.6% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is —. We also surface 1 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Boyd County, so you can benchmark 68777 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 68777
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 68777.
- Retail trade
Retail trade
7 establishments
- Transportation and warehousing
Transportation and warehousing
5 establishments
- Other services (except public administration)
Other services (except public administration)
4 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 68777, Spencer, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
774
Population
455.3
Area (sq mi)
2
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 68777?
42.4
Median Age
53.1%
Male
46.9%
Female
0.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$73,125
Median Household Income
-5% vs state
$30,445
Per Capita Income
4.4%
Poverty Rate
0.8%
Unemployment Rate
How ZIP 68777 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$73,125 Top 48% higher than 52% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
383
Total Housing Units
246
Occupied Units
137
Vacant Units
2.50
Avg Household Size
Occupancy Type
$131,300
Median Home Value
-30% vs state
$754
Median Rent
1951
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 30 business establishments in ZIP 68777, employing approximately 236 people with a combined annual payroll of $8,343,000.
30
Businesses
236
Employees
$8.3M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 7 | 23.3% |
| Transportation and warehousing | 5 | 16.7% |
| Other services (except public administration) | 4 | 13.3% |
| Professional, scientific, and technical services | 3 | 10.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 68777 vs 68719 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 68719 | Bristow, NE | 146 | 8.4 mi |
More ZIP Codes in Boyd County
Related Areas
Frequently Asked Questions
What county is ZIP code 68777 in? ▼
What is the population of ZIP code 68777? ▼
What is the median household income in ZIP 68777? ▼
What is the average home value in ZIP 68777? ▼
What is the demographic makeup of ZIP 68777? ▼
How many businesses are in ZIP code 68777? ▼
What are the main industries in ZIP code 68777? ▼
What is the education level in ZIP code 68777? ▼
What percentage of residents own vs. rent in ZIP 68777? ▼
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ZIP Code Research Guides
Official Data Resources for Spencer, NE
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.