Spencer, NE · standard

ZIP Code 68777

Boyd County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

774
2/sq mi
$73,125
Median income
$131,300
Median home value
15.6%
Bachelor's or higher

The verdict

Spencer pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 48%
household income, US ZIPs
20th pct
home value, US ZIPs
2
people per sq mi
78%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68777 against every reporting US ZIP.

ZIP code 68777 is classified by USPS as a standard delivery area and covers roughly 455.3 square miles in Spencer, Boyd County, Nebraska. The area is home to 774 residents, producing a population density of 2 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 68777 against Nebraska and the nation.

On the economic side, the median household income for ZIP 68777 sits at $73,125 (5% below the Nebraska average), while per-capita income is $30,445. The poverty rate stands at 4.4% and the unemployment rate at 0.8%. On housing, the median home value is $131,300 (30% below the state average) with median rent at $754 per month, and 77.6% of occupied units are owner-occupied, a direct signal of whether 68777 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.6% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is . We also surface 1 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Boyd County, so you can benchmark 68777 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 68777

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 68777.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 68777, Spencer, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

774

Population

455.3

Area (sq mi)

2

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 68777?

42.4

Median Age

53.1%

Male

46.9%

Female

0.8%

Foreign-Born

White 94.8%
African American 0.3%
Asian 0.0%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.4%
Hispanic or Latino 1.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,125

Median Household Income

-5% vs state

$30,445

Per Capita Income

4.4%

Poverty Rate

0.8%

Unemployment Rate

How ZIP 68777 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$73,125 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.0%
Bachelor's Degree or Higher 15.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

383

Total Housing Units

246

Occupied Units

137

Vacant Units

2.50

Avg Household Size

Occupancy Type

Owner 77.6%
Renter 22.4%

$131,300

Median Home Value

-30% vs state

$754

Median Rent

1951

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 30 business establishments in ZIP 68777, employing approximately 236 people with a combined annual payroll of $8,343,000.

30

Businesses

236

Employees

$8.3M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Retail trade 7 23.3%
Transportation and warehousing 5 16.7%
Other services (except public administration) 4 13.3%
Professional, scientific, and technical services 3 10.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 68777 vs 68719 →

ZIP Code City Population Distance
68719 Bristow, NE 146 8.4 mi

More ZIP Codes in Boyd County

Frequently Asked Questions

What county is ZIP code 68777 in?
ZIP code 68777 (Spencer) is located in Boyd County, Nebraska. Boyd County contains multiple ZIP codes, see the full list at /counties/boyd-ne.
What is the population of ZIP code 68777?
ZIP code 68777 in Spencer, NE has a population of 774 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68777?
The median household income in ZIP 68777 is $73,125, which is 4% below the national average of $76,288.
What is the average home value in ZIP 68777?
The median home value in ZIP 68777 is $131,300, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 68777?
The largest racial group in ZIP 68777 is White at 94.8%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 68777?
ZIP code 68777 has 30 business establishments employing approximately 236 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 68777?
The top industries by establishment count in ZIP 68777 are: Retail trade (7), Transportation and warehousing (5), Other services (except public administration) (4). There are 4 industry sectors represented in total.
What is the education level in ZIP code 68777?
In ZIP code 68777, 55.0% of residents aged 25+ have a high school diploma or higher, and 15.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 68777?
In ZIP code 68777, approximately 77.6% of occupied housing units are owner-occupied and 22.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 68777?
The poverty rate in ZIP code 68777 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Spencer, NE

Verify and explore additional data for this area using these official government sources.