Waterbury, NE · standard
ZIP Code 68785
Dixon County, Nebraska — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 274
- 4/sq mi
- $113,750
- Median income
- $220,000
- Median home value
- 7.4%
- Bachelor's or higher
The verdict
Waterbury pairs an upper-quartile household income with below-median home values, in a rural, homeowner-dominated area.
- Top 12%
- household income, US ZIPs
- 49th pct
- home value, US ZIPs
- 4
- people per sq mi
- 100%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68785 against every reporting US ZIP.
ZIP code 68785 is classified by USPS as a standard delivery area and covers roughly 78.3 square miles in Waterbury, Dixon County, Nebraska. The area is home to 274 residents, producing a population density of 4 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 68785 against Nebraska and the nation.
On the economic side, the median household income for ZIP 68785 sits at $113,750 (49% above the Nebraska average), while per-capita income is $37,320. The poverty rate stands at 2.6% and the unemployment rate at 0.8%. On housing, the median home value is $220,000 (18% above the state average) with median rent at — per month, and 100.0% of occupied units are owner-occupied, a direct signal of whether 68785 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 7.4% of adults hold a bachelor's degree or higher, the median age is 34.4, and the average commute is —. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dixon County, so you can benchmark 68785 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 68785, Waterbury, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
274
Population
78.3
Area (sq mi)
4
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 68785?
34.4
Median Age
63.7%
Male
36.3%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$113,750
Median Household Income
+49% vs state
$37,320
Per Capita Income
2.6%
Poverty Rate
0.8%
Unemployment Rate
How ZIP 68785 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$113,750 Top 12% higher than 88% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
90
Total Housing Units
80
Occupied Units
10
Vacant Units
2.93
Avg Household Size
Occupancy Type
$220,000
Median Home Value
+18% vs state
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 4 business establishments in ZIP 68785, employing approximately 110 people with a combined annual payroll of $10,100,000.
4
Businesses
110
Employees
$10.1M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 75.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 68785 vs 68743 →
ZIP 68785 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68770
Ponca (68770)
1,552 residents
- 68733
Emerson (68733)
1,286 residents
- 68710
Allen (68710)
830 residents
- 68741
Hubbard (68741)
790 residents
- 68743
Jackson (68743)
693 residents
- 68785 274
Waterbury (68785)
274 residents
What this shows Among its immediate neighbors, ZIP 68785 ranks #6 by population — useful context the national average alone can't give.
ZIP 68785 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 68785
Waterbury (68785)
$113,750 median income
- 68741
Hubbard (68741)
$79,583 median income
- 68743
Jackson (68743)
$71,667 median income
- 68770
Ponca (68770)
$71,607 median income
- 68710
Allen (68710)
$65,441 median income
- 68733
Emerson (68733)
$64,479 median income
What this shows By household income, ZIP 68785 ranks the highest of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Dixon County
Related Areas
Frequently Asked Questions
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What is the demographic makeup of ZIP 68785? ▼
How many businesses are in ZIP code 68785? ▼
What is the education level in ZIP code 68785? ▼
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ZIP Code Research Guides
Official Data Resources for Waterbury, NE
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.