Waterbury, NE · standard

ZIP Code 68785

Dixon County, Nebraska — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

274
4/sq mi
$113,750
Median income
$220,000
Median home value
7.4%
Bachelor's or higher

The verdict

Waterbury pairs an upper-quartile household income with below-median home values, in a rural, homeowner-dominated area.

Top 12%
household income, US ZIPs
49th pct
home value, US ZIPs
4
people per sq mi
100%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68785 against every reporting US ZIP.

ZIP code 68785 is classified by USPS as a standard delivery area and covers roughly 78.3 square miles in Waterbury, Dixon County, Nebraska. The area is home to 274 residents, producing a population density of 4 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 68785 against Nebraska and the nation.

On the economic side, the median household income for ZIP 68785 sits at $113,750 (49% above the Nebraska average), while per-capita income is $37,320. The poverty rate stands at 2.6% and the unemployment rate at 0.8%. On housing, the median home value is $220,000 (18% above the state average) with median rent at per month, and 100.0% of occupied units are owner-occupied, a direct signal of whether 68785 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 7.4% of adults hold a bachelor's degree or higher, the median age is 34.4, and the average commute is . We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dixon County, so you can benchmark 68785 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 68785, Waterbury, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

274

Population

78.3

Area (sq mi)

4

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 68785?

34.4

Median Age

63.7%

Male

36.3%

Female

0.0%

Foreign-Born

White 85.9%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.2%
Hispanic or Latino 0.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$113,750

Median Household Income

+49% vs state

$37,320

Per Capita Income

2.6%

Poverty Rate

0.8%

Unemployment Rate

How ZIP 68785 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$113,750 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 40.5%
Bachelor's Degree or Higher 7.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

90

Total Housing Units

80

Occupied Units

10

Vacant Units

2.93

Avg Household Size

Occupancy Type

Owner 100.0%
Renter 0.0%

$220,000

Median Home Value

+18% vs state

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 68785, employing approximately 110 people with a combined annual payroll of $10,100,000.

4

Businesses

110

Employees

$10.1M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 75.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 68785 vs 68743 →

ZIP 68785 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 68785 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 68785 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 68785 ranks the highest of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
68743 Jackson, NE 693 5.7 mi
68733 Emerson, NE 1,286 9.8 mi
68710 Allen, NE 830 6.7 mi
68770 Ponca, NE 1,552 9.7 mi
68741 Hubbard, NE 790 8.7 mi

More ZIP Codes in Dixon County

Frequently Asked Questions

What county is ZIP code 68785 in?
ZIP code 68785 (Waterbury) is located in Dixon County, Nebraska. Dixon County contains multiple ZIP codes, see the full list at /counties/dixon-ne.
What is the population of ZIP code 68785?
ZIP code 68785 in Waterbury, NE has a population of 274 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68785?
The median household income in ZIP 68785 is $113,750, which is 49% above the national average of $76,288.
What is the average home value in ZIP 68785?
The median home value in ZIP 68785 is $220,000, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 68785?
The largest racial group in ZIP 68785 is White at 85.9%. Hispanic or Latino residents make up 0.9% of the population.
How many businesses are in ZIP code 68785?
ZIP code 68785 has 4 business establishments employing approximately 110 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 68785?
In ZIP code 68785, 40.5% of residents aged 25+ have a high school diploma or higher, and 7.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the poverty rate in ZIP code 68785?
The poverty rate in ZIP code 68785 is 2.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Waterbury, NE

Verify and explore additional data for this area using these official government sources.