PlainZIP

Heartwell, NE · standard

ZIP Code 68945

Kearney County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

213
2/sq mi
$64,792
Median income
$255,000
Median home value
13.8%
Bachelor's or higher

The verdict

Heartwell pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs
Top 41%
home value, US ZIPs
2
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 68945 against every reporting US ZIP.

ZIP code 68945 is a sparsely populated ZIP (a standard USPS delivery area) in Heartwell, Kearney County, Nebraska, home to just 213 residents across 106.5 square miles, a density of 2 people per square mile, in the Chicago time zone.

ZIP 68945 reports a modest median household income of $64,792 (15% below the Nebraska average), while per-capita income is $27,787. The poverty rate stands at 7.1% and the unemployment rate at 2.3%. Housing costs here run $255,000 for a typical home value (36% above the state average), with rent averaging $825 a month; 67.8% of homes are owner-occupied.

Formal educational attainment runs low here: just 13.8% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is -. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 68945, plus 3 more within Kearney County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 68945, Heartwell, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

213

Population

106.5

Area (sq mi)

2

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 68945?

36.5

Median Age

50.6%

Male

49.4%

Female

0.0%

Foreign-Born

White 98.7%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.3%
Hispanic or Latino 0.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,792

Median Household Income

-15% vs state

$27,787

Per Capita Income

7.1%

Poverty Rate

2.3%

Unemployment Rate

How ZIP 68945 ranks nationally

Heartwell, NE household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,792 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 66.0%
Bachelor's Degree or Higher 13.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

59

Total Housing Units

59

Occupied Units

0

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 67.8%
Renter 32.2%

$255,000

Median Home Value

+36% vs state

$825

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 5 business establishments in ZIP 68945, employing approximately 27 people with a combined annual payroll of $1,869,000.

5

Businesses

27

Employees

$1.9M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 68945 vs 68956 →

ZIP 68945 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 68945 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 68945 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 68945 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
68956 Kenesaw, NE 1,215 6.4 mi
68950 Holstein, NE 331 9.3 mi
68959 Minden, NE 4,015 9.1 mi

More ZIP Codes in Kearney County

68959 standard
Minden, NE
Pop: 4,015
68924 standard
Axtell, NE
Pop: 1,180
68982 standard
Wilcox, NE
Pop: 649

Related Areas

Kearney County Heartwell, NE Nebraska

Frequently Asked Questions

What county is ZIP code 68945 in? ▼
ZIP code 68945 (Heartwell) is located in Kearney County, Nebraska. Kearney County contains multiple ZIP codes, see the full list at /counties/kearney-ne.
What is the population of ZIP code 68945? ▼
ZIP code 68945 in Heartwell, NE has a population of 213 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 68945? ▼
The median household income in ZIP 68945 is $64,792, which is 15% below the national average of $76,288.
What is the average home value in ZIP 68945? ▼
The median home value in ZIP 68945 is $255,000, which is 8% below the national average of $278,155.
What is the demographic makeup of ZIP 68945? ▼
The largest racial group in ZIP 68945 is White at 98.7%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 68945? ▼
ZIP code 68945 has 5 business establishments employing approximately 27 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 68945? ▼
In ZIP code 68945, 66.0% of residents aged 25+ have a high school diploma or higher, and 13.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 68945? ▼
In ZIP code 68945, approximately 67.8% of occupied housing units are owner-occupied and 32.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 68945? ▼
The poverty rate in ZIP code 68945 is 7.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.