Cozad, NE · standard
ZIP Code 69130
Dawson County, Nebraska - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,307
- 9/sq mi Low-density area
- $63,388
- Median income Near-median income area
- $154,300
- Median home value Below-median home value
- 13.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cozad pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 35th pct
- household income, US ZIPs
- 27th pct
- home value, US ZIPs
- 9
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 69130 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 69130 (Cozad, NE) fell -7.6% from 2023 to 2024. The all-transactions index moved from 240.3 in 2023 to 222.1 in 2024 (2000 = 100).
ZIP code 69130 is a mid-sized community (a standard USPS delivery area) in Cozad, Dawson County, Nebraska, home to 5,307 residents across 589.7 square miles, a density of 9 people per square mile, in the Chicago time zone.
ZIP 69130 reports a modest median household income of $63,388 (17% below the average Nebraska ZIP), while per-capita income is $60,012. The poverty rate is 9.8%, with unemployment at 1.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $154,300 (17% below the average Nebraska ZIP), and median rent is $864; owner occupancy is 67.6%.
Formal educational attainment runs low here: just 13.6% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is 17 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Dawson County, so 69130 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 69130
Top 5 sectors by establishment count in Cozad, NE
Which industries have the most business establishments in ZIP 69130.
- Retail trade
Retail trade
25 establishments
- Other services (except public administration)
Other services (except public administration)
25 establishments
- Health care and social assistance
Health care and social assistance
16 establishments
- Accommodation and food services
Accommodation and food services
16 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 69130, Cozad, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,307
Population
589.7
Area (sq mi)
9
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 69130?
45.6
Median Age
48.5%
Male
51.5%
Female
8.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,388
Median Household Income
-17% vs state ZIP avg
$60,012
Per Capita Income
9.8%
Poverty Rate
1.4%
Unemployment Rate
17.4 min
Mean Commute Time
How ZIP 69130 ranks among Nebraska ZIPs
Cozad, NE household income vs. every Nebraska ZIP code
Median household income among 556 reporting Nebraska ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,388 27th percentile higher than 27% of 556 Nebraska ZIPs
Each bar is a $20K-wide band; taller bars hold more Nebraska ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,430housing units
2,430
Total Housing Units
2,237
Occupied Units
193
Vacant Units
2.20
Avg Household Size
Occupancy Type
$154,300
Median Home Value
-17% vs state ZIP avg
$864
Median Rent
1968
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-7.6%
YoY Change (2024)
222
HPI Index (2000 = 100)
+122%
Total Change Since 2000
Home values in ZIP 69130 have decreased 7.6% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.1% | 169 |
| 2021 | +11.2% | 188 |
| 2022 | +9.4% | 205 |
| 2023 | +16.9% | 240 |
| 2024 | -7.6% | 222 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 158 business establishments in ZIP 69130, employing approximately 1,609 people with a combined annual payroll of $70,443,000.
158
Businesses
1,609
Employees
$70.4M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 25 | 15.8% |
| Other services (except public administration) | 25 | 15.8% |
| Health care and social assistance | 16 | 10.1% |
| Accommodation and food services | 16 | 10.1% |
| Professional, scientific, and technical services | 13 | 8.2% |
| Construction | 11 | 7.0% |
| Transportation and warehousing | 10 | 6.3% |
| Finance and insurance | 8 | 5.1% |
| Manufacturing | 7 | 4.4% |
| Wholesale trade | 7 | 4.4% |
| Administrative and support and waste management and remediation services | 6 | 3.8% |
| Real estate and rental and leasing | 3 | 1.9% |
| Management of companies and enterprises | 3 | 1.9% |
| Arts, entertainment, and recreation | 3 | 1.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 69130 vs 69171 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 69171 | Willow Island, NE | 26 | 5.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 69130, both outside NE so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,307 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Dawson County
Related Areas
Frequently Asked Questions
What county is ZIP code 69130 in?
ZIP code 69130 (Cozad) is located in Dawson County, Nebraska. Dawson County contains multiple ZIP codes, see the full list at /counties/dawson-ne.
What is the population of ZIP code 69130?
ZIP code 69130 in Cozad, NE has a population of 5,307 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 69130?
The median household income in ZIP 69130 is $63,388, which is 17% below the national average of $76,288.
What is the average home value in ZIP 69130?
The median home value in ZIP 69130 is $154,300, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 69130?
The largest racial group in ZIP 69130 is White at 85.1%. Hispanic or Latino residents make up 18.4% of the population.
How many businesses are in ZIP code 69130?
ZIP code 69130 has 158 business establishments employing approximately 1,609 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 69130?
The top industries by establishment count in ZIP 69130 are: Retail trade (25), Other services (except public administration) (25), Health care and social assistance (16). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 69130?
According to the FHFA House Price Index, home values in ZIP 69130 decreased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 122%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 69130?
In ZIP code 69130, 52.4% of residents aged 25+ have a high school diploma or higher, and 13.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 69130?
The mean commute time for workers in ZIP code 69130 is 17.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 69130?
In ZIP code 69130, approximately 67.6% of occupied housing units are owner-occupied and 32.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 69130?
The poverty rate in ZIP code 69130 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 69130's numbers, next.
- See how ZIP 69130 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cozad, NE ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.