PlainZIP

Cozad, NE · standard

ZIP Code 69130

Dawson County, Nebraska — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,307
9/sq mi
$63,388
Median income
$154,300
Median home value
13.6%
Bachelor's or higher

The verdict

Cozad pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

35th pct
household income, US ZIPs
27th pct
home value, US ZIPs
9
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 69130 against every reporting US ZIP.

ZIP code 69130 is classified by USPS as a standard delivery area and covers roughly 589.7 square miles in Cozad, Dawson County, Nebraska. The area is home to 5,307 residents, producing a population density of 9 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 69130 against Nebraska and the nation.

On the economic side, the median household income for ZIP 69130 sits at $63,388 (17% below the Nebraska average), while per-capita income is $60,012. The poverty rate stands at 9.8% and the unemployment rate at 1.4%. On housing, the median home value is $154,300 (17% below the state average) with median rent at $864 per month, and 67.6% of occupied units are owner-occupied, a direct signal of whether 69130 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 13.6% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is 17 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Dawson County, so you can benchmark 69130 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 69130

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 69130.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 69130, Cozad, NE · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,307

Population

589.7

Area (sq mi)

9

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 69130?

45.6

Median Age

48.5%

Male

51.5%

Female

8.2%

Foreign-Born

White 85.1%
African American 0.9%
Asian 0.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 18.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,388

Median Household Income

-17% vs state

$60,012

Per Capita Income

9.8%

Poverty Rate

1.4%

Unemployment Rate

17.4 min

Mean Commute Time

How ZIP 69130 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$63,388 35th percentile higher than 35% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.4%
Bachelor's Degree or Higher 13.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,430

Total Housing Units

2,237

Occupied Units

193

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 67.6%
Renter 32.4%

$154,300

Median Home Value

-17% vs state

$864

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-7.6%

YoY Change (2024)

222

HPI Index (2000 = 100)

+122%

Total Change Since 2000

Home values in ZIP 69130 have decreased 7.6% over the past year (2024). Since 2000, this ZIP has seen +122% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.1% 169
2021 +11.2% 188
2022 +9.4% 205
2023 +16.9% 240
2024 -7.6% 222

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 158 business establishments in ZIP 69130, employing approximately 1,609 people with a combined annual payroll of $70,443,000.

158

Businesses

1,609

Employees

$70.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 25 15.8%
Other services (except public administration) 25 15.8%
Health care and social assistance 16 10.1%
Accommodation and food services 16 10.1%
Professional, scientific, and technical services 13 8.2%
Construction 11 7.0%
Transportation and warehousing 10 6.3%
Finance and insurance 8 5.1%
Manufacturing 7 4.4%
Wholesale trade 7 4.4%
Administrative and support and waste management and remediation services 6 3.8%
Real estate and rental and leasing 3 1.9%
Management of companies and enterprises 3 1.9%
Arts, entertainment, and recreation 3 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 69130 vs 69171 →

ZIP Code City Population Distance
69171 Willow Island, NE 26 5.9 mi

More ZIP Codes in Dawson County

68850 standard
Lexington, NE
Pop: 12,295
69138 standard
Gothenburg, NE
Pop: 4,489
68863 standard
Overton, NE
Pop: 1,151
68878 standard
Sumner, NE
Pop: 446
69029 standard
Farnam, NE
Pop: 316
68834 standard
Eddyville, NE
Pop: 226

Related Areas

Dawson County Cozad, NE Nebraska

Frequently Asked Questions

What county is ZIP code 69130 in? ▼
ZIP code 69130 (Cozad) is located in Dawson County, Nebraska. Dawson County contains multiple ZIP codes, see the full list at /counties/dawson-ne.
What is the population of ZIP code 69130? ▼
ZIP code 69130 in Cozad, NE has a population of 5,307 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 69130? ▼
The median household income in ZIP 69130 is $63,388, which is 17% below the national average of $76,288.
What is the average home value in ZIP 69130? ▼
The median home value in ZIP 69130 is $154,300, which is 45% below the national average of $278,155.
What is the demographic makeup of ZIP 69130? ▼
The largest racial group in ZIP 69130 is White at 85.1%. Hispanic or Latino residents make up 18.4% of the population.
How many businesses are in ZIP code 69130? ▼
ZIP code 69130 has 158 business establishments employing approximately 1,609 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 69130? ▼
The top industries by establishment count in ZIP 69130 are: Retail trade (25), Other services (except public administration) (25), Health care and social assistance (16). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 69130? ▼
According to the FHFA House Price Index, home values in ZIP 69130 decreased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 122%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 69130? ▼
In ZIP code 69130, 52.4% of residents aged 25+ have a high school diploma or higher, and 13.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 69130? ▼
The mean commute time for workers in ZIP code 69130 is 17.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 69130? ▼
In ZIP code 69130, approximately 67.6% of occupied housing units are owner-occupied and 32.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 69130? ▼
The poverty rate in ZIP code 69130 is 9.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Cozad, NE

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.