Pencil Bluff, AR · standard
ZIP Code 71965
Montgomery County, Arkansas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 315
- 6/sq mi Low-density area
- $144,100
- Median home value Below-median home value
- 27.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Pencil Bluff pairs among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 24th pct
- home value, US ZIPs
- 6
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 71965 against every reporting US ZIP.
ZIP code 71965 is a sparsely populated ZIP (a standard USPS delivery area) in Pencil Bluff, Montgomery County, Arkansas, home to just 315 residents across 56.3 square miles, a density of 6 people per square mile, in the Chicago time zone.
Median household income is not on file for ZIP 71965, but per-capita income is $29,266. Economic pressure is pronounced: 40.3% of residents are below the poverty line and unemployment is 14.0%. Median home value is $144,100 (1% below the average Arkansas ZIP); 82.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 27.1% of adults hold a bachelor's degree or higher, the median age is 41.5, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Montgomery County, so 71965 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 71965, Pencil Bluff, AR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
315
Population
56.3
Area (sq mi)
6
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 71965?
41.5
Median Age
38.6%
Male
61.4%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$29,266
Per Capita Income
40.3%
Poverty Rate
14.0%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
171housing units
171
Total Housing Units
136
Occupied Units
35
Vacant Units
2.19
Avg Household Size
Occupancy Type
$144,100
Median Home Value
-1% vs state ZIP avg
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 4 business establishments in ZIP 71965, employing approximately 13 people with a combined annual payroll of $308,000.
4
Businesses
13
Employees
$308K
Annual Payroll
0
Industry Sectors
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 71965 vs 71969 →
ZIP 71965 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 71961
Oden (71961)
1,003 residents
- 72950
Parks (72950)
409 residents
- 71969 376
Sims (71969)
376 residents
- 71965 315
Pencil Bluff (71965)
315 residents
What this shows Among its immediate neighbors, ZIP 71965 ranks #4 by population - useful context the national average alone can't give.
More ZIP Codes in Montgomery County
Related Areas
Frequently Asked Questions
What county is ZIP code 71965 in?
ZIP code 71965 (Pencil Bluff) is located in Montgomery County, Arkansas. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-ar.
What is the population of ZIP code 71965?
ZIP code 71965 in Pencil Bluff, AR has a population of 315 according to the Census Bureau ACS 2023 estimates.
What is the average home value in ZIP 71965?
The median home value in ZIP 71965 is $144,100, which is 48% below the national average of $278,155.
What is the demographic makeup of ZIP 71965?
The largest racial group in ZIP 71965 is White at 95.3%. Hispanic or Latino residents make up 19.8% of the population.
How many businesses are in ZIP code 71965?
ZIP code 71965 has 4 business establishments employing approximately 13 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 71965?
In ZIP code 71965, 56.7% of residents aged 25+ have a high school diploma or higher, and 27.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 71965?
In ZIP code 71965, approximately 82.4% of occupied housing units are owner-occupied and 17.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 71965?
The poverty rate in ZIP code 71965 is 40.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 71965's numbers, next.
- See how ZIP 71965 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Pencil Bluff, AR ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.