PlainZIP

Eureka Springs, AR · standard

ZIP Code 72631

Carroll County, Arkansas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,709
30/sq mi
$56,678
Median income
$259,300
Median home value
24.5%
Bachelor's or higher

The verdict

Eureka Springs pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

24th pct
household income, US ZIPs
Top 41%
home value, US ZIPs
30
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 72631 against every reporting US ZIP.

ZIP code 72631 covers 124.0 square miles in Eureka Springs, Carroll County, Arkansas (a standard USPS delivery area), with a modest 3,709 residents on file, a density of 30 people per square mile, in the Chicago time zone.

ZIP 72631 reports a modest median household income of $56,678 (0% above the Arkansas average), while per-capita income is $38,647. Local economic indicators show a 6.9% poverty rate alongside 5.6% unemployment. Median home value sits at $259,300 (78% above the state average), median rent at $788 a month, and owner-occupancy at 81.6%.

Educational attainment sits below the national norm: 24.5% of adults hold a bachelor's degree or higher, the median age is 59.6, and the average commute is -. To put 72631 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 5 additional ZIPs in Carroll County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 72631

Top 5 sectors by establishment count in Eureka Springs, AR

Which industries have the most business establishments in ZIP 72631.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 72631, Eureka Springs, AR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,709

Population

124.0

Area (sq mi)

30

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 72631?

59.6

Median Age

52.6%

Male

47.4%

Female

3.5%

Foreign-Born

White 89.5%
African American 0.4%
Asian 0.0%
American Indian or Alaska Native 1.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 5.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,678

Median Household Income

+0% vs state

$38,647

Per Capita Income

6.9%

Poverty Rate

5.6%

Unemployment Rate

How ZIP 72631 ranks nationally

Eureka Springs, AR household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,678 24th percentile higher than 24% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.0%
Bachelor's Degree or Higher 24.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,937

Total Housing Units

2,087

Occupied Units

850

Vacant Units

2.07

Avg Household Size

Occupancy Type

Owner 81.6%
Renter 18.4%

$259,300

Median Home Value

+78% vs state

$788

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.7%

YoY Change (2024)

230

HPI Index (2000 = 100)

+130%

Total Change Since 2000

Home values in ZIP 72631 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 152
2021 +11.4% 169
2022 +18.7% 201
2023 +9.4% 220
2024 +4.7% 230

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 82 business establishments in ZIP 72631, employing approximately 408 people with a combined annual payroll of $12,146,000.

82

Businesses

408

Employees

$12.1M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 19 23.2%
Construction 10 12.2%
Retail trade 10 12.2%
Professional, scientific, and technical services 10 12.2%
Other services (except public administration) 8 9.8%
Real estate and rental and leasing 5 6.1%
Health care and social assistance 5 6.1%
Administrative and support and waste management and remediation services 4 4.9%
Arts, entertainment, and recreation 4 4.9%
Manufacturing 3 3.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 72631 vs 65641 →

ZIP 72631 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 72631 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 72631 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 72631 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65641 Eagle Rock, MO 1,250 6.4 mi
72632 Eureka Springs, AR 4,449 6.1 mi
65658 Golden, MO 1,131 10.3 mi

More ZIP Codes in Carroll County

72616 standard
Berryville, AR
Pop: 10,441
72638 standard
Green Forest, AR
Pop: 7,186
72632 standard
Eureka Springs, AR
Pop: 4,449
72611 standard
Alpena, AR
Pop: 1,696
72660 standard
Oak Grove, AR
Pop: 524

Related Areas

Carroll County Eureka Springs, AR Arkansas

Frequently Asked Questions

What county is ZIP code 72631 in? ▼
ZIP code 72631 (Eureka Springs) is located in Carroll County, Arkansas. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-ar.
What is the population of ZIP code 72631? ▼
ZIP code 72631 in Eureka Springs, AR has a population of 3,709 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 72631? ▼
The median household income in ZIP 72631 is $56,678, which is 26% below the national average of $76,288.
What is the average home value in ZIP 72631? ▼
The median home value in ZIP 72631 is $259,300, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 72631? ▼
The largest racial group in ZIP 72631 is White at 89.5%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 72631? ▼
ZIP code 72631 has 82 business establishments employing approximately 408 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 72631? ▼
The top industries by establishment count in ZIP 72631 are: Accommodation and food services (19), Construction (10), Retail trade (10). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 72631? ▼
According to the FHFA House Price Index, home values in ZIP 72631 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 72631? ▼
In ZIP code 72631, 62.0% of residents aged 25+ have a high school diploma or higher, and 24.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 72631? ▼
In ZIP code 72631, approximately 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 72631? ▼
The poverty rate in ZIP code 72631 is 6.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.