Eureka Springs, AR · standard
ZIP Code 72631
Carroll County, Arkansas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,709
- 30/sq mi Moderate-density area
- $56,678
- Median income Below-median income area
- $259,300
- Median home value Near-median home value
- 24.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Eureka Springs pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 24th pct
- household income, US ZIPs
- Top 41%
- home value, US ZIPs
- 30
- people per sq mi
- 82%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 72631 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 72631 (Eureka Springs, AR) rose +4.7% from 2023 to 2024. The all-transactions index moved from 219.6 in 2023 to 229.9 in 2024 (2000 = 100).
ZIP code 72631 covers 124.0 square miles in Eureka Springs, Carroll County, Arkansas (a standard USPS delivery area), with a modest 3,709 residents on file, a density of 30 people per square mile, in the Chicago time zone.
ZIP 72631 reports a modest median household income of $56,678 (0% above the average Arkansas ZIP), while per-capita income is $38,647. The poverty rate is 6.9%, with unemployment at 5.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $259,300 (78% above the average Arkansas ZIP), while 81.6% of occupied homes are owner-occupied and median rent is $788.
Educational attainment sits below the national norm: 24.5% of adults hold a bachelor's degree or higher, the median age is 59.6, and the average commute is -. The page also surfaces 3 ZIP codes within roughly 10 miles and 5 more in Carroll County, so 72631 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 72631
Top 5 sectors by establishment count in Eureka Springs, AR
Which industries have the most business establishments in ZIP 72631.
- Accommodation and food services
Accommodation and food services
19 establishments
- Construction
Construction
10 establishments
- Retail trade
Retail trade
10 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
10 establishments
- Other services (except public administration)
Other services (except public administration)
8 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 72631, Eureka Springs, AR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,709
Population
124.0
Area (sq mi)
30
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 72631?
59.6
Median Age
52.6%
Male
47.4%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,678
Median Household Income
+0% vs state ZIP avg
$38,647
Per Capita Income
6.9%
Poverty Rate
5.6%
Unemployment Rate
How ZIP 72631 ranks among Arkansas ZIPs
Eureka Springs, AR household income vs. every Arkansas ZIP code
Median household income among 505 reporting Arkansas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$56,678 Top 42% higher than 58% of 505 Arkansas ZIPs
Each bar is a $20K-wide band; taller bars hold more Arkansas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,937housing units
2,937
Total Housing Units
2,087
Occupied Units
850
Vacant Units
2.07
Avg Household Size
Occupancy Type
$259,300
Median Home Value
+78% vs state ZIP avg
$788
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.7%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 72631 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 152 |
| 2021 | +11.4% | 169 |
| 2022 | +18.7% | 201 |
| 2023 | +9.4% | 220 |
| 2024 | +4.7% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 82 business establishments in ZIP 72631, employing approximately 408 people with a combined annual payroll of $12,146,000.
82
Businesses
408
Employees
$12.1M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 19 | 23.2% |
| Construction | 10 | 12.2% |
| Retail trade | 10 | 12.2% |
| Professional, scientific, and technical services | 10 | 12.2% |
| Other services (except public administration) | 8 | 9.8% |
| Real estate and rental and leasing | 5 | 6.1% |
| Health care and social assistance | 5 | 6.1% |
| Administrative and support and waste management and remediation services | 4 | 4.9% |
| Arts, entertainment, and recreation | 4 | 4.9% |
| Manufacturing | 3 | 3.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 72631 vs 65641 →
ZIP 72631 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 72632
Eureka Springs (72632)
4,449 residents
- 72631
Eureka Springs (72631)
3,709 residents
- 65641 1,250
Eagle Rock (65641)
1,250 residents
- 65658 1,131
Golden (65658)
1,131 residents
What this shows Among its immediate neighbors, ZIP 72631 ranks #2 by population - useful context the national average alone can't give.
ZIP 72631 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 72631
Eureka Springs (72631)
$56,678 median income
- 65641
Eagle Rock (65641)
$55,417 median income
- 65658
Golden (65658)
$51,641 median income
- 72632
Eureka Springs (72632)
$46,354 median income
What this shows By household income, ZIP 72631 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 72631, both outside AR so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,709 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Carroll County
Related Areas
Frequently Asked Questions
What county is ZIP code 72631 in?
ZIP code 72631 (Eureka Springs) is located in Carroll County, Arkansas. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-ar.
What is the population of ZIP code 72631?
ZIP code 72631 in Eureka Springs, AR has a population of 3,709 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 72631?
The median household income in ZIP 72631 is $56,678, which is 26% below the national average of $76,288.
What is the average home value in ZIP 72631?
The median home value in ZIP 72631 is $259,300, which is 7% below the national average of $278,155.
What is the demographic makeup of ZIP 72631?
The largest racial group in ZIP 72631 is White at 89.5%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 72631?
ZIP code 72631 has 82 business establishments employing approximately 408 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 72631?
The top industries by establishment count in ZIP 72631 are: Accommodation and food services (19), Construction (10), Retail trade (10). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 72631?
According to the FHFA House Price Index, home values in ZIP 72631 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 72631?
In ZIP code 72631, 62.0% of residents aged 25+ have a high school diploma or higher, and 24.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 72631?
In ZIP code 72631, approximately 81.6% of occupied housing units are owner-occupied and 18.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 72631?
The poverty rate in ZIP code 72631 is 6.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 72631's numbers, next.
- See how ZIP 72631 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Eureka Springs, AR ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.