PlainZIP

Garfield, AR · standard

ZIP Code 72732

Benton County, Arkansas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,716
21/sq mi
$70,850
Median income
$252,000
Median home value
24.8%
Bachelor's or higher

The verdict

Garfield pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

48th pct
household income, US ZIPs
Top 42%
home value, US ZIPs
21
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 72732 against every reporting US ZIP.

ZIP code 72732 covers 220.4 square miles in Garfield, Benton County, Arkansas (a standard USPS delivery area), with a modest 4,716 residents on file, a density of 21 people per square mile, in the Chicago time zone.

ZIP 72732 lands in the middle-income range, with a median household income of $70,850 (25% above the Arkansas average), while per-capita income is $42,022. The poverty rate stands at 8.3% and the unemployment rate at 3.4%. Housing costs here run $252,000 for a typical home value (73% above the state average), with rent averaging $1,034 a month; 86.6% of homes are owner-occupied.

Educational attainment sits below the national norm: 24.8% of adults hold a bachelor's degree or higher, the median age is 49.1, and the average commute is 31 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Benton County, so you can benchmark 72732 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 72732

Top 5 sectors by establishment count in Garfield, AR

Which industries have the most business establishments in ZIP 72732.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 72732, Garfield, AR · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,716

Population

220.4

Area (sq mi)

21

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 72732?

49.1

Median Age

50.8%

Male

49.2%

Female

2.3%

Foreign-Born

White 66.4%
African American 0.2%
Asian 0.5%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 31.4%
Hispanic or Latino 7.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,850

Median Household Income

+25% vs state

$42,022

Per Capita Income

8.3%

Poverty Rate

3.4%

Unemployment Rate

30.7 min

Mean Commute Time

How ZIP 72732 ranks nationally

Garfield, AR household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,850 48th percentile higher than 48% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.0%
Bachelor's Degree or Higher 24.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,836

Total Housing Units

2,119

Occupied Units

717

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 86.6%
Renter 13.4%

$252,000

Median Home Value

+73% vs state

$1,034

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.4%

YoY Change (2024)

298

HPI Index (2000 = 100)

+198%

Total Change Since 2000

Home values in ZIP 72732 have decreased 1.4% over the past year (2024). Since 2000, this ZIP has seen +198% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.8% 181
2021 +10.4% 200
2022 +26.9% 254
2023 +18.8% 302
2024 -1.4% 298

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 64 business establishments in ZIP 72732, employing approximately 304 people with a combined annual payroll of $11,275,000.

64

Businesses

304

Employees

$11.3M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 15 23.4%
Retail trade 10 15.6%
Professional, scientific, and technical services 8 12.5%
Real estate and rental and leasing 5 7.8%
Administrative and support and waste management and remediation services 5 7.8%
Other services (except public administration) 5 7.8%
Manufacturing 4 6.3%
Health care and social assistance 4 6.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 72732 vs 65745 →

ZIP 72732 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 72732 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 72732 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 72732 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65745 Seligman, MO 2,693 6.8 mi
72756 Rogers, AR 38,455 7.8 mi

More ZIP Codes in Benton County

72712 standard
Bentonville, AR
Pop: 40,933
72756 standard
Rogers, AR
Pop: 38,455
72758 standard
Rogers, AR
Pop: 33,487
72761 standard
Siloam Springs, AR
Pop: 21,211
72715 standard
Bella Vista, AR
Pop: 15,051
72714 standard
Bella Vista, AR
Pop: 11,880

Related Areas

Benton County Garfield, AR Arkansas

Frequently Asked Questions

What county is ZIP code 72732 in? ▼
ZIP code 72732 (Garfield) is located in Benton County, Arkansas. Benton County contains multiple ZIP codes, see the full list at /counties/benton-ar.
What is the population of ZIP code 72732? ▼
ZIP code 72732 in Garfield, AR has a population of 4,716 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 72732? ▼
The median household income in ZIP 72732 is $70,850, which is 7% below the national average of $76,288.
What is the average home value in ZIP 72732? ▼
The median home value in ZIP 72732 is $252,000, which is 9% below the national average of $278,155.
What is the demographic makeup of ZIP 72732? ▼
The largest racial group in ZIP 72732 is White at 66.4%. Hispanic or Latino residents make up 7.1% of the population.
How many businesses are in ZIP code 72732? ▼
ZIP code 72732 has 64 business establishments employing approximately 304 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 72732? ▼
The top industries by establishment count in ZIP 72732 are: Construction (15), Retail trade (10), Professional, scientific, and technical services (8). There are 8 industry sectors represented in total.
How have home values changed in ZIP code 72732? ▼
According to the FHFA House Price Index, home values in ZIP 72732 decreased by 1.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 198%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 72732? ▼
In ZIP code 72732, 67.0% of residents aged 25+ have a high school diploma or higher, and 24.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 72732? ▼
The mean commute time for workers in ZIP code 72732 is 30.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 72732? ▼
In ZIP code 72732, approximately 86.6% of occupied housing units are owner-occupied and 13.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 72732? ▼
The poverty rate in ZIP code 72732 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.