PlainZIP

Elk City, OK · standard

ZIP Code 73644

Beckham County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,147
29/sq mi
$53,180
Median income
$155,100
Median home value
17.1%
Bachelor's or higher

The verdict

Elk City pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

19th pct
household income, US ZIPs
27th pct
home value, US ZIPs
29
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 73644 against every reporting US ZIP.

ZIP code 73644 is a mid-sized community (a standard USPS delivery area) in Elk City, Beckham County, Oklahoma, home to 14,147 residents across 494.7 square miles, a density of 29 people per square mile, in the Chicago time zone.

ZIP 73644 reports a modest median household income of $53,180 (15% below the Oklahoma average), while per-capita income is $30,057. 20.1% of residents live below the poverty line, and the unemployment rate reads 6.8%. The typical home here is valued at $155,100 (1% below the state average); renters pay a median of $939 monthly, and 67.1% of units are owner-occupied.

Educational attainment sits below the national norm: 17.1% of adults hold a bachelor's degree or higher, the median age is 37.2, and the average commute is 16 minutes. Oklahoma and national benchmarks, shown above, are the best way to contextualize 73644, not the raw numbers alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 73644

Top 5 sectors by establishment count in Elk City, OK

Which industries have the most business establishments in ZIP 73644.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 73644, Elk City, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,147

Population

494.7

Area (sq mi)

29

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 73644?

37.2

Median Age

47.9%

Male

52.1%

Female

5.1%

Foreign-Born

White 84.7%
African American 2.9%
Asian 1.6%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.7%
Hispanic or Latino 15.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,180

Median Household Income

-15% vs state

$30,057

Per Capita Income

20.1%

Poverty Rate

6.8%

Unemployment Rate

15.8 min

Mean Commute Time

How ZIP 73644 ranks nationally

Elk City, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,180 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.2%
Bachelor's Degree or Higher 17.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,377

Total Housing Units

6,036

Occupied Units

1,341

Vacant Units

2.30

Avg Household Size

Occupancy Type

Owner 67.1%
Renter 32.9%

$155,100

Median Home Value

-1% vs state

$939

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+14.4%

YoY Change (2024)

236

HPI Index (2000 = 100)

+136%

Total Change Since 2000

Home values in ZIP 73644 have increased 14.4% over the past year (2024). Since 2000, this ZIP has seen +136% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.9% 172
2021 +6.9% 184
2022 +9.7% 202
2023 +2.5% 207
2024 +14.4% 236

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 512 business establishments in ZIP 73644, employing approximately 5,450 people with a combined annual payroll of $268,111,000.

512

Businesses

5,450

Employees

$268.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 88 17.2%
Health care and social assistance 65 12.7%
Accommodation and food services 53 10.3%
Other services (except public administration) 44 8.6%
Mining, quarrying, and oil and gas extraction 43 8.4%
Professional, scientific, and technical services 39 7.6%
Wholesale trade 30 5.9%
Transportation and warehousing 29 5.7%
Construction 28 5.5%
Real estate and rental and leasing 23 4.5%
Finance and insurance 21 4.1%
Administrative and support and waste management and remediation services 17 3.3%
Manufacturing 12 2.3%
Information 9 1.8%
Arts, entertainment, and recreation 6 1.2%
Utilities 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Beckham County

73662 standard
Sayre, OK
Pop: 6,093
73645 standard
Erick, OK
Pop: 1,538
73627 standard
Carter, OK
Pop: 628

Related Areas

Beckham County Elk City, OK Oklahoma

Frequently Asked Questions

What county is ZIP code 73644 in? ▼
ZIP code 73644 (Elk City) is located in Beckham County, Oklahoma. Beckham County contains multiple ZIP codes, see the full list at /counties/beckham-ok.
What is the population of ZIP code 73644? ▼
ZIP code 73644 in Elk City, OK has a population of 14,147 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 73644? ▼
The median household income in ZIP 73644 is $53,180, which is 30% below the national average of $76,288.
What is the average home value in ZIP 73644? ▼
The median home value in ZIP 73644 is $155,100, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 73644? ▼
The largest racial group in ZIP 73644 is White at 84.7%. Hispanic or Latino residents make up 15.5% of the population.
How many businesses are in ZIP code 73644? ▼
ZIP code 73644 has 512 business establishments employing approximately 5,450 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 73644? ▼
The top industries by establishment count in ZIP 73644 are: Retail trade (88), Health care and social assistance (65), Accommodation and food services (53). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 73644? ▼
According to the FHFA House Price Index, home values in ZIP 73644 increased by 14.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 73644? ▼
In ZIP code 73644, 60.2% of residents aged 25+ have a high school diploma or higher, and 17.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 73644? ▼
The mean commute time for workers in ZIP code 73644 is 15.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 73644? ▼
In ZIP code 73644, approximately 67.1% of occupied housing units are owner-occupied and 32.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 73644? ▼
The poverty rate in ZIP code 73644 is 20.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.