PlainZIP

Garber, OK · standard

ZIP Code 73738

Garfield County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,134
4/sq mi
$79,643
Median income
$115,000
Median home value
21.6%
Bachelor's or higher

The verdict

Garber pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 39%
household income, US ZIPs
15th pct
home value, US ZIPs
4
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 73738 against every reporting US ZIP.

ZIP code 73738 is a sparsely populated ZIP (a standard USPS delivery area) in Garber, Garfield County, Oklahoma, home to just 1,134 residents across 263.7 square miles, a density of 4 people per square mile, in the Chicago time zone.

ZIP 73738 lands in the middle-income range, with a median household income of $79,643 (27% above the Oklahoma average), while per-capita income is $33,420. Local economic indicators show a 14.1% poverty rate alongside 5.8% unemployment. Housing costs here run $115,000 for a typical home value (26% below the state average), with rent averaging $931 a month; 87.5% of homes are owner-occupied.

Educational attainment sits below the national norm: 21.6% of adults hold a bachelor's degree or higher, the median age is 33.1, and the average commute is -. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Garfield County, so you can benchmark 73738 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 73738, Garber, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,134

Population

263.7

Area (sq mi)

4

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 73738?

33.1

Median Age

48.2%

Male

51.8%

Female

1.1%

Foreign-Born

White 70.8%
African American 0.7%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 27.4%
Hispanic or Latino 6.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,643

Median Household Income

+27% vs state

$33,420

Per Capita Income

14.1%

Poverty Rate

5.8%

Unemployment Rate

How ZIP 73738 ranks nationally

Garber, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,643 Top 39% higher than 61% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.8%
Bachelor's Degree or Higher 21.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

439

Total Housing Units

352

Occupied Units

87

Vacant Units

2.84

Avg Household Size

Occupancy Type

Owner 87.5%
Renter 12.5%

$115,000

Median Home Value

-26% vs state

$931

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 19 business establishments in ZIP 73738, employing approximately 122 people with a combined annual payroll of $5,623,000.

19

Businesses

122

Employees

$5.6M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 4 21.1%
Retail trade 4 21.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 73738 vs 73730 →

ZIP 73738 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 73738 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 73738 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 73738 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
73730 Covington, OK 734 9.2 mi
74630 Billings, OK 702 8.1 mi
74640 Hunter, OK 312 8.9 mi
73736 Fairmont, OK 356 10.6 mi

More ZIP Codes in Garfield County

73703 standard
Enid, OK
Pop: 27,951
73701 standard
Enid, OK
Pop: 24,808
73773 standard
Waukomis, OK
Pop: 1,744
73754 standard
Lahoma, OK
Pop: 1,078
73730 standard
Covington, OK
Pop: 734
73735 standard
Drummond, OK
Pop: 684

Related Areas

Garfield County Garber, OK Oklahoma

Frequently Asked Questions

What county is ZIP code 73738 in? ▼
ZIP code 73738 (Garber) is located in Garfield County, Oklahoma. Garfield County contains multiple ZIP codes, see the full list at /counties/garfield-ok.
What is the population of ZIP code 73738? ▼
ZIP code 73738 in Garber, OK has a population of 1,134 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 73738? ▼
The median household income in ZIP 73738 is $79,643, which is 4% above the national average of $76,288.
What is the average home value in ZIP 73738? ▼
The median home value in ZIP 73738 is $115,000, which is 59% below the national average of $278,155.
What is the demographic makeup of ZIP 73738? ▼
The largest racial group in ZIP 73738 is White at 70.8%. Hispanic or Latino residents make up 6.2% of the population.
How many businesses are in ZIP code 73738? ▼
ZIP code 73738 has 19 business establishments employing approximately 122 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 73738? ▼
In ZIP code 73738, 61.8% of residents aged 25+ have a high school diploma or higher, and 21.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 73738? ▼
In ZIP code 73738, approximately 87.5% of occupied housing units are owner-occupied and 12.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 73738? ▼
The poverty rate in ZIP code 73738 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.