Nowata, OK · standard
ZIP Code 74048
Nowata County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 6,092
- 11/sq mi Low-density area
- $52,888
- Median income Below-median income area
- $132,800
- Median home value Below-median home value
- 17.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Nowata pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 18th pct
- household income, US ZIPs
- 21st pct
- home value, US ZIPs
- 11
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74048 against every reporting US ZIP.
ZIP code 74048 is a mid-sized community (a standard USPS delivery area) in Nowata, Nowata County, Oklahoma, home to 6,092 residents across 539.1 square miles, a density of 11 people per square mile, in the Chicago time zone.
ZIP 74048 reports a modest median household income of $52,888 (16% below the average Oklahoma ZIP), while per-capita income is $29,861. The poverty rate is 19.7%, with unemployment at 5.8%; those measures add context to the income figure. Median home value is $132,800 (15% below the average Oklahoma ZIP) and median rent is $775; 68.5% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 17.9% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 28 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 4 more in Nowata County, so 74048 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 74048
Top 5 sectors by establishment count in Nowata, OK
Which industries have the most business establishments in ZIP 74048.
- Retail trade
Retail trade
20 establishments
- Health care and social assistance
Health care and social assistance
18 establishments
- Other services (except public administration)
Other services (except public administration)
14 establishments
- Construction
Construction
11 establishments
- Accommodation and food services
Accommodation and food services
11 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74048, Nowata, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
6,092
Population
539.1
Area (sq mi)
11
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 74048?
39.8
Median Age
48.7%
Male
51.3%
Female
1.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,888
Median Household Income
-16% vs state ZIP avg
$29,861
Per Capita Income
19.7%
Poverty Rate
5.8%
Unemployment Rate
27.6 min
Mean Commute Time
How ZIP 74048 ranks among Oklahoma ZIPs
Nowata, OK household income vs. every Oklahoma ZIP code
Median household income among 616 reporting Oklahoma ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$52,888 32nd percentile higher than 32% of 616 Oklahoma ZIPs
Each bar is a $20K-wide band; taller bars hold more Oklahoma ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,588housing units
2,588
Total Housing Units
2,180
Occupied Units
408
Vacant Units
2.48
Avg Household Size
Occupancy Type
$132,800
Median Home Value
-15% vs state ZIP avg
$775
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+22.4%
YoY Change (2024)
206
HPI Index (2000 = 100)
+106%
Total Change Since 2000
Home values in ZIP 74048 have increased 22.4% over the past year (2024). Since 2000, this ZIP has seen +106% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | -1.2% | 163 |
| 2020 | +9.1% | 178 |
| 2021 | -1.0% | 176 |
| 2022 | +22.4% | 216 |
| 2024 | – | 206 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 119 business establishments in ZIP 74048, employing approximately 1,184 people with a combined annual payroll of $52,176,000.
119
Businesses
1,184
Employees
$52.2M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 20 | 16.8% |
| Health care and social assistance | 18 | 15.1% |
| Other services (except public administration) | 14 | 11.8% |
| Construction | 11 | 9.2% |
| Accommodation and food services | 11 | 9.2% |
| Professional, scientific, and technical services | 10 | 8.4% |
| Manufacturing | 5 | 4.2% |
| Wholesale trade | 5 | 4.2% |
| Finance and insurance | 5 | 4.2% |
| Mining, quarrying, and oil and gas extraction | 4 | 3.4% |
| Transportation and warehousing | 3 | 2.5% |
| Real estate and rental and leasing | 3 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 74048 vs 74027 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 74027 | Delaware, OK | 1,015 | 8.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 74048, both outside OK so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (6,092 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Nowata County
Related Areas
Frequently Asked Questions
What county is ZIP code 74048 in?
ZIP code 74048 (Nowata) is located in Nowata County, Oklahoma. Nowata County contains multiple ZIP codes, see the full list at /counties/nowata-ok.
What is the population of ZIP code 74048?
ZIP code 74048 in Nowata, OK has a population of 6,092 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74048?
The median household income in ZIP 74048 is $52,888, which is 31% below the national average of $76,288.
What is the average home value in ZIP 74048?
The median home value in ZIP 74048 is $132,800, which is 52% below the national average of $278,155.
What is the demographic makeup of ZIP 74048?
The largest racial group in ZIP 74048 is White at 66.1%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 74048?
ZIP code 74048 has 119 business establishments employing approximately 1,184 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 74048?
The top industries by establishment count in ZIP 74048 are: Retail trade (20), Health care and social assistance (18), Other services (except public administration) (14). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 74048?
According to the FHFA House Price Index, home values in ZIP 74048 increased by 22.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 106%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 74048?
In ZIP code 74048, 59.1% of residents aged 25+ have a high school diploma or higher, and 17.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74048?
The mean commute time for workers in ZIP code 74048 is 27.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74048?
In ZIP code 74048, approximately 68.5% of occupied housing units are owner-occupied and 31.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74048?
The poverty rate in ZIP code 74048 is 19.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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- See how ZIP 74048 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.