Jay, OK · standard
ZIP Code 74346
Delaware County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,864
- 14/sq mi
- $49,556
- Median income
- $129,700
- Median home value
- 13.9%
- Bachelor's or higher
The verdict
Jay pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 14th pct
- household income, US ZIPs
- 20th pct
- home value, US ZIPs
- 14
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74346 against every reporting US ZIP.
ZIP code 74346 is a mid-sized community (a standard USPS delivery area) in Jay, Delaware County, Oklahoma, home to 7,864 residents across 574.0 square miles, a density of 14 people per square mile, in the Chicago time zone.
ZIP 74346 reports a modest median household income of $49,556 (21% below the Oklahoma average), while per-capita income is $48,107. The poverty rate stands at 23.6% and the unemployment rate at 6.7%. The typical home here is valued at $129,700 (17% below the state average); renters pay a median of $821 monthly, and 75.0% of units are owner-occupied.
Formal educational attainment runs low here: just 13.9% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 27 minutes. Use the benchmarks above to see where 74346 sits relative to Oklahoma and the national baseline rather than viewing the numbers in isolation.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 74346
Top 5 sectors by establishment count in Jay, OK
Which industries have the most business establishments in ZIP 74346.
- Health care and social assistance
Health care and social assistance
19 establishments
- Retail trade
Retail trade
18 establishments
- Construction
Construction
14 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
13 establishments
- Accommodation and food services
Accommodation and food services
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74346, Jay, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,864
Population
574.0
Area (sq mi)
14
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 74346?
37.5
Median Age
50.7%
Male
49.3%
Female
2.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$49,556
Median Household Income
-21% vs state
$48,107
Per Capita Income
23.6%
Poverty Rate
6.7%
Unemployment Rate
26.8 min
Mean Commute Time
How ZIP 74346 ranks nationally
Jay, OK household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$49,556 14th percentile higher than 14% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,762
Total Housing Units
2,923
Occupied Units
839
Vacant Units
2.75
Avg Household Size
Occupancy Type
$129,700
Median Home Value
-17% vs state
$821
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 106 business establishments in ZIP 74346, employing approximately 1,210 people with a combined annual payroll of $54,784,000.
106
Businesses
1,210
Employees
$54.8M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 19 | 17.9% |
| Retail trade | 18 | 17.0% |
| Construction | 14 | 13.2% |
| Professional, scientific, and technical services | 13 | 12.3% |
| Accommodation and food services | 12 | 11.3% |
| Other services (except public administration) | 6 | 5.7% |
| Finance and insurance | 5 | 4.7% |
| Real estate and rental and leasing | 5 | 4.7% |
| Administrative and support and waste management and remediation services | 4 | 3.8% |
| Arts, entertainment, and recreation | 3 | 2.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
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Frequently Asked Questions
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Read our methodology to see how this data is sourced, computed, and verified.