Residential delivery area · Oklahoma
ZIP Code 74346: Jay, OK
ZIP code 74346 uses the postal name Jay, Oklahoma and lies entirely in Delaware County (Census 2020 ZIP-county file). About 8,300 people live there (Census Bureau, ACS 2020-2024). Median household income is $49,556 (Census Bureau, ACS 2020-2024). By Census place, its land lies in New Eucha (3%), Zena (2%), Dennis (2%), Jay (2%), Sycamore (1%), Butler (1%), Oak Hill-Piney (1%), White Water (under 1%), Brush Creek (under 1%), Deer Lick (under 1%) and Indianola (under 1%), and 2% in smaller places; 84% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Jay · its only residential ZIP
- County
- Delaware County
- Census places
- New Eucha (3%) census-designated place; Zena (2%) census-designated place; Dennis (2%) census-designated place; Jay (2%)
- House district
- OK-2 119th Congress
- State
- Oklahoma
- Time zone
- Central
- Land area
- 227.2 sq mi · 36 people per sq mi
Where is ZIP code 74346?
74346 centers on 36.439°, -94.754° and covers 227.2 square miles of land plus 7.7 of water. It borders 7 ZIP codes: 74342, 72747, 74344, 64863, 74338, 72736, 74331.
The map draws ZIP code areas only. For the streets inside 74346, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 74346 compare with the rest of Delaware County?
| Measure | 74346 | In Delaware County | In OK |
|---|---|---|---|
| People (ACS 2020-2024) | 8,266 | 2nd of 13 | 142nd of 664 |
| Median household income | $50k | 6th of 8 | 279th of 343 |
| Median home value | $130k | 6th of 10 | 249th of 346 |
Its median household income is higher than in 14% of U.S. residential ZIP codes, and it is denser than 36% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 74346?
The 2020 Census counted 7,679 people in 74346; the ACS, which samples households over 2020-2024, estimates 8,266. Between the 2010 and 2020 censuses its population fell 2.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 8,266
- 2020 Census count
- 7,679−2.4% since 2010 (7,864)
- Households
- 2,923
- Median age
- 37.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 74346?
Of the 8,266 people the ACS estimates in 74346, 24.1% are under 18 and 17.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (50.1%), then Other or two or more (39.8%).
- Under 1824.1%
- 18 to 6458.7%
- 65 and older17.2%
- White, not Hispanic50.1%
- Other or two or more39.8%
- Hispanic or Latino6.2%
- Asian, not Hispanic3.6%
- Black, not Hispanic0.3%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 74346 earn?
Median household income is $49,556 (ACS 2020-2024), the 6th highest of the 8 ranked ZIP codes in Delaware County. It is not measurably different from 2015-2019 ($46,762 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $49,556
- Income per person
- $48,107
- Below the poverty line
- 23.6%
- Unemployed (of the labor force)
- 6.7%
- Adults 25+ with a bachelor's degree
- 13.9%
- Adjusted gross income per tax return, 2022
- $54,7513,010 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 74346?
FHFA's house price index for 74346, built from repeat sales and appraisals of the same homes, rose 117% from 2015 to 2025 and rose 78% from 2020 to 2025, and moved +23.3% in 2025.
- Median home value (owners' estimate)
- $129,700
- Median gross rent
- $821
- Homes owned by their occupants
- 75.0%
- Housing units
- 3,762
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 74346?
106 business establishments had a location in this ZIP code in 2023, 13 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance19
- Retail trade18
- Construction14
- Professional, scientific, and technical services13
- Accommodation and food services12
- Other services (except public administration)6
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 74346?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 74342 | Eucha | 2,039 | $57k | 10.6 mi |
| 72747 | Maysville, AR | 135 | – | 10.8 mi |
| 74344 | Grove | 14,876 | $58k | 10.8 mi |
| 64863 | South West City, MO | 1,586 | $59k | 12.6 mi |
| 74338 | Colcord | 5,069 | $58k | 12.9 mi |
| 72736 | Gravette, AR | 7,886 | $79k | 16.2 mi |
| 74331 | Afton | 7,058 | $61k | 18.1 mi |
| 72768 | Sulphur Springs, AR | 1,026 | $60k | 14.8 mi (near) |
| 74340 | Disney | 182 | $47k | 14.8 mi (near) |
| 74366 | Spavinaw | 1,289 | $35k | 15.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.