ZIP Code 74346

ZIP code 74346 is classified by USPS as a standard delivery area and covers roughly 574.0 square miles in Jay, Delaware County, Oklahoma. The area is home to 7,864 residents, producing a population density of 14 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 74346 against Oklahoma and the nation.

On the economic side, the median household income for ZIP 74346 sits at $49,556 (21% below the Oklahoma average), while per-capita income is $48,107. The poverty rate stands at 23.6% and the unemployment rate at 6.7%. On housing, the median home value is $129,700 (17% below the state average) with median rent at $821 per month, and 75.0% of occupied units are owner-occupied, a direct signal of whether 74346 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 13.9% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 27 minutes. Use the benchmarks above to see where 74346 sits relative to Oklahoma and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →