PlainZIP

Eufaula, OK · standard

ZIP Code 74432

McIntosh County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,730
18/sq mi
$47,519
Median income
$177,800
Median home value
17.5%
Bachelor's or higher

The verdict

Eufaula pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

12th pct
household income, US ZIPs
37th pct
home value, US ZIPs
18
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74432 against every reporting US ZIP.

ZIP code 74432 is a mid-sized community (a standard USPS delivery area) in Eufaula, McIntosh County, Oklahoma, home to 9,730 residents across 556.0 square miles, a density of 18 people per square mile, in the Chicago time zone.

ZIP 74432 reports a modest median household income of $47,519 (24% below the Oklahoma average), while per-capita income is $29,223. Poverty here runs at 20.9%, with unemployment measured at 4.2%. On housing, the median home value is $177,800 (14% above the state average) with median rent at $805 per month, and 76.4% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 17.5% of adults hold a bachelor's degree or higher, the median age is 51.2, and the average commute is 28 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 74432, plus 5 more within McIntosh County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 74432

Top 5 sectors by establishment count in Eufaula, OK

Which industries have the most business establishments in ZIP 74432.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74432, Eufaula, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,730

Population

556.0

Area (sq mi)

18

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74432?

51.2

Median Age

48.5%

Male

51.5%

Female

0.4%

Foreign-Born

White 77.1%
African American 2.0%
Asian 0.1%
American Indian or Alaska Native 10.2%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 10.5%
Hispanic or Latino 1.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$47,519

Median Household Income

-24% vs state

$29,223

Per Capita Income

20.9%

Poverty Rate

4.2%

Unemployment Rate

27.7 min

Mean Commute Time

How ZIP 74432 ranks nationally

Eufaula, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$47,519 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.1%
Bachelor's Degree or Higher 17.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,446

Total Housing Units

4,118

Occupied Units

2,328

Vacant Units

2.29

Avg Household Size

Occupancy Type

Owner 76.4%
Renter 23.6%

$177,800

Median Home Value

+14% vs state

$805

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 221 business establishments in ZIP 74432, employing approximately 1,944 people with a combined annual payroll of $65,102,000.

221

Businesses

1,944

Employees

$65.1M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 33 14.9%
Accommodation and food services 31 14.0%
Construction 26 11.8%
Health care and social assistance 23 10.4%
Finance and insurance 21 9.5%
Professional, scientific, and technical services 18 8.1%
Other services (except public administration) 17 7.7%
Administrative and support and waste management and remediation services 11 5.0%
Real estate and rental and leasing 10 4.5%
Manufacturing 8 3.6%
Mining, quarrying, and oil and gas extraction 4 1.8%
Transportation and warehousing 4 1.8%
Information 4 1.8%
Arts, entertainment, and recreation 3 1.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 74432 vs 74425 →

ZIP Code City Population Distance
74425 Canadian, OK 1,240 7.8 mi

More ZIP Codes in McIntosh County

74426 standard
Checotah, OK
Pop: 9,891
74428 standard
Council Hill, OK
Pop: 882
74845 standard
Hanna, OK
Pop: 494
74438 standard
Hitchita, OK
Pop: 163
74459 standard
Rentiesville, OK
Pop: 86

Related Areas

McIntosh County Eufaula, OK Oklahoma

Frequently Asked Questions

What county is ZIP code 74432 in? ▼
ZIP code 74432 (Eufaula) is located in McIntosh County, Oklahoma. McIntosh County contains multiple ZIP codes, see the full list at /counties/mcintosh-ok.
What is the population of ZIP code 74432? ▼
ZIP code 74432 in Eufaula, OK has a population of 9,730 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74432? ▼
The median household income in ZIP 74432 is $47,519, which is 38% below the national average of $76,288.
What is the average home value in ZIP 74432? ▼
The median home value in ZIP 74432 is $177,800, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 74432? ▼
The largest racial group in ZIP 74432 is White at 77.1%. Hispanic or Latino residents make up 1.9% of the population.
How many businesses are in ZIP code 74432? ▼
ZIP code 74432 has 221 business establishments employing approximately 1,944 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 74432? ▼
The top industries by establishment count in ZIP 74432 are: Retail trade (33), Accommodation and food services (31), Construction (26). There are 14 industry sectors represented in total.
What is the education level in ZIP code 74432? ▼
In ZIP code 74432, 58.1% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74432? ▼
The mean commute time for workers in ZIP code 74432 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74432? ▼
In ZIP code 74432, approximately 76.4% of occupied housing units are owner-occupied and 23.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74432? ▼
The poverty rate in ZIP code 74432 is 20.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.