Carney, OK · standard
ZIP Code 74832
Lincoln County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 936
- 13/sq mi Low-density area
- $51,250
- Median income Below-median income area
- $101,200
- Median home value Below-median home value
- 15.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Carney pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 16th pct
- household income, US ZIPs
- 10th pct
- home value, US ZIPs
- 13
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74832 against every reporting US ZIP.
ZIP code 74832 is a sparsely populated ZIP (a standard USPS delivery area) in Carney, Lincoln County, Oklahoma, home to just 936 residents across 72.6 square miles, a density of 13 people per square mile, in the Chicago time zone.
ZIP 74832 reports a modest median household income of $51,250 (18% below the average Oklahoma ZIP), while per-capita income is $26,300. The poverty rate is 12.8%, with unemployment at 3.3%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $101,200 (35% below the average Oklahoma ZIP), and median rent is $790; owner occupancy is 79.5%.
Educational attainment sits below the national norm: 15.4% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is 29 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Lincoln County, so 74832 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74832, Carney, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
936
Population
72.6
Area (sq mi)
13
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 74832?
35.4
Median Age
47.6%
Male
52.4%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$51,250
Median Household Income
-18% vs state ZIP avg
$26,300
Per Capita Income
12.8%
Poverty Rate
3.3%
Unemployment Rate
28.6 min
Mean Commute Time
How ZIP 74832 ranks among Oklahoma ZIPs
Carney, OK household income vs. every Oklahoma ZIP code
Median household income among 616 reporting Oklahoma ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$51,250 28th percentile higher than 28% of 616 Oklahoma ZIPs
Each bar is a $20K-wide band; taller bars hold more Oklahoma ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
390housing units
390
Total Housing Units
356
Occupied Units
34
Vacant Units
2.61
Avg Household Size
Occupancy Type
$101,200
Median Home Value
-35% vs state ZIP avg
$790
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 14 business establishments in ZIP 74832, employing approximately 36 people with a combined annual payroll of $1,612,000.
14
Businesses
36
Employees
$1.6M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 4 | 28.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 74832 vs 74875 →
ZIP 74832 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 74834
Chandler (74834)
7,590 residents
- 74059
Perkins (74059)
5,476 residents
- 74881
Wellston (74881)
4,509 residents
- 74824 1,253
Agra (74824)
1,253 residents
- 74875 1,165
Tryon (74875)
1,165 residents
- 74832 936
Carney (74832)
936 residents
What this shows Among its immediate neighbors, ZIP 74832 ranks #6 by population - useful context the national average alone can't give.
ZIP 74832 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 74875
Tryon (74875)
$64,886 median income
- 74824
Agra (74824)
$64,063 median income
- 74834
Chandler (74834)
$61,291 median income
- 74881
Wellston (74881)
$60,923 median income
- 74059
Perkins (74059)
$51,679 median income
- 74832
Carney (74832)
$51,250 median income
What this shows By household income, ZIP 74832 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 74832, both outside OK so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lincoln County
Related Areas
Frequently Asked Questions
What county is ZIP code 74832 in?
ZIP code 74832 (Carney) is located in Lincoln County, Oklahoma. Lincoln County contains multiple ZIP codes, see the full list at /counties/lincoln-ok.
What is the population of ZIP code 74832?
ZIP code 74832 in Carney, OK has a population of 936 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74832?
The median household income in ZIP 74832 is $51,250, which is 33% below the national average of $76,288.
What is the average home value in ZIP 74832?
The median home value in ZIP 74832 is $101,200, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 74832?
The largest racial group in ZIP 74832 is White at 76.5%. Hispanic or Latino residents make up 8.0% of the population.
How many businesses are in ZIP code 74832?
ZIP code 74832 has 14 business establishments employing approximately 36 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 74832?
In ZIP code 74832, 63.2% of residents aged 25+ have a high school diploma or higher, and 15.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74832?
The mean commute time for workers in ZIP code 74832 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74832?
In ZIP code 74832, approximately 79.5% of occupied housing units are owner-occupied and 20.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74832?
The poverty rate in ZIP code 74832 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 74832's numbers, next.
- See how ZIP 74832 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Carney, OK ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.