PlainZIP

Carney, OK · standard

ZIP Code 74832

Lincoln County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

936
13/sq mi
$51,250
Median income
$101,200
Median home value
15.4%
Bachelor's or higher

The verdict

Carney pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

16th pct
household income, US ZIPs
10th pct
home value, US ZIPs
13
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74832 against every reporting US ZIP.

ZIP code 74832 is a sparsely populated ZIP (a standard USPS delivery area) in Carney, Lincoln County, Oklahoma, home to just 936 residents across 72.6 square miles, a density of 13 people per square mile, in the Chicago time zone.

ZIP 74832 reports a modest median household income of $51,250 (18% below the Oklahoma average), while per-capita income is $26,300. Local economic indicators show a 12.8% poverty rate alongside 3.3% unemployment. Median home value sits at $101,200 (35% below the state average), median rent at $790 a month, and owner-occupancy at 79.5%.

Educational attainment sits below the national norm: 15.4% of adults hold a bachelor's degree or higher, the median age is 35.4, and the average commute is 29 minutes. To put 74832 in local context, 5 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Lincoln County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74832, Carney, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

936

Population

72.6

Area (sq mi)

13

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74832?

35.4

Median Age

47.6%

Male

52.4%

Female

1.2%

Foreign-Born

White 76.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 11.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.2%
Hispanic or Latino 8.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,250

Median Household Income

-18% vs state

$26,300

Per Capita Income

12.8%

Poverty Rate

3.3%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 74832 ranks nationally

Carney, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,250 16th percentile higher than 16% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.2%
Bachelor's Degree or Higher 15.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

390

Total Housing Units

356

Occupied Units

34

Vacant Units

2.61

Avg Household Size

Occupancy Type

Owner 79.5%
Renter 20.5%

$101,200

Median Home Value

-35% vs state

$790

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 14 business establishments in ZIP 74832, employing approximately 36 people with a combined annual payroll of $1,612,000.

14

Businesses

36

Employees

$1.6M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 4 28.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 74832 vs 74875 →

ZIP 74832 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 74832 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 74832 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 74832 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
74875 Tryon, OK 1,165 4.1 mi
74059 Perkins, OK 5,476 9.5 mi
74881 Wellston, OK 4,509 8.5 mi
74824 Agra, OK 1,253 8.7 mi
74834 Chandler, OK 7,590 11.3 mi

More ZIP Codes in Lincoln County

74834 standard
Chandler, OK
Pop: 7,590
74864 standard
Prague, OK
Pop: 5,274
74855 standard
Meeker, OK
Pop: 4,639
74881 standard
Wellston, OK
Pop: 4,509
74079 standard
Stroud, OK
Pop: 4,504
74824 standard
Agra, OK
Pop: 1,253

Related Areas

Lincoln County Carney, OK Oklahoma

Frequently Asked Questions

What county is ZIP code 74832 in? ▼
ZIP code 74832 (Carney) is located in Lincoln County, Oklahoma. Lincoln County contains multiple ZIP codes, see the full list at /counties/lincoln-ok.
What is the population of ZIP code 74832? ▼
ZIP code 74832 in Carney, OK has a population of 936 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74832? ▼
The median household income in ZIP 74832 is $51,250, which is 33% below the national average of $76,288.
What is the average home value in ZIP 74832? ▼
The median home value in ZIP 74832 is $101,200, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 74832? ▼
The largest racial group in ZIP 74832 is White at 76.5%. Hispanic or Latino residents make up 8.0% of the population.
How many businesses are in ZIP code 74832? ▼
ZIP code 74832 has 14 business establishments employing approximately 36 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 74832? ▼
In ZIP code 74832, 63.2% of residents aged 25+ have a high school diploma or higher, and 15.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74832? ▼
The mean commute time for workers in ZIP code 74832 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74832? ▼
In ZIP code 74832, approximately 79.5% of occupied housing units are owner-occupied and 20.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74832? ▼
The poverty rate in ZIP code 74832 is 12.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.