ZIP Code 75428
standardSource:
Commerce · Hunt County · Texas
- Population
- 10,089
- Median income
- $51,424
- Median home value
- $162,500
- Bachelor's or higher
- 27.3%
- Land area
- 222.7 sq mi
45/sq mi
▼ 33% vs US
higher than 16% of US ZIPs
▼ 42% vs US
higher than 31% of US ZIPs
Median age 28.8
Chicago
ZIP code 75428 in Commerce, Texas has a population of 10,089. The median household income is $51,424, which is 33% below the national average. Median home value is $162,500, 42% below the US average. 27.3% of residents hold a bachelor's degree or higher.
ZIP code 75428 is classified by USPS as a standard delivery area and covers roughly 222.7 square miles in Commerce, Hunt County, Texas. The area is home to 10,089 residents, producing a population density of 45 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 75428 against Texas and the nation.
On the economic side, the median household income for ZIP 75428 sits at $51,424 (32% below the Texas average), while per-capita income is $23,846. The poverty rate stands at 22.6% and the unemployment rate at 6.7%. On housing, the median home value is $162,500 (34% below the state average) with median rent at $913 per month, and 51.9% of occupied units are owner-occupied, a direct signal of whether 75428 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 27.3% of adults hold a bachelor's degree or higher, the median age is 28.8, and the average commute is 20 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hunt County, so you can benchmark 75428 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 75428
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 75428.
- Accommodation and food services
Accommodation and food services
33 establishments
- Retail trade
Retail trade
31 establishments
- Health care and social assistance
Health care and social assistance
19 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
- Professional, scientific, and technical services 13
Professional, scientific, and technical services
13 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 75428, Commerce, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
10,089
Population
222.7
Area (sq mi)
45
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 75428?
28.8
Median Age
47.1%
Male
52.9%
Female
8.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$51,424
Median Household Income
-32% vs state
$23,846
Per Capita Income
22.6%
Poverty Rate
6.7%
Unemployment Rate
20.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
4,559
Total Housing Units
3,853
Occupied Units
706
Vacant Units
2.36
Avg Household Size
Occupancy Type
$162,500
Median Home Value
-34% vs state
$913
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.5%
YoY Change (2024)
265
HPI Index (2000 = 100)
+165%
Total Change Since 2000
Home values in ZIP 75428 have increased 0.5% over the past year (2024). Since 2000, this ZIP has seen +165% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +9.9% | 192 |
| 2021 | +11.3% | 214 |
| 2022 | +24.9% | 267 |
| 2023 | -1.3% | 264 |
| 2024 | +0.5% | 265 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 177 business establishments in ZIP 75428, employing approximately 2,216 people with a combined annual payroll of $85,118,000.
177
Businesses
2,216
Employees
$85.1M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 33 | 18.6% |
| Retail trade | 31 | 17.5% |
| Health care and social assistance | 19 | 10.7% |
| Other services (except public administration) | 17 | 9.6% |
| Professional, scientific, and technical services | 13 | 7.3% |
| Administrative and support and waste management and remediation services | 13 | 7.3% |
| Finance and insurance | 12 | 6.8% |
| Construction | 9 | 5.1% |
| Manufacturing | 8 | 4.5% |
| Real estate and rental and leasing | 6 | 3.4% |
| Arts, entertainment, and recreation | 5 | 2.8% |
| Wholesale trade | 4 | 2.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 75428 vs 75422 →
More ZIP Codes in Hunt County
Related Areas
Frequently Asked Questions
What county is ZIP code 75428 in? ▼
What is the population of ZIP code 75428? ▼
What is the median household income in ZIP 75428? ▼
What is the average home value in ZIP 75428? ▼
What is the demographic makeup of ZIP 75428? ▼
How many businesses are in ZIP code 75428? ▼
What are the main industries in ZIP code 75428? ▼
How have home values changed in ZIP code 75428? ▼
What is the education level in ZIP code 75428? ▼
What is the average commute time in ZIP 75428? ▼
What percentage of residents own vs. rent in ZIP 75428? ▼
What is the poverty rate in ZIP code 75428? ▼
ZIP Code Research Guides
Official Data Resources for Commerce, TX
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.