Vernon, TX · standard

ZIP Code 76384

Wilbarger County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,991
11/sq mi
$53,564
Median income
$89,700
Median home value
16.7%
Bachelor's or higher

The verdict

Vernon pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

19th pct
household income, US ZIPs
7th pct
home value, US ZIPs
11
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76384 against every reporting US ZIP.

ZIP code 76384 is a mid-sized community (a standard USPS delivery area) in Vernon, Wilbarger County, Texas, home to 12,991 residents across 1237.2 square miles, a density of 11 people per square mile, in the Chicago time zone.

ZIP 76384 reports a modest median household income of $53,564 (29% below the Texas average), while per-capita income is $30,468. The poverty rate stands at 17.6% and the unemployment rate at 9.6%. Housing costs here run $89,700 for a typical home value (64% below the state average), with rent averaging $928 a month; 66.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 16.7% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 14 minutes. Texas and national benchmarks, shown above, are the best way to contextualize 76384, not the raw numbers alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 76384

Top 5 sectors by establishment count in Vernon, TX

Which industries have the most business establishments in ZIP 76384.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76384, Vernon, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,991

Population

1237.2

Area (sq mi)

11

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76384?

40.4

Median Age

48.9%

Male

51.1%

Female

5.8%

Foreign-Born

White 61.6%
African American 6.1%
Asian 3.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 20.6%
Hispanic or Latino 31.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,564

Median Household Income

-29% vs state

$30,468

Per Capita Income

17.6%

Poverty Rate

9.6%

Unemployment Rate

13.5 min

Mean Commute Time

How ZIP 76384 ranks nationally

Vernon, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,564 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.1%
Bachelor's Degree or Higher 16.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,566

Total Housing Units

4,537

Occupied Units

1,029

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 66.8%
Renter 33.2%

$89,700

Median Home Value

-64% vs state

$928

Median Rent

1964

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.6%

YoY Change (2024)

261

HPI Index (2000 = 100)

+161%

Total Change Since 2000

Home values in ZIP 76384 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 167
2021 +13.1% 189
2022 +12.0% 211
2023 +18.0% 250
2024 +4.6% 261

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 269 business establishments in ZIP 76384, employing approximately 3,388 people with a combined annual payroll of $146,713,000.

269

Businesses

3,388

Employees

$146.7M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 42 15.6%
Accommodation and food services 36 13.4%
Other services (except public administration) 31 11.5%
Health care and social assistance 29 10.8%
Finance and insurance 28 10.4%
Construction 21 7.8%
Utilities 10 3.7%
Information 9 3.4%
Real estate and rental and leasing 9 3.4%
Professional, scientific, and technical services 9 3.4%
Mining, quarrying, and oil and gas extraction 8 3.0%
Manufacturing 8 3.0%
Wholesale trade 8 3.0%
Transportation and warehousing 7 2.6%
Administrative and support and waste management and remediation services 7 2.6%
Arts, entertainment, and recreation 6 2.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Wilbarger County

Frequently Asked Questions

What county is ZIP code 76384 in?
ZIP code 76384 (Vernon) is located in Wilbarger County, Texas. Wilbarger County contains multiple ZIP codes, see the full list at /counties/wilbarger-tx.
What is the population of ZIP code 76384?
ZIP code 76384 in Vernon, TX has a population of 12,991 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76384?
The median household income in ZIP 76384 is $53,564, which is 30% below the national average of $76,288.
What is the average home value in ZIP 76384?
The median home value in ZIP 76384 is $89,700, which is 68% below the national average of $278,155.
What is the demographic makeup of ZIP 76384?
The largest racial group in ZIP 76384 is White at 61.6%. Hispanic or Latino residents make up 31.1% of the population.
How many businesses are in ZIP code 76384?
ZIP code 76384 has 269 business establishments employing approximately 3,388 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76384?
The top industries by establishment count in ZIP 76384 are: Retail trade (42), Accommodation and food services (36), Other services (except public administration) (31). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 76384?
According to the FHFA House Price Index, home values in ZIP 76384 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76384?
In ZIP code 76384, 50.1% of residents aged 25+ have a high school diploma or higher, and 16.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76384?
The mean commute time for workers in ZIP code 76384 is 13.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76384?
In ZIP code 76384, approximately 66.8% of occupied housing units are owner-occupied and 33.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76384?
The poverty rate in ZIP code 76384 is 17.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.