Vernon, TX · standard
ZIP Code 76384
Wilbarger County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 12,991
- 11/sq mi Low-density area
- $53,564
- Median income Below-median income area
- $89,700
- Median home value Below-median home value
- 16.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Vernon pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 19th pct
- household income, US ZIPs
- 7th pct
- home value, US ZIPs
- 11
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76384 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 76384 (Vernon, TX) rose +4.6% from 2023 to 2024. The all-transactions index moved from 249.5 in 2023 to 260.9 in 2024 (2000 = 100).
ZIP code 76384 is a mid-sized community (a standard USPS delivery area) in Vernon, Wilbarger County, Texas, home to 12,991 residents across 1237.2 square miles, a density of 11 people per square mile, in the Chicago time zone.
ZIP 76384 reports a modest median household income of $53,564 (29% below the average Texas ZIP), while per-capita income is $30,468. The poverty rate is 17.6%, with unemployment at 9.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $89,700 (64% below the average Texas ZIP), and median rent is $928; owner occupancy is 66.8%.
Educational attainment sits below the national norm: 16.7% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 14 minutes. No nearby ZIP peer set is available for this delivery area, so the Texas and national benchmarks above are the appropriate context for 76384.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 76384
Top 5 sectors by establishment count in Vernon, TX
Which industries have the most business establishments in ZIP 76384.
- Retail trade
Retail trade
42 establishments
- Accommodation and food services
Accommodation and food services
36 establishments
- Other services (except public administration)
Other services (except public administration)
31 establishments
- Health care and social assistance
Health care and social assistance
29 establishments
- Finance and insurance
Finance and insurance
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76384, Vernon, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
12,991
Population
1237.2
Area (sq mi)
11
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 76384?
40.4
Median Age
48.9%
Male
51.1%
Female
5.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$53,564
Median Household Income
-29% vs state ZIP avg
$30,468
Per Capita Income
17.6%
Poverty Rate
9.6%
Unemployment Rate
13.5 min
Mean Commute Time
How ZIP 76384 ranks among Texas ZIPs
Vernon, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$53,564 20th percentile higher than 20% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,566housing units
5,566
Total Housing Units
4,537
Occupied Units
1,029
Vacant Units
2.51
Avg Household Size
Occupancy Type
$89,700
Median Home Value
-64% vs state ZIP avg
$928
Median Rent
1964
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.6%
YoY Change (2024)
261
HPI Index (2000 = 100)
+161%
Total Change Since 2000
Home values in ZIP 76384 have increased 4.6% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 167 |
| 2021 | +13.1% | 189 |
| 2022 | +12.0% | 211 |
| 2023 | +18.0% | 250 |
| 2024 | +4.6% | 261 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 269 business establishments in ZIP 76384, employing approximately 3,388 people with a combined annual payroll of $146,713,000.
269
Businesses
3,388
Employees
$146.7M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 42 | 15.6% |
| Accommodation and food services | 36 | 13.4% |
| Other services (except public administration) | 31 | 11.5% |
| Health care and social assistance | 29 | 10.8% |
| Finance and insurance | 28 | 10.4% |
| Construction | 21 | 7.8% |
| Utilities | 10 | 3.7% |
| Information | 9 | 3.4% |
| Real estate and rental and leasing | 9 | 3.4% |
| Professional, scientific, and technical services | 9 | 3.4% |
| Mining, quarrying, and oil and gas extraction | 8 | 3.0% |
| Manufacturing | 8 | 3.0% |
| Wholesale trade | 8 | 3.0% |
| Transportation and warehousing | 7 | 2.6% |
| Administrative and support and waste management and remediation services | 7 | 2.6% |
| Arts, entertainment, and recreation | 6 | 2.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 76384, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (12,991 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Wilbarger County
Related Areas
Frequently Asked Questions
What county is ZIP code 76384 in?
ZIP code 76384 (Vernon) is located in Wilbarger County, Texas. Wilbarger County contains multiple ZIP codes, see the full list at /counties/wilbarger-tx.
What is the population of ZIP code 76384?
ZIP code 76384 in Vernon, TX has a population of 12,991 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76384?
The median household income in ZIP 76384 is $53,564, which is 30% below the national average of $76,288.
What is the average home value in ZIP 76384?
The median home value in ZIP 76384 is $89,700, which is 68% below the national average of $278,155.
What is the demographic makeup of ZIP 76384?
The largest racial group in ZIP 76384 is White at 61.6%. Hispanic or Latino residents make up 31.1% of the population.
How many businesses are in ZIP code 76384?
ZIP code 76384 has 269 business establishments employing approximately 3,388 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76384?
The top industries by establishment count in ZIP 76384 are: Retail trade (42), Accommodation and food services (36), Other services (except public administration) (31). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 76384?
According to the FHFA House Price Index, home values in ZIP 76384 increased by 4.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76384?
In ZIP code 76384, 50.1% of residents aged 25+ have a high school diploma or higher, and 16.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76384?
The mean commute time for workers in ZIP code 76384 is 13.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76384?
In ZIP code 76384, approximately 66.8% of occupied housing units are owner-occupied and 33.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76384?
The poverty rate in ZIP code 76384 is 17.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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- See how ZIP 76384 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.