Residential delivery area · Texas

ZIP Code 76528: Gatesville, TX

ZIP code 76528 uses the postal name Gatesville, Texas and lies mostly in Coryell County (98% of its land) with the rest in Bell County (Census 2020 ZIP-county file). About 19,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Gatesville's 5 residential ZIP codes. Median household income is $70,558 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Gatesville (2%), South Mountain (under 1%), Flat (under 1%) and Mound (under 1%); 98% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
7national area: Texas, Arkansas, Louisiana and Oklahoma
765sectional center: Austin, TX (SCF 786)
28delivery area within it
Town
Gatesville · 5 residential ZIPs
County
Coryell County (98%); Bell County (2%)
Census places
Gatesville (2%); South Mountain (under 1%); Flat (under 1%) census-designated place; Mound (under 1%) census-designated place
Metro area
Killeen-Temple, TX
House district
TX-31 119th Congress
State
Texas
Time zone
Central
Land area
486.3 sq mi · 39 people per sq mi

Where is ZIP code 76528?

76528 centers on 31.441°, -97.775° and covers 486.3 square miles of land plus 1.8 of water. It borders 12 ZIP codes: 76599, 76598, 76596, 76597, 76544, 76561, 76566, 76538, 76522, 76638 and more.

76522 · Copperas Cove76525 · Evant76538 · Jonesboro76544 · Fort Hood76561 · Oglesby76566 · Purmela76596 · Gatesville76597 · Gatesville76598 · Gatesville76599 · Gatesville76638 · Crawford76689 · Valley Mills76528 · Gatesville (this ZIP)76528766897653876525765227654476566766387656176522 · Copperas Cove76525 · Evant76538 · Jonesboro76544 · Fort Hood76561 · Oglesby76566 · Purmela76596 · Gatesville76597 · Gatesville76598 · Gatesville76599 · Gatesville76638 · Crawford76689 · Valley Mills76528 · Gatesville (this ZIP)76528766897653876525765227654476566766387656176522 · Copperas Cove76525 · Evant76538 · Jonesboro76544 · Fort Hood76561 · Oglesby76566 · Purmela76596 · Gatesville76597 · Gatesville76599 · Gatesville76638 · Crawford76689 · Valley Mills76528 · Gatesville (this ZIP)765287668976538765257652276544765667663876561
Shaded by median household income, in national fifths (ACS 2020-2024); 76528 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 76528, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 76528 compare with the rest of Gatesville?

Rank of 76528 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure76528In GatesvilleIn Coryell CountyIn TX
People (ACS 2020-2024)18,9351st of 53rd of 16602nd of 1,990
Median household income$71k1st of 18th of 8629th of 1,172
Median home value$227k1st of 14th of 7633rd of 1,172

Its median household income is higher than in 48% of U.S. residential ZIP codes, and it is denser than 37% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 76528?

The 2020 Census counted 18,773 people in 76528; the ACS, which samples households over 2020-2024, estimates 18,935. Between the 2010 and 2020 censuses its population grew 10.6% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
18,935
2020 Census count
18,773+10.6% since 2010 (16,974)
Households
6,485
Median age
39.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 76528?

Of the 18,935 people the ACS estimates in 76528, 19.4% are under 18 and 18.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (70.6%), then Hispanic or Latino (14.8%).

  • Under 1819.4%
  • 18 to 6461.8%
  • 65 and older18.8%
Age of the people of 76528 (ACS 2020-2024, B01001)
  • White, not Hispanic70.6%
  • Hispanic or Latino14.8%
  • Other or two or more8.3%
  • Black, not Hispanic4.9%
  • Asian, not Hispanic1.3%
Race and Hispanic origin in 76528 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 76528 earn?

Median household income is $70,558 (ACS 2020-2024), the 8th highest of the 8 ranked ZIP codes in Coryell County. It is not measurably different from 2015-2019 ($63,489 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$70,558
Income per person
$32,954
Below the poverty line
9.0%
Unemployed (of the labor force)
3.6%
Adults 25+ with a bachelor's degree
18.8%
Adjusted gross income per tax return, 2022
$78,3967,610 returns; wages 53% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 76528?

FHFA's house price index for 76528, built from repeat sales and appraisals of the same homes, rose 111% from 2015 to 2025 and rose 57% from 2020 to 2025, and moved +4.9% in 2025.

Median home value (owners' estimate)
$226,900
Median gross rent
$954
Homes owned by their occupants
70.5%
Housing units
7,116
0 100 200 300 1998201020202025 0 100 200 300 1998201020202025 0 100 200 300 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 76528; 2025: 341.6. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 76528?

281 business establishments had a location in this ZIP code in 2023, 14 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade46
  • Construction40
  • Other services (except public administration)39
  • Accommodation and food services26
  • Professional, scientific, and technical services22
  • Health care and social assistance21

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 76528?

ZIP codes that share a boundary with 76528, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
76599Gatesville1,980–2.7 mi
76598Gatesville491–3.3 mi
76596Gatesville1,060–3.7 mi
76597Gatesville3,005–4.9 mi
76544Fort Hood28,191$63k9.1 mi
76561Oglesby996$60k13.7 mi
76566Purmela370$115k14.2 mi
76538Jonesboro882$64k15.6 mi
76522Copperas Cove42,118$72k19.1 mi
76638Crawford3,671$130k21.1 mi
76689Valley Mills4,564$78k22.0 mi
76525Evant1,289$80k24.1 mi

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.