PlainZIP

Gatesville, TX · standard

ZIP Code 76528

Coryell County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,974
13/sq mi
$70,558
Median income
$226,900
Median home value
18.8%
Bachelor's or higher

The verdict

Gatesville pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

47th pct
household income, US ZIPs
Top 49%
home value, US ZIPs
13
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76528 against every reporting US ZIP.

ZIP code 76528 is a mid-sized community (a standard USPS delivery area) in Gatesville, Coryell County, Texas, home to 16,974 residents across 1305.7 square miles, a density of 13 people per square mile, in the Chicago time zone.

ZIP 76528 lands in the middle-income range, with a median household income of $70,558 (7% below the Texas average), while per-capita income is $32,954. Local economic indicators show a 9.0% poverty rate alongside 3.3% unemployment. The typical home here is valued at $226,900 (8% below the state average); renters pay a median of $954 monthly, and 70.5% of units are owner-occupied.

Educational attainment sits below the national norm: 18.8% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 27 minutes. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 76528, plus 6 more within Coryell County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 76528

Top 5 sectors by establishment count in Gatesville, TX

Which industries have the most business establishments in ZIP 76528.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76528, Gatesville, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,974

Population

1305.7

Area (sq mi)

13

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76528?

39.9

Median Age

41.7%

Male

58.3%

Female

5.2%

Foreign-Born

White 73.2%
African American 5.3%
Asian 1.3%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 18.1%
Hispanic or Latino 14.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$70,558

Median Household Income

-7% vs state

$32,954

Per Capita Income

9.0%

Poverty Rate

3.3%

Unemployment Rate

27.0 min

Mean Commute Time

How ZIP 76528 ranks nationally

Gatesville, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$70,558 47th percentile higher than 47% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.9%
Bachelor's Degree or Higher 18.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,116

Total Housing Units

6,485

Occupied Units

631

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 70.5%
Renter 29.5%

$226,900

Median Home Value

-8% vs state

$954

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.1%

YoY Change (2024)

323

HPI Index (2000 = 100)

+223%

Total Change Since 2000

Home values in ZIP 76528 have decreased 2.1% over the past year (2024). Since 2000, this ZIP has seen +223% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 230
2021 +20.6% 277
2022 +17.7% 326
2023 +1.2% 330
2024 -2.1% 323

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 281 business establishments in ZIP 76528, employing approximately 3,494 people with a combined annual payroll of $153,590,000.

281

Businesses

3,494

Employees

$153.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 46 16.4%
Construction 40 14.2%
Other services (except public administration) 39 13.9%
Accommodation and food services 26 9.3%
Professional, scientific, and technical services 22 7.8%
Health care and social assistance 21 7.5%
Finance and insurance 20 7.1%
Real estate and rental and leasing 12 4.3%
Manufacturing 9 3.2%
Utilities 7 2.5%
Wholesale trade 7 2.5%
Transportation and warehousing 7 2.5%
Information 7 2.5%
Administrative and support and waste management and remediation services 7 2.5%
Educational services 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 76528 vs 76599 →

ZIP 76528 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 76528 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
76599 Gatesville, TX 1,956 3.6 mi
76598 Gatesville, TX 523 4.1 mi
76596 Gatesville, TX 1,274 4.4 mi
76597 Gatesville, TX 2,882 5.6 mi

More ZIP Codes in Coryell County

76522 standard
Copperas Cove, TX
Pop: 35,534
76539 standard
Kempner, TX
Pop: 7,841
76597 standard
Gatesville, TX
Pop: 2,882
76599 standard
Gatesville, TX
Pop: 1,956
76596 standard
Gatesville, TX
Pop: 1,274
76561 standard
Oglesby, TX
Pop: 962

Related Areas

Coryell County Gatesville, TX Texas

Frequently Asked Questions

What county is ZIP code 76528 in? ▼
ZIP code 76528 (Gatesville) is located in Coryell County, Texas. Coryell County contains multiple ZIP codes, see the full list at /counties/coryell-tx.
What is the population of ZIP code 76528? ▼
ZIP code 76528 in Gatesville, TX has a population of 16,974 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76528? ▼
The median household income in ZIP 76528 is $70,558, which is 8% below the national average of $76,288.
What is the average home value in ZIP 76528? ▼
The median home value in ZIP 76528 is $226,900, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 76528? ▼
The largest racial group in ZIP 76528 is White at 73.2%. Hispanic or Latino residents make up 14.8% of the population.
How many businesses are in ZIP code 76528? ▼
ZIP code 76528 has 281 business establishments employing approximately 3,494 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76528? ▼
The top industries by establishment count in ZIP 76528 are: Retail trade (46), Construction (40), Other services (except public administration) (39). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 76528? ▼
According to the FHFA House Price Index, home values in ZIP 76528 decreased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 223%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76528? ▼
In ZIP code 76528, 50.9% of residents aged 25+ have a high school diploma or higher, and 18.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76528? ▼
The mean commute time for workers in ZIP code 76528 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76528? ▼
In ZIP code 76528, approximately 70.5% of occupied housing units are owner-occupied and 29.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76528? ▼
The poverty rate in ZIP code 76528 is 9.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.