Frost, TX · standard
ZIP Code 76641
Navarro County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,674
- 9/sq mi Low-density area
- $81,094
- Median income Near-median income area
- $166,300
- Median home value Below-median home value
- 14.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Frost pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- 33rd pct
- home value, US ZIPs
- 9
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76641 against every reporting US ZIP.
ZIP code 76641 covers 194.7 square miles in Frost, Navarro County, Texas (a standard USPS delivery area), with a modest 1,674 residents on file, a density of 9 people per square mile, in the Chicago time zone.
ZIP 76641 lands in the middle-income range, with a median household income of $81,094 (7% above the average Texas ZIP), while per-capita income is $27,117. The poverty rate is 22.1%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $166,300 (33% below the average Texas ZIP), and median rent is $1,108; owner occupancy is 85.1%.
Formal educational attainment runs low here: just 14.7% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 34 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Navarro County, so 76641 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 76641
Top 5 sectors by establishment count in Frost, TX
Which industries have the most business establishments in ZIP 76641.
- Construction
Construction
3 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76641, Frost, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,674
Population
194.7
Area (sq mi)
9
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 76641?
35.6
Median Age
50.9%
Male
49.1%
Female
10.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$81,094
Median Household Income
+7% vs state ZIP avg
$27,117
Per Capita Income
22.1%
Poverty Rate
1.3%
Unemployment Rate
34.4 min
Mean Commute Time
How ZIP 76641 ranks among Texas ZIPs
Frost, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$81,094 Top 33% higher than 67% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
888housing units
888
Total Housing Units
813
Occupied Units
75
Vacant Units
3.06
Avg Household Size
Occupancy Type
$166,300
Median Home Value
-33% vs state ZIP avg
$1,108
Median Rent
1987
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 17 business establishments in ZIP 76641, employing approximately 65 people with a combined annual payroll of $2,497,000.
17
Businesses
65
Employees
$2.5M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 17.6% |
| Professional, scientific, and technical services | 3 | 17.6% |
| Other services (except public administration) | 3 | 17.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 76641 vs 76650 →
ZIP 76641 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 76651
Italy (76651)
3,300 residents
- 76641
Frost (76641)
1,674 residents
- 76626
Blooming Grove (76626)
1,563 residents
- 76660 506
Malone (76660)
506 residents
- 76666 244
Mertens (76666)
244 residents
- 76650 104
Irene (76650)
104 residents
What this shows Among its immediate neighbors, ZIP 76641 ranks #2 by population - useful context the national average alone can't give.
ZIP 76641 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 76626
Blooming Grove (76626)
$102,500 median income
- 76641
Frost (76641)
$81,094 median income
- 76651
Italy (76651)
$67,500 median income
- 76650
Irene (76650)
$61,458 median income
- 76660
Malone (76660)
$49,375 median income
What this shows By household income, ZIP 76641 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 76641, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,674 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Navarro County
Related Areas
Frequently Asked Questions
What county is ZIP code 76641 in?
ZIP code 76641 (Frost) is located in Navarro County, Texas. Navarro County contains multiple ZIP codes, see the full list at /counties/navarro-tx.
What is the population of ZIP code 76641?
ZIP code 76641 in Frost, TX has a population of 1,674 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76641?
The median household income in ZIP 76641 is $81,094, which is 6% above the national average of $76,288.
What is the average home value in ZIP 76641?
The median home value in ZIP 76641 is $166,300, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 76641?
The largest racial group in ZIP 76641 is White at 60.3%. Hispanic or Latino residents make up 29.5% of the population.
How many businesses are in ZIP code 76641?
ZIP code 76641 has 17 business establishments employing approximately 65 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76641?
The top industries by establishment count in ZIP 76641 are: Construction (3), Professional, scientific, and technical services (3), Other services (except public administration) (3). There are 3 industry sectors represented in total.
What is the education level in ZIP code 76641?
In ZIP code 76641, 45.6% of residents aged 25+ have a high school diploma or higher, and 14.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76641?
The mean commute time for workers in ZIP code 76641 is 34.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76641?
In ZIP code 76641, approximately 85.1% of occupied housing units are owner-occupied and 14.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76641?
The poverty rate in ZIP code 76641 is 22.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 76641's numbers, next.
- See how ZIP 76641 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Frost, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.