PlainZIP

Bay City, TX · standard

ZIP Code 77414

Matagorda County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

23,047
17/sq mi
$59,128
Median income
$172,000
Median home value
23.1%
Bachelor's or higher

The verdict

Bay City pairs a below-median household income with below-median home values, in a rural, mixed-tenure area.

28th pct
household income, US ZIPs
35th pct
home value, US ZIPs
17
people per sq mi
58%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 77414 against every reporting US ZIP.

ZIP code 77414 is a densely settled ZIP (a standard USPS delivery area) in Bay City, Matagorda County, Texas, with 23,047 residents across 1339.9 square miles, a density of 17 people per square mile, in the Chicago time zone.

ZIP 77414 reports a modest median household income of $59,128 (22% below the Texas average), while per-capita income is $33,037. Poverty here runs at 22.0%, with unemployment measured at 11.0%. Housing costs here run $172,000 for a typical home value (31% below the state average), with rent averaging $1,010 a month; 58.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 23.1% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is 22 minutes. To put 77414 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Matagorda County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 77414

Top 5 sectors by establishment count in Bay City, TX

Which industries have the most business establishments in ZIP 77414.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 77414, Bay City, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

23,047

Population

1339.9

Area (sq mi)

17

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 77414?

35.0

Median Age

47.7%

Male

52.3%

Female

13.5%

Foreign-Born

White 50.4%
African American 12.6%
Asian 1.3%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 14.7%
Hispanic or Latino 45.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,128

Median Household Income

-22% vs state

$33,037

Per Capita Income

22.0%

Poverty Rate

11.0%

Unemployment Rate

22.4 min

Mean Commute Time

How ZIP 77414 ranks nationally

Bay City, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,128 28th percentile higher than 28% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.0%
Bachelor's Degree or Higher 23.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,365

Total Housing Units

10,351

Occupied Units

2,014

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 58.4%
Renter 41.6%

$172,000

Median Home Value

-31% vs state

$1,010

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.9%

YoY Change (2024)

273

HPI Index (2000 = 100)

+173%

Total Change Since 2000

Home values in ZIP 77414 have increased 7.9% over the past year (2024). Since 2000, this ZIP has seen +173% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.1% 199
2021 +9.5% 218
2022 +12.2% 244
2023 +3.8% 253
2024 +7.9% 273

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 486 business establishments in ZIP 77414, employing approximately 5,547 people with a combined annual payroll of $344,955,000.

486

Businesses

5,547

Employees

$345.0M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 87 17.9%
Health care and social assistance 71 14.6%
Accommodation and food services 65 13.4%
Other services (except public administration) 60 12.3%
Finance and insurance 37 7.6%
Professional, scientific, and technical services 26 5.3%
Construction 24 4.9%
Real estate and rental and leasing 22 4.5%
Manufacturing 20 4.1%
Wholesale trade 16 3.3%
Transportation and warehousing 14 2.9%
Administrative and support and waste management and remediation services 13 2.7%
Arts, entertainment, and recreation 9 1.9%
Information 7 1.4%
Mining, quarrying, and oil and gas extraction 5 1.0%
Agriculture, forestry, fishing and hunting 3 0.6%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 77414 vs 77483 →

ZIP 77414 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 77414 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 77414 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 77414 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
77483 Wadsworth, TX 311 8.2 mi
77415 Cedar Lane, TX 46 9.1 mi

More ZIP Codes in Matagorda County

77465 standard
Palacios, TX
Pop: 7,161
77482 standard
Van Vleck, TX
Pop: 2,307
77419 standard
Blessing, TX
Pop: 1,512
77456 standard
Markham, TX
Pop: 1,303
77457 standard
Matagorda, TX
Pop: 651
77458 standard
Midfield, TX
Pop: 468

Related Areas

Matagorda County Bay City, TX Texas

Frequently Asked Questions

What county is ZIP code 77414 in? ▼
ZIP code 77414 (Bay City) is located in Matagorda County, Texas. Matagorda County contains multiple ZIP codes, see the full list at /counties/matagorda-tx.
What is the population of ZIP code 77414? ▼
ZIP code 77414 in Bay City, TX has a population of 23,047 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 77414? ▼
The median household income in ZIP 77414 is $59,128, which is 22% below the national average of $76,288.
What is the average home value in ZIP 77414? ▼
The median home value in ZIP 77414 is $172,000, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 77414? ▼
The largest racial group in ZIP 77414 is White at 50.4%. Hispanic or Latino residents make up 45.3% of the population.
How many businesses are in ZIP code 77414? ▼
ZIP code 77414 has 486 business establishments employing approximately 5,547 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 77414? ▼
The top industries by establishment count in ZIP 77414 are: Retail trade (87), Health care and social assistance (71), Accommodation and food services (65). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 77414? ▼
According to the FHFA House Price Index, home values in ZIP 77414 increased by 7.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 173%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 77414? ▼
In ZIP code 77414, 57.0% of residents aged 25+ have a high school diploma or higher, and 23.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 77414? ▼
The mean commute time for workers in ZIP code 77414 is 22.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 77414? ▼
In ZIP code 77414, approximately 58.4% of occupied housing units are owner-occupied and 41.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 77414? ▼
The poverty rate in ZIP code 77414 is 22.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.