Galveston, TX · standard
ZIP Code 77550
Galveston County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 23,043
- 1,185/sq mi High-density area
- $45,047
- Median income Below-median income area
- $325,900
- Median home value Above-median home value
- 34.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Galveston pairs one of the lowest household incomes in the country with above-median home values, in a low-density, renter-heavy area.
- 9th pct
- household income, US ZIPs
- Top 30%
- home value, US ZIPs
- 1,185
- people per sq mi
- 40%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 77550 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 77550 (Galveston, TX) rose +3.6% from 2023 to 2024. The all-transactions index moved from 466.2 in 2023 to 483.1 in 2024 (2000 = 100).
ZIP code 77550 is a densely settled ZIP (a standard USPS delivery area) in Galveston, Galveston County, Texas, with 23,043 residents across 19.4 square miles, a density of 1,185 people per square mile, in the Chicago time zone.
ZIP 77550 reports a modest median household income of $45,047 (40% below the average Texas ZIP), while per-capita income is $35,654. The poverty rate is 26.9%, so the area-level income figures should not be treated as typical household experience. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $325,900 (32% above the average Texas ZIP), with only 40.0% owner-occupied homes and median rent of $1,205.
A solid share of residents have a four-year degree: 34.5% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is 18 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Galveston County, so 77550 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 77550
Top 5 sectors by establishment count in Galveston, TX
Which industries have the most business establishments in ZIP 77550.
- Accommodation and food services
Accommodation and food services
148 establishments
- Retail trade
Retail trade
125 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
77 establishments
- Other services (except public administration)
Other services (except public administration)
71 establishments
- Health care and social assistance 50
Health care and social assistance
50 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 77550, Galveston, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
23,043
Population
19.4
Area (sq mi)
1,185
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 77550?
39.6
Median Age
49.0%
Male
51.0%
Female
13.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$45,047
Median Household Income
-40% vs state ZIP avg
$35,654
Per Capita Income
26.9%
Poverty Rate
7.0%
Unemployment Rate
17.9 min
Mean Commute Time
How ZIP 77550 ranks among Texas ZIPs
Galveston, TX household income vs. every Texas ZIP code
Median household income among 1,737 reporting Texas ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$45,047 9th percentile higher than 9% of 1,737 Texas ZIPs
Each bar is a $20K-wide band; taller bars hold more Texas ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,088housing units
16,088
Total Housing Units
11,860
Occupied Units
4,228
Vacant Units
1.92
Avg Household Size
Occupancy Type
$325,900
Median Home Value
+32% vs state ZIP avg
$1,205
Median Rent
1957
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.6%
YoY Change (2024)
483
HPI Index (2000 = 100)
+383%
Total Change Since 2000
Home values in ZIP 77550 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +383% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.9% | 313 |
| 2021 | +16.0% | 363 |
| 2022 | +21.6% | 442 |
| 2023 | +5.6% | 466 |
| 2024 | +3.6% | 483 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 697 business establishments in ZIP 77550, employing approximately 11,252 people with a combined annual payroll of $478,794,000.
697
Businesses
11,252
Employees
$478.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 148 | 21.2% |
| Retail trade | 125 | 17.9% |
| Professional, scientific, and technical services | 77 | 11.1% |
| Other services (except public administration) | 71 | 10.2% |
| Health care and social assistance | 50 | 7.2% |
| Real estate and rental and leasing | 45 | 6.5% |
| Construction | 33 | 4.7% |
| Finance and insurance | 31 | 4.5% |
| Transportation and warehousing | 24 | 3.4% |
| Administrative and support and waste management and remediation services | 24 | 3.4% |
| Arts, entertainment, and recreation | 24 | 3.4% |
| Wholesale trade | 13 | 1.9% |
| Educational services | 11 | 1.6% |
| Manufacturing | 10 | 1.4% |
| Information | 8 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 77550 vs 77551 →
ZIP 77550 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 77590
Texas City (77590)
30,374 residents
- 77550
Galveston (77550)
23,043 residents
- 77551
Galveston (77551)
17,753 residents
- 77554 8,863
Galveston (77554)
8,863 residents
- 77650 1,896
Port Bolivar (77650)
1,896 residents
What this shows Among its immediate neighbors, ZIP 77550 ranks #2 by population - useful context the national average alone can't give.
ZIP 77550 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 77554
Galveston (77554)
$86,490 median income
- 77590
Texas City (77590)
$65,801 median income
- 77650
Port Bolivar (77650)
$61,745 median income
- 77551
Galveston (77551)
$58,344 median income
- 77550
Galveston (77550)
$45,047 median income
What this shows By household income, ZIP 77550 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 77550, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (23,043 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Galveston County
Related Areas
Frequently Asked Questions
What county is ZIP code 77550 in?
ZIP code 77550 (Galveston) is located in Galveston County, Texas. Galveston County contains multiple ZIP codes, see the full list at /counties/galveston-tx.
What is the population of ZIP code 77550?
ZIP code 77550 in Galveston, TX has a population of 23,043 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 77550?
The median household income in ZIP 77550 is $45,047, which is 41% below the national average of $76,288.
What is the average home value in ZIP 77550?
The median home value in ZIP 77550 is $325,900, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 77550?
The largest racial group in ZIP 77550 is White at 48.7%. Hispanic or Latino residents make up 30.6% of the population.
How many businesses are in ZIP code 77550?
ZIP code 77550 has 697 business establishments employing approximately 11,252 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 77550?
The top industries by establishment count in ZIP 77550 are: Accommodation and food services (148), Retail trade (125), Professional, scientific, and technical services (77). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 77550?
According to the FHFA House Price Index, home values in ZIP 77550 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 383%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 77550?
In ZIP code 77550, 60.2% of residents aged 25+ have a high school diploma or higher, and 34.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 77550?
The mean commute time for workers in ZIP code 77550 is 17.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 77550?
In ZIP code 77550, approximately 40.0% of occupied housing units are owner-occupied and 60.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 77550?
The poverty rate in ZIP code 77550 is 26.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 77550's numbers, next.
- See how ZIP 77550 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Galveston, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.