Pueblo, CO · standard

ZIP Code 81003

Pueblo County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,939
720/sq mi
$43,705
Median income
$198,700
Median home value
17.5%
Bachelor's or higher

The verdict

Pueblo pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

8th pct
household income, US ZIPs
43th pct
home value, US ZIPs
720
people per sq mi
47%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81003 against every reporting US ZIP.

ZIP code 81003 is a mid-sized community (a standard USPS delivery area) in Pueblo, Pueblo County, Colorado, home to 14,939 residents across 20.7 square miles, a density of 720 people per square mile, in the Denver time zone.

ZIP 81003 reports a modest median household income of $43,705 (51% below the Colorado average), while per-capita income is $23,249. Local economic indicators show a 26.6% poverty rate alongside 7.5% unemployment. The typical home here is valued at $198,700 (59% below the state average); renters pay a median of $956 monthly, and 46.8% of units are owner-occupied.

Educational attainment sits below the national norm: 17.5% of adults hold a bachelor's degree or higher, the median age is 36.1, and the average commute is 18 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pueblo County, so you can benchmark 81003 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 81003

Top 5 sectors by establishment count in Pueblo, CO

Which industries have the most business establishments in ZIP 81003.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81003, Pueblo, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,939

Population

20.7

Area (sq mi)

720

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81003?

36.1

Median Age

53.5%

Male

46.5%

Female

4.6%

Foreign-Born

White 65.7%
African American 4.1%
Asian 1.0%
American Indian or Alaska Native 2.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 18.1%
Hispanic or Latino 49.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$43,705

Median Household Income

-51% vs state

$23,249

Per Capita Income

26.6%

Poverty Rate

7.5%

Unemployment Rate

17.7 min

Mean Commute Time

How ZIP 81003 ranks nationally

Pueblo, CO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$43,705 8th percentile higher than 8% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 48.4%
Bachelor's Degree or Higher 17.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,324

Total Housing Units

5,765

Occupied Units

559

Vacant Units

2.11

Avg Household Size

Occupancy Type

Owner 46.8%
Renter 53.2%

$198,700

Median Home Value

-59% vs state

$956

Median Rent

1953

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.9%

YoY Change (2024)

260

HPI Index (2000 = 100)

+160%

Total Change Since 2000

Home values in ZIP 81003 have decreased 6.9% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.2% 180
2021 +26.4% 227
2022 +18.1% 268
2023 +4.0% 279
2024 -6.9% 260

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 632 business establishments in ZIP 81003, employing approximately 12,536 people with a combined annual payroll of $727,330,000.

632

Businesses

12,536

Employees

$727.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 101 16.0%
Professional, scientific, and technical services 75 11.9%
Accommodation and food services 71 11.2%
Other services (except public administration) 63 10.0%
Finance and insurance 59 9.3%
Retail trade 56 8.9%
Construction 47 7.4%
Administrative and support and waste management and remediation services 30 4.8%
Real estate and rental and leasing 29 4.6%
Wholesale trade 24 3.8%
Manufacturing 19 3.0%
Information 14 2.2%
Transportation and warehousing 12 1.9%
Arts, entertainment, and recreation 12 1.9%
Educational services 10 1.6%
Utilities 6 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 81003 vs 81001 →

ZIP 81003 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 81003 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 81003 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 81003 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
81001 Pueblo, CO 30,498 5.4 mi
81006 Pueblo, CO 11,513 7.7 mi
81007 Pueblo, CO 29,709 9.5 mi

More ZIP Codes in Pueblo County

Frequently Asked Questions

What county is ZIP code 81003 in?
ZIP code 81003 (Pueblo) is located in Pueblo County, Colorado. Pueblo County contains multiple ZIP codes, see the full list at /counties/pueblo-co.
What is the population of ZIP code 81003?
ZIP code 81003 in Pueblo, CO has a population of 14,939 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81003?
The median household income in ZIP 81003 is $43,705, which is 43% below the national average of $76,288.
What is the average home value in ZIP 81003?
The median home value in ZIP 81003 is $198,700, which is 29% below the national average of $278,155.
What is the demographic makeup of ZIP 81003?
The largest racial group in ZIP 81003 is White at 65.7%. Hispanic or Latino residents make up 49.0% of the population.
How many businesses are in ZIP code 81003?
ZIP code 81003 has 632 business establishments employing approximately 12,536 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81003?
The top industries by establishment count in ZIP 81003 are: Health care and social assistance (101), Professional, scientific, and technical services (75), Accommodation and food services (71). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 81003?
According to the FHFA House Price Index, home values in ZIP 81003 decreased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81003?
In ZIP code 81003, 48.4% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 81003?
The mean commute time for workers in ZIP code 81003 is 17.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 81003?
In ZIP code 81003, approximately 46.8% of occupied housing units are owner-occupied and 53.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81003?
The poverty rate in ZIP code 81003 is 26.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.