ZIP Code 81040

ZIP code 81040 is classified by USPS as a standard delivery area and covers roughly 1340.0 square miles in Gardner, Huerfano County, Colorado. The area is home to 536 residents, producing a population density of 0 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 81040 against Colorado and the nation.

On the economic side, the median household income for ZIP 81040 sits at $30,978 (65% below the Colorado average), while per-capita income is $18,834. The poverty rate stands at 18.9% and the unemployment rate at 0.0%. On housing, the median home value is - with median rent at - per month, and 94.4% of occupied units are owner-occupied, a direct signal of whether 81040 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.0% of adults hold a bachelor's degree or higher, the median age is 65.4, and the average commute is —. Use the benchmarks above to see where 81040 sits relative to Colorado and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →