Residential delivery area · Colorado
ZIP Code 81040: Gardner, CO
ZIP code 81040 uses the postal name Gardner, Colorado and lies entirely in Huerfano County (Census 2020 ZIP-county file). About 360 people live there (Census Bureau, ACS 2020-2024). Median household income is $30,978 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Gardner (a census-designated place); more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- ZBP2023
- IRS2022
- Town
- Gardner · its only residential ZIP
- County
- Huerfano County
- Census places
- Gardner census-designated place
- House district
- CO-3 119th Congress
- State
- Colorado
- Time zone
- Mountain
- Land area
- 474.7 sq mi · under 1 person per sq mi
Where is ZIP code 81040?
81040 centers on 37.783°, -105.227° and covers 474.7 square miles of land plus 0.2 of water. It borders 7 ZIP codes: 81069, 81133, 81252, 81131, 81146, 81055, 81089.
The map draws ZIP code areas only. For the streets inside 81040, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 81040 compare with the rest of Huerfano County?
| Measure | 81040 | In Huerfano County | In CO |
|---|---|---|---|
| People (ACS 2020-2024) | 360 | 4th of 4 | 418th of 527 |
| Median household income | $31k | not ranked | not ranked |
| Median home value | – | not ranked | not ranked |
81040's income and home value are not ranked: it has fewer than 1,000 residents (360). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 4% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 81040?
The 2020 Census counted 448 people in 81040; the ACS, which samples households over 2020-2024, estimates 360. Between the 2010 and 2020 censuses its population fell 16.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 360±150 (90% margin)
- 2020 Census count
- 448−16.4% since 2010 (536)
- Households
- 216
- Median age
- 65.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 81040?
Of the 360 people the ACS estimates in 81040, 5.6% are under 18 and 54.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (69.2%), then Hispanic or Latino (20.3%).
- Under 185.6%
- 18 to 6440.0%
- 65 and older54.4%
- White, not Hispanic69.2%
- Hispanic or Latino20.3%
- Other or two or more10.6%
- Black, not Hispanic0.0%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 81040 earn?
Median household income is $30,978 (ACS 2020-2024). It is not measurably different from 2015-2019 ($46,828 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $30,978±$18,434
- Income per person
- $18,834
- Below the poverty line
- 18.9%
- Unemployed (of the labor force)
- 0.0%
- Adults 25+ with a bachelor's degree
- 30.0%
- Adjusted gross income per tax return, 2022
- $55,683180 returns; wages 49% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 81040?
- Median home value (owners' estimate)
- –
- Median gross rent
- –
- Homes owned by their occupants
- 94.4%
- Housing units
- 437
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001).
What businesses are in 81040?
9 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 81040?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 81069 | Rye | 1,678 | $98k | 19.9 mi |
| 81133 | Fort Garland | 1,085 | $46k | 23.7 mi |
| 81252 | Westcliffe | 4,763 | $70k | 25.1 mi |
| 81131 | Crestone | 1,051 | $45k | 25.3 mi |
| 81146 | Mosca | 637 | $70k | 25.9 mi |
| 81055 | La Veta | 1,559 | $55k | 28.2 mi |
| 81089 | Walsenburg | 4,890 | $52k | 32.0 mi |
| 81019 | Colorado City | 1,280 | $38k | 24.0 mi (near) |
| 81023 | Beulah | 1,417 | $56k | 25.5 mi (near) |
| 81253 | Wetmore | 524 | $76k | 28.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.