Pagosa Springs, CO · standard
ZIP Code 81147
Archuleta County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 11,446
- 3/sq mi
- $84,270
- Median income
- $486,000
- Median home value
- 42.4%
- Bachelor's or higher
National ZIP placement
Pagosa Springs pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 33%
- household income, US ZIPs
- Top 14%
- home value, US ZIPs
- 3
- people per sq mi
- 80%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81147 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 81147 (Pagosa Springs, CO) rose +8.6% from 2023 to 2024. The all-transactions index moved from 293.4 in 2023 to 318.8 in 2024 (2000 = 100).
ZIP code 81147 is a mid-sized community (a standard USPS delivery area) in Pagosa Springs, Archuleta County, Colorado, home to 11,446 residents across 3468.5 square miles, a density of 3 people per square mile, in the Denver time zone.
ZIP 81147 lands in the middle-income range, with a median household income of $84,270 (5% below the average Colorado ZIP), while per-capita income is $46,051. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.7% and unemployment is 1.3%. Median home value is $486,000 (0% above the average Colorado ZIP) and median rent is $1,448; 80.1% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 42.4% of adults hold a bachelor's degree or higher, the median age is 51.9, and the average commute is 22 minutes. No nearby ZIP peer set is available for this delivery area, so the Colorado and national benchmarks above are the appropriate context for 81147.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 81147
Top 5 sectors by establishment count in Pagosa Springs, CO
Which industries have the most business establishments in ZIP 81147.
- Construction
Construction
105 establishments
- Retail trade
Retail trade
83 establishments
- Accommodation and food services
Accommodation and food services
68 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
60 establishments
- Other services (except public administration)
Other services (except public administration)
46 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81147, Pagosa Springs, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
11,446
Population
3468.5
Area (sq mi)
3
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 81147?
51.9
Median Age
50.4%
Male
49.6%
Female
4.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$84,270
Median Household Income
-5% vs state ZIP avg
$46,051
Per Capita Income
6.7%
Poverty Rate
1.3%
Unemployment Rate
21.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,402housing units
9,402
Total Housing Units
5,605
Occupied Units
3,797
Vacant Units
2.31
Avg Household Size
Occupancy Type
$486,000
Median Home Value
+0% vs state ZIP avg
$1,448
Median Rent
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.6%
YoY Change (2024)
319
HPI Index (2000 = 100)
+219%
Total Change Since 2000
Home values in ZIP 81147 have increased 8.6% over the past year (2024). Since 2000, this ZIP has seen +219% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.0% | 191 |
| 2021 | +14.0% | 218 |
| 2022 | +26.7% | 277 |
| 2023 | +6.0% | 293 |
| 2024 | +8.6% | 319 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 563 business establishments in ZIP 81147, employing approximately 4,092 people with a combined annual payroll of $160,433,000.
563
Businesses
4,092
Employees
$160.4M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 105 | 18.6% |
| Retail trade | 83 | 14.7% |
| Accommodation and food services | 68 | 12.1% |
| Real estate and rental and leasing | 60 | 10.7% |
| Other services (except public administration) | 46 | 8.2% |
| Professional, scientific, and technical services | 44 | 7.8% |
| Health care and social assistance | 34 | 6.0% |
| Administrative and support and waste management and remediation services | 20 | 3.5% |
| Arts, entertainment, and recreation | 20 | 3.5% |
| Finance and insurance | 19 | 3.4% |
| Manufacturing | 17 | 3.0% |
| Information | 12 | 2.1% |
| Transportation and warehousing | 11 | 1.9% |
| Wholesale trade | 10 | 1.8% |
| Educational services | 5 | 0.9% |
| Agriculture, forestry, fishing and hunting | 3 | 0.5% |
| Mining, quarrying, and oil and gas extraction | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 81147, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (11,446 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.