Residential delivery area · Colorado

ZIP Code 81130: Creede, CO

ZIP code 81130 uses the postal name Creede, Colorado and lies mostly in Mineral County (71% of its land) with the rest in Hinsdale County (Census 2020 ZIP-county file). About 730 people live there (Census Bureau, ACS 2020-2024). Median household income is $54,730 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in City of Creede; more than 99% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
8national area: Colorado, Arizona, Idaho, New Mexico, Nevada and 2 more
811sectional center: Colorado Springs, CO (SCF 808)
30delivery area within it
Town
Creede · its only residential ZIP
County
Mineral County (71%); Hinsdale County (29%)
Census places
City of Creede
House district
CO-3 119th Congress
Time zone
Mountain
Land area
974.8 sq mi · under 1 person per sq mi

Where is ZIP code 81130?

81130 centers on 37.702°, -107.097° and covers 974.8 square miles of land plus 5.0 of water. It borders 5 ZIP codes: 81154, 81235, 81433, 81147, 81230.

81147 · Pagosa Springs81154 · South Fork81230 · Gunnison81235 · Lake City81433 · Silverton81130 · Creede (this ZIP)81130812308114781235811548143381147 · Pagosa Springs81154 · South Fork81230 · Gunnison81235 · Lake City81433 · Silverton81130 · Creede (this ZIP)81130812308114781235811548143381147 · Pagosa Springs81154 · South Fork81230 · Gunnison81235 · Lake City81433 · Silverton81130 · Creede (this ZIP)811308123081147812358115481433
Shaded by median household income, in national fifths (ACS 2020-2024); 81130 outlined. Census 2020 ZCTA boundaries.<$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 81130, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 81130 compare with the rest of Mineral County?

Rank of 81130 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure81130In Mineral CountyIn CO
People (ACS 2020-2024)7273rd of 3366th of 527
Median household income$55knot rankednot ranked
Median home value$406knot rankednot ranked

81130's income and home value are not ranked: it has fewer than 1,000 residents (727). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 4% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 81130?

The 2020 Census counted 800 people in 81130; the ACS, which samples households over 2020-2024, estimates 727. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
727±111 (90% margin)
2020 Census count
800
Households
387
Median age
56.3

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 81130?

Of the 727 people the ACS estimates in 81130, 11.3% are under 18 and 34.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.8%).

  • Under 1811.3%
  • 18 to 6454.7%
  • 65 and older34.0%
Age of the people of 81130 (ACS 2020-2024, B01001)
  • White, not Hispanic86.8%
  • Hispanic or Latino6.3%
  • Other or two or more6.2%
  • Asian, not Hispanic0.7%
  • Black, not Hispanic0.0%
Race and Hispanic origin in 81130 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 81130 earn?

Median household income is $54,730 (ACS 2020-2024).

Median household income
$54,730±$11,513
Income per person
$47,149
Below the poverty line
10.0%
Unemployed (of the labor force)
9.0%
Adults 25+ with a bachelor's degree
48.3%
Adjusted gross income per tax return, 2022
$84,231450 returns; wages 44% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 81130?

FHFA's house price index for 81130, built from repeat sales and appraisals of the same homes, rose 125% from 2015 to 2025 and rose 66% from 2020 to 2025.

Median home value (owners' estimate)
$406,100
Median gross rent
$928
Homes owned by their occupants
67.4%
Housing units
1,309
050100150200250200320102020202505010015020025020032010202020250501001502002502003201020202025
Index = 100 in 2003, the first year FHFA reports for 81130; 2025: 273.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 81130?

69 business establishments had a location in this ZIP code in 2023, 9 more than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).

  • Accommodation and food services17
  • Retail trade14
  • Other services (except public administration)8
  • Construction7
  • Arts, entertainment, and recreation5
  • Real estate and rental and leasing4

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 81130?

ZIP codes that share a boundary with 81130, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
81154South Fork1,363$77k23.9 mi
81235Lake City912$79k24.8 mi
81433Silverton651$62k26.4 mi
81147Pagosa Springs13,091$84k28.7 mi
81230Gunnison10,971$78k48.5 mi
81427Ouray1,218$84k35.8 mi (near)
81122Bayfield8,838$94k36.7 mi (near)
81132Del Norte3,252$55k37.2 mi (near)
81243Powderhorn174$74k39.3 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.