Residential delivery area · Colorado

ZIP Code 81235: Lake City, CO

ZIP code 81235 uses the postal name Lake City, Colorado and lies entirely in Hinsdale County (Census 2020 ZIP-county file). About 910 people live there (Census Bureau, ACS 2020-2024). Median household income is $79,000 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Cathedral (4%) and Lake City (under 1%); 96% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
8national area: Colorado, Arizona, Idaho, New Mexico, Nevada and 2 more
812sectional center: Colorado Springs, CO (SCF 808)
35delivery area within it
Town
Lake City · its only residential ZIP
Census places
Cathedral (4%) census-designated place; Lake City (under 1%)
House district
CO-3 119th Congress
Time zone
Mountain
Land area
534.6 sq mi · 2 people per sq mi

Where is ZIP code 81235?

81235 centers on 37.965°, -107.405° and covers 534.6 square miles of land plus 1.5 of water. It borders 7 ZIP codes: 81427, 81433, 81432, 81220, 81243, 81130, 81230.

81130 · Creede81220 · Cimarron81230 · Gunnison81243 · Powderhorn81427 · Ouray81432 · Ridgway81433 · Silverton81235 · Lake City (this ZIP)812358123081130814328122081433812438142781130 · Creede81220 · Cimarron81230 · Gunnison81243 · Powderhorn81427 · Ouray81432 · Ridgway81433 · Silverton81235 · Lake City (this ZIP)812358123081130814328122081433812438142781130 · Creede81220 · Cimarron81230 · Gunnison81243 · Powderhorn81427 · Ouray81432 · Ridgway81433 · Silverton81235 · Lake City (this ZIP)8123581230811308143281220814338124381427
Shaded by median household income, in national fifths (ACS 2020-2024); 81235 outlined. Census 2020 ZCTA boundaries.<$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 81235, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 81235 compare with the rest of Hinsdale County?

Rank of 81235 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure81235In Hinsdale CountyIn CO
People (ACS 2020-2024)9122nd of 3353rd of 527
Median household income$79knot rankednot ranked
Median home value$465knot rankednot ranked

81235's income and home value are not ranked: it has fewer than 1,000 residents (912). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 5% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 81235?

The 2020 Census counted 728 people in 81235; the ACS, which samples households over 2020-2024, estimates 912. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
912±132 (90% margin)
2020 Census count
728
Households
460
Median age
43.9

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 81235?

Of the 912 people the ACS estimates in 81235, 20.4% are under 18 and 25.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.2%), then Other or two or more (12.4%).

  • Under 1820.4%
  • 18 to 6454.6%
  • 65 and older25.0%
Age of the people of 81235 (ACS 2020-2024, B01001)
  • White, not Hispanic85.2%
  • Other or two or more12.4%
  • Hispanic or Latino2.1%
  • Black, not Hispanic0.3%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 81235 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 81235 earn?

Median household income is $79,000 (ACS 2020-2024).

Median household income
$79,000±$30,563
Income per person
$45,909
Below the poverty line
4.5%
Unemployed (of the labor force)
0.0%
Adults 25+ with a bachelor's degree
49.3%
Adjusted gross income per tax return, 2022
$80,726390 returns; wages 44% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 81235?

FHFA's house price index for 81235, built from repeat sales and appraisals of the same homes, rose 74% from 2015 to 2025 and rose 48% from 2020 to 2025.

Median home value (owners' estimate)
$465,300
Median gross rent
$1,171
Homes owned by their occupants
75.4%
Housing units
960
010020030019982010202020250100200300199820102020202501002003001998201020202025
Index = 100 in 1998, the first year FHFA reports for 81235; 2025: 278.5. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 81235?

63 business establishments had a location in this ZIP code in 2023, 3 fewer than in 2018; the most are in accommodation and food services (ZIP Code Business Patterns).

  • Accommodation and food services15
  • Retail trade11
  • Construction9
  • Real estate and rental and leasing7
  • Other services (except public administration)6
  • Information3

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 81235?

ZIP codes that share a boundary with 81235, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
81427Ouray1,218$84k11.9 mi
81433Silverton651$62k19.3 mi
81432Ridgway3,219$91k21.7 mi
81220Cimarron251$250k+23.3 mi
81243Powderhorn174$74k23.8 mi
81130Creede727$55k24.8 mi
81230Gunnison10,971$78k38.5 mi
81426Ophir120$135k23.7 mi (near)
81435Telluride5,876$83k29.1 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.