Gunnison, CO · standard

ZIP Code 81230

Gunnison County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,075
2/sq mi
$77,942
Median income
$533,200
Median home value
61.7%
Bachelor's or higher

The verdict

Gunnison pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
Top 12%
home value, US ZIPs
2
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81230 against every reporting US ZIP.

ZIP code 81230 is classified by USPS as a standard delivery area and covers roughly 4537.5 square miles in Gunnison, Gunnison County, Colorado. The area is home to 9,075 residents, producing a population density of 2 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 81230 against Colorado and the nation.

On the economic side, the median household income for ZIP 81230 sits at $77,942 (12% below the Colorado average), while per-capita income is $42,422. The poverty rate stands at 15.5% and the unemployment rate at 4.9%. On housing, the median home value is $533,200 (10% above the state average) with median rent at $1,203 per month, and 61.5% of occupied units are owner-occupied, a direct signal of whether 81230 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 61.7% of adults hold a bachelor's degree or higher, the median age is 30.5, and the average commute is 19 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Gunnison County, so you can benchmark 81230 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 81230

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 81230.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 81230, Gunnison, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

9,075

Population

4537.5

Area (sq mi)

2

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81230?

30.5

Median Age

55.9%

Male

44.1%

Female

3.9%

Foreign-Born

White 85.5%
African American 2.6%
Asian 0.8%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.5%
Hispanic or Latino 12.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,942

Median Household Income

-12% vs state

$42,422

Per Capita Income

15.5%

Poverty Rate

4.9%

Unemployment Rate

19.3 min

Mean Commute Time

How ZIP 81230 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$77,942 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 77.3%
Bachelor's Degree or Higher 61.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,506

Total Housing Units

5,033

Occupied Units

473

Vacant Units

1.97

Avg Household Size

Occupancy Type

Owner 61.5%
Renter 38.5%

$533,200

Median Home Value

+10% vs state

$1,203

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.8%

YoY Change (2024)

334

HPI Index (2000 = 100)

+234%

Total Change Since 2000

Home values in ZIP 81230 have increased 3.8% over the past year (2024). Since 2000, this ZIP has seen +234% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 215
2021 +14.4% 245
2022 +18.9% 292
2023 +10.3% 322
2024 +3.8% 334

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 545 business establishments in ZIP 81230, employing approximately 3,188 people with a combined annual payroll of $152,073,000.

545

Businesses

3,188

Employees

$152.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 111 20.4%
Retail trade 67 12.3%
Professional, scientific, and technical services 67 12.3%
Other services (except public administration) 58 10.6%
Accommodation and food services 56 10.3%
Administrative and support and waste management and remediation services 42 7.7%
Health care and social assistance 39 7.2%
Real estate and rental and leasing 26 4.8%
Finance and insurance 20 3.7%
Transportation and warehousing 15 2.8%
Arts, entertainment, and recreation 13 2.4%
Manufacturing 12 2.2%
Wholesale trade 7 1.3%
Information 5 0.9%
Utilities 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 81230 vs 81231 →

ZIP Code City Population Distance
81231 Gunnison, CO 715 8.9 mi

More ZIP Codes in Gunnison County

Frequently Asked Questions

What county is ZIP code 81230 in?
ZIP code 81230 (Gunnison) is located in Gunnison County, Colorado. Gunnison County contains multiple ZIP codes, see the full list at /counties/gunnison-co.
What is the population of ZIP code 81230?
ZIP code 81230 in Gunnison, CO has a population of 9,075 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81230?
The median household income in ZIP 81230 is $77,942, which is 2% above the national average of $76,288.
What is the average home value in ZIP 81230?
The median home value in ZIP 81230 is $533,200, which is 92% above the national average of $278,155.
What is the demographic makeup of ZIP 81230?
The largest racial group in ZIP 81230 is White at 85.5%. Hispanic or Latino residents make up 12.3% of the population.
How many businesses are in ZIP code 81230?
ZIP code 81230 has 545 business establishments employing approximately 3,188 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81230?
The top industries by establishment count in ZIP 81230 are: Construction (111), Retail trade (67), Professional, scientific, and technical services (67). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 81230?
According to the FHFA House Price Index, home values in ZIP 81230 increased by 3.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 234%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81230?
In ZIP code 81230, 77.3% of residents aged 25+ have a high school diploma or higher, and 61.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 81230?
The mean commute time for workers in ZIP code 81230 is 19.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 81230?
In ZIP code 81230, approximately 61.5% of occupied housing units are owner-occupied and 38.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81230?
The poverty rate in ZIP code 81230 is 15.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Gunnison, CO

Verify and explore additional data for this area using these official government sources.