Crested Butte, CO · standard

ZIP Code 81224

Gunnison County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,446
9/sq mi
$89,907
Median income
$923,600
Median home value
71.1%
Bachelor's or higher

The verdict

Crested Butte pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 3%
home value, US ZIPs
9
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81224 against every reporting US ZIP.

ZIP code 81224 is classified by USPS as a standard delivery area and covers roughly 405.4 square miles in Crested Butte, Gunnison County, Colorado. The area is home to 3,446 residents, producing a population density of 9 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 81224 against Colorado and the nation.

On the economic side, the median household income for ZIP 81224 sits at $89,907 (1% above the Colorado average), while per-capita income is $72,699. The poverty rate stands at 3.3% and the unemployment rate at 8.8%. On housing, the median home value is $923,600 (91% above the state average) with median rent at $1,634 per month, and 72.6% of occupied units are owner-occupied, a direct signal of whether 81224 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 71.1% of adults hold a bachelor's degree or higher, the median age is 48.8, and the average commute is . We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Gunnison County, so you can benchmark 81224 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 81224

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 81224.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 81224, Crested Butte, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,446

Population

405.4

Area (sq mi)

9

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81224?

48.8

Median Age

48.5%

Male

51.5%

Female

4.3%

Foreign-Born

White 84.9%
African American 0.0%
Asian 2.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.1%
Hispanic or Latino 10.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,907

Median Household Income

+1% vs state

$72,699

Per Capita Income

3.3%

Poverty Rate

8.8%

Unemployment Rate

How ZIP 81224 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$89,907 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 80.8%
Bachelor's Degree or Higher 71.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,486

Total Housing Units

1,768

Occupied Units

718

Vacant Units

1.75

Avg Household Size

Occupancy Type

Owner 72.6%
Renter 27.4%

$923,600

Median Home Value

+91% vs state

$1,634

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.5%

YoY Change (2021)

270

HPI Index (2000 = 100)

+170%

Total Change Since 2000

Home values in ZIP 81224 have increased 4.5% over the past year (2021). Since 2000, this ZIP has seen +170% cumulative appreciation.

Year Annual Change HPI Index
2017 -1.7% 212
2018 +23.4% 261
2019 -6.5% 244
2020 +5.6% 258
2021 +4.5% 270

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 507 business establishments in ZIP 81224, employing approximately 2,372 people with a combined annual payroll of $111,313,000.

507

Businesses

2,372

Employees

$111.3M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 105 20.7%
Professional, scientific, and technical services 80 15.8%
Real estate and rental and leasing 71 14.0%
Accommodation and food services 55 10.8%
Retail trade 52 10.3%
Other services (except public administration) 30 5.9%
Arts, entertainment, and recreation 22 4.3%
Health care and social assistance 20 3.9%
Administrative and support and waste management and remediation services 19 3.8%
Manufacturing 15 3.0%
Information 11 2.2%
Finance and insurance 11 2.2%
Educational services 8 1.6%
Utilities 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 81224 vs 81225 →

ZIP Code City Population Distance
81225 Crested Butte, CO 952 6.0 mi

More ZIP Codes in Gunnison County

Frequently Asked Questions

What county is ZIP code 81224 in?
ZIP code 81224 (Crested Butte) is located in Gunnison County, Colorado. Gunnison County contains multiple ZIP codes, see the full list at /counties/gunnison-co.
What is the population of ZIP code 81224?
ZIP code 81224 in Crested Butte, CO has a population of 3,446 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81224?
The median household income in ZIP 81224 is $89,907, which is 18% above the national average of $76,288.
What is the average home value in ZIP 81224?
The median home value in ZIP 81224 is $923,600, which is 232% above the national average of $278,155.
What is the demographic makeup of ZIP 81224?
The largest racial group in ZIP 81224 is White at 84.9%. Hispanic or Latino residents make up 10.5% of the population.
How many businesses are in ZIP code 81224?
ZIP code 81224 has 507 business establishments employing approximately 2,372 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81224?
The top industries by establishment count in ZIP 81224 are: Construction (105), Professional, scientific, and technical services (80), Real estate and rental and leasing (71). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 81224?
According to the FHFA House Price Index, home values in ZIP 81224 increased by 4.5% in 2021. Since 2000, home values in this ZIP have appreciated by approximately 170%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81224?
In ZIP code 81224, 80.8% of residents aged 25+ have a high school diploma or higher, and 71.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 81224?
In ZIP code 81224, approximately 72.6% of occupied housing units are owner-occupied and 27.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81224?
The poverty rate in ZIP code 81224 is 3.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

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Official Data Resources for Crested Butte, CO

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