PlainZIP

Cotopaxi, CO · standard

ZIP Code 81223

Fremont County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,639
2/sq mi
$51,889
Median income
$355,800
Median home value
26.7%
Bachelor's or higher

The verdict

Cotopaxi pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

17th pct
household income, US ZIPs
Top 26%
home value, US ZIPs
2
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81223 against every reporting US ZIP.

ZIP code 81223 covers 1024.4 square miles in Cotopaxi, Fremont County, Colorado (a standard USPS delivery area), with a modest 1,639 residents on file, a density of 2 people per square mile, in the Denver time zone.

ZIP 81223 reports a modest median household income of $51,889 (41% below the Colorado average), while per-capita income is $30,813. The poverty rate stands at 25.1% and the unemployment rate at 1.5%. The typical home here is valued at $355,800 (27% below the state average); renters pay a median of $1,699 monthly, and 91.6% of units are owner-occupied.

Educational attainment sits below the national norm: 26.7% of adults hold a bachelor's degree or higher, the median age is 59.6, and the average commute is -. Beyond these figures, 1 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Fremont County, letting you compare 81223 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81223, Cotopaxi, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,639

Population

1024.4

Area (sq mi)

2

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81223?

59.6

Median Age

51.7%

Male

48.3%

Female

2.9%

Foreign-Born

White 93.4%
African American 2.7%
Asian 0.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.7%
Hispanic or Latino 4.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$51,889

Median Household Income

-41% vs state

$30,813

Per Capita Income

25.1%

Poverty Rate

1.5%

Unemployment Rate

How ZIP 81223 ranks nationally

Cotopaxi, CO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$51,889 17th percentile higher than 17% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.7%
Bachelor's Degree or Higher 26.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,803

Total Housing Units

1,116

Occupied Units

687

Vacant Units

2.20

Avg Household Size

Occupancy Type

Owner 91.6%
Renter 8.4%

$355,800

Median Home Value

-27% vs state

$1,699

Median Rent

1997

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.2%

YoY Change (2023)

277

HPI Index (2000 = 100)

+177%

Total Change Since 2000

Home values in ZIP 81223 have increased 11.2% over the past year (2023). Since 2000, this ZIP has seen +177% cumulative appreciation.

Year Annual Change HPI Index
2019 +7.7% 175
2020 +10.6% 194
2021 +7.2% 208
2022 +19.8% 249
2023 +11.2% 277

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 24 business establishments in ZIP 81223, employing approximately 70 people with a combined annual payroll of $2,741,000.

24

Businesses

70

Employees

$2.7M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 8 33.3%
Professional, scientific, and technical services 4 16.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 81223 vs 81232 →

ZIP Code City Population Distance
81232 Hillside, CO 23 8.3 mi

More ZIP Codes in Fremont County

81212 standard
Canon City, CO
Pop: 29,742
81226 standard
Florence, CO
Pop: 9,066
81240 standard
Penrose, CO
Pop: 4,323
81233 standard
Howard, CO
Pop: 823
81244 standard
Rockvale, CO
Pop: 398
81221 standard
Coal Creek, CO
Pop: 310

Related Areas

Fremont County Cotopaxi, CO Colorado

Frequently Asked Questions

What county is ZIP code 81223 in? ▼
ZIP code 81223 (Cotopaxi) is located in Fremont County, Colorado. Fremont County contains multiple ZIP codes, see the full list at /counties/fremont-co.
What is the population of ZIP code 81223? ▼
ZIP code 81223 in Cotopaxi, CO has a population of 1,639 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81223? ▼
The median household income in ZIP 81223 is $51,889, which is 32% below the national average of $76,288.
What is the average home value in ZIP 81223? ▼
The median home value in ZIP 81223 is $355,800, which is 28% above the national average of $278,155.
What is the demographic makeup of ZIP 81223? ▼
The largest racial group in ZIP 81223 is White at 93.4%. Hispanic or Latino residents make up 4.3% of the population.
How many businesses are in ZIP code 81223? ▼
ZIP code 81223 has 24 business establishments employing approximately 70 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 81223? ▼
According to the FHFA House Price Index, home values in ZIP 81223 increased by 11.2% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 177%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81223? ▼
In ZIP code 81223, 47.7% of residents aged 25+ have a high school diploma or higher, and 26.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 81223? ▼
In ZIP code 81223, approximately 91.6% of occupied housing units are owner-occupied and 8.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81223? ▼
The poverty rate in ZIP code 81223 is 25.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.