Residential delivery area · Colorado

ZIP Code 81524: Loma, CO

ZIP code 81524 uses the postal name Loma, Colorado and lies entirely in Mesa County (Census 2020 ZIP-county file). About 2,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $99,947 (Census Bureau, ACS 2020-2024). By Census place, 8% of its land lies in Loma (a census-designated place); 92% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
8national area: Colorado, Arizona, Idaho, New Mexico, Nevada and 2 more
815sectional center: Grand Junction, CO (SCF 814)
24delivery area within it
Town
Loma · its only residential ZIP
Census places
Loma census-designated place
Metro area
Grand Junction, CO
House district
CO-3 119th Congress
Time zone
Mountain
Land area
138.0 sq mi · 20 people per sq mi

Where is ZIP code 81524?

81524 centers on 39.291°, -108.733° and covers 138.0 square miles of land plus 0.7 of water. It borders 4 ZIP codes: 81505, 81521, 81525, 81630.

81505 · Grand Junction81521 · Fruita81525 · Mack81630 · De Beque81524 · Loma (this ZIP)815248163081521815258150581505 · Grand Junction81521 · Fruita81525 · Mack81630 · De Beque81524 · Loma (this ZIP)815248163081521815258150581505 · Grand Junction81521 · Fruita81525 · Mack81630 · De Beque81524 · Loma (this ZIP)8152481630815218152581505
Shaded by median household income, in national fifths (ACS 2020-2024); 81524 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 81524, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 81524 compare with the rest of Mesa County?

Rank of 81524 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure81524In Mesa CountyIn CO
People (ACS 2020-2024)2,76011th of 19262nd of 527
Median household income$100knot rankednot ranked
Median home value$666k1st of 1577th of 311

81524's median household income is not ranked: its 90% margin of error (±$41,834) is more than a quarter of the figure ($99,947). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.

It is denser than 26% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 81524?

The 2020 Census counted 2,357 people in 81524; the ACS, which samples households over 2020-2024, estimates 2,760. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
2,760±1,257 (90% margin)
2020 Census count
2,357
Households
924
Median age
36.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 81524?

Of the 2,760 people the ACS estimates in 81524, 30.5% are under 18 and 18.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.4%), then Hispanic or Latino (13.6%).

  • Under 1830.5%
  • 18 to 6450.6%
  • 65 and older18.8%
Age of the people of 81524 (ACS 2020-2024, B01001)
  • White, not Hispanic85.4%
  • Hispanic or Latino13.6%
  • Other or two or more1.1%
  • Black, not Hispanic0.0%
  • Asian, not Hispanic0.0%
Race and Hispanic origin in 81524 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 81524 earn?

Median household income is $99,947 (ACS 2020-2024).

Median household income
$99,947±$41,834
Income per person
$40,301
Below the poverty line
3.3%
Unemployed (of the labor force)
6.1%
Adults 25+ with a bachelor's degree
40.0%
Adjusted gross income per tax return, 2022
$87,2081,120 returns; wages 62% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 81524?

FHFA's house price index for 81524, built from repeat sales and appraisals of the same homes, rose 106% from 2015 to 2025 and rose 56% from 2020 to 2025, and moved −5.0% in 2025.

Median home value (owners' estimate)
$665,600
Median gross rent
–
Homes owned by their occupants
85.3%
Housing units
993
0 100 200 300 400 1998201020202025 0 100 200 300 400 1998201020202025 0 100 200 300 400 1998201020202025
Index = 100 in 1998, the first year FHFA reports for 81524; 2025: 377.9. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 81524?

67 business establishments had a location in this ZIP code in 2023, 3 more than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction15
  • Professional, scientific, and technical services11
  • Transportation and warehousing7
  • Administrative and support and waste management and remediation services7
  • Other services (except public administration)5
  • Real estate and rental and leasing4

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 81524?

ZIP codes that share a boundary with 81524, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
81505Grand Junction13,279$91k9.4 mi
81521Fruita16,613$89k12.1 mi
81525Mack1,127$114k12.7 mi
81630De Beque1,058$65k14.7 mi
81506Grand Junction11,412$79k14.8 mi (near)
81504Grand Junction32,376$71k17.6 mi (near)
81501Grand Junction24,011$54k18.1 mi (near)
81507Grand Junction15,947$108k19.9 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.