Loma, CO · standard
ZIP Code 81524
Mesa County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,300
- 5/sq mi Low-density area
- $99,947
- Median income Above-median income area
- $665,600
- Median home value Above-median home value
- 40.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Loma pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 19%
- household income, US ZIPs
- Top 7%
- home value, US ZIPs
- 5
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81524 against every reporting US ZIP.
ZIP code 81524 covers 434.0 square miles in Loma, Mesa County, Colorado (a standard USPS delivery area), with a modest 2,300 residents on file, a density of 5 people per square mile, in the Denver time zone.
ZIP 81524 lands in the middle-income range, with a median household income of $99,947 (13% above the average Colorado ZIP), while per-capita income is $40,301. The poverty rate is 3.3%, with unemployment at 6.1%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $665,600 (37% above the average Colorado ZIP), while 85.3% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 40.0% of adults hold a bachelor's degree or higher, the median age is 36.4, and the average commute is 16 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Mesa County, so 81524 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 81524
Top 5 sectors by establishment count in Loma, CO
Which industries have the most business establishments in ZIP 81524.
- Construction
Construction
15 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
11 establishments
- Transportation and warehousing
Transportation and warehousing
7 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
7 establishments
- Other services (except public administration) 5
Other services (except public administration)
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81524, Loma, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,300
Population
434.0
Area (sq mi)
5
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 81524?
36.4
Median Age
41.1%
Male
58.9%
Female
0.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$99,947
Median Household Income
+13% vs state ZIP avg
$40,301
Per Capita Income
3.3%
Poverty Rate
6.1%
Unemployment Rate
16.2 min
Mean Commute Time
How ZIP 81524 ranks among Colorado ZIPs
Loma, CO household income vs. every Colorado ZIP code
Median household income among 469 reporting Colorado ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$99,947 Top 33% higher than 67% of 469 Colorado ZIPs
Each bar is a $20K-wide band; taller bars hold more Colorado ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
993housing units
993
Total Housing Units
924
Occupied Units
69
Vacant Units
2.99
Avg Household Size
Occupancy Type
$665,600
Median Home Value
+37% vs state ZIP avg
2002
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.0%
YoY Change (2024)
341
HPI Index (2000 = 100)
+241%
Total Change Since 2000
Home values in ZIP 81524 have increased 13.0% over the past year (2024). Since 2000, this ZIP has seen +241% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +4.9% | 203 |
| 2020 | +2.4% | 208 |
| 2021 | +13.5% | 236 |
| 2022 | +13.0% | 267 |
| 2024 | – | 341 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 67 business establishments in ZIP 81524, employing approximately 226 people with a combined annual payroll of $12,656,000.
67
Businesses
226
Employees
$12.7M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 15 | 22.4% |
| Professional, scientific, and technical services | 11 | 16.4% |
| Transportation and warehousing | 7 | 10.4% |
| Administrative and support and waste management and remediation services | 7 | 10.4% |
| Other services (except public administration) | 5 | 7.5% |
| Real estate and rental and leasing | 4 | 6.0% |
| Health care and social assistance | 4 | 6.0% |
| Agriculture, forestry, fishing and hunting | 3 | 4.5% |
| Retail trade | 3 | 4.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 81524 vs 81521 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 81521 | Fruita, CO | 15,397 | 8.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 81524, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,300 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mesa County
Related Areas
Frequently Asked Questions
What county is ZIP code 81524 in?
ZIP code 81524 (Loma) is located in Mesa County, Colorado. Mesa County contains multiple ZIP codes, see the full list at /counties/mesa-co.
What is the population of ZIP code 81524?
ZIP code 81524 in Loma, CO has a population of 2,300 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81524?
The median household income in ZIP 81524 is $99,947, which is 31% above the national average of $76,288.
What is the average home value in ZIP 81524?
The median home value in ZIP 81524 is $665,600, which is 139% above the national average of $278,155.
What is the demographic makeup of ZIP 81524?
The largest racial group in ZIP 81524 is White at 85.4%. Hispanic or Latino residents make up 13.6% of the population.
How many businesses are in ZIP code 81524?
ZIP code 81524 has 67 business establishments employing approximately 226 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81524?
The top industries by establishment count in ZIP 81524 are: Construction (15), Professional, scientific, and technical services (11), Transportation and warehousing (7). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 81524?
According to the FHFA House Price Index, home values in ZIP 81524 increased by 13.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 241%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81524?
In ZIP code 81524, 81.1% of residents aged 25+ have a high school diploma or higher, and 40.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 81524?
The mean commute time for workers in ZIP code 81524 is 16.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 81524?
In ZIP code 81524, approximately 85.3% of occupied housing units are owner-occupied and 14.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81524?
The poverty rate in ZIP code 81524 is 3.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 81524's numbers, next.
- See how ZIP 81524 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Loma, CO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.