PlainZIP

Loma, CO · standard

ZIP Code 81524

Mesa County, Colorado — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,300
5/sq mi
$99,947
Median income
$665,600
Median home value
40.0%
Bachelor's or higher

The verdict

Loma pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 19%
household income, US ZIPs
Top 7%
home value, US ZIPs
5
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81524 against every reporting US ZIP.

ZIP code 81524 is classified by USPS as a standard delivery area and covers roughly 434.0 square miles in Loma, Mesa County, Colorado. The area is home to 2,300 residents, producing a population density of 5 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 81524 against Colorado and the nation.

On the economic side, the median household income for ZIP 81524 sits at $99,947 (13% above the Colorado average), while per-capita income is $40,301. The poverty rate stands at 3.3% and the unemployment rate at 6.1%. On housing, the median home value is $665,600 (37% above the state average) with median rent at — per month, and 85.3% of occupied units are owner-occupied, a direct signal of whether 81524 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 40.0% of adults hold a bachelor's degree or higher, the median age is 36.4, and the average commute is 16 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mesa County, so you can benchmark 81524 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 81524

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 81524.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 81524, Loma, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,300

Population

434.0

Area (sq mi)

5

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81524?

36.4

Median Age

41.1%

Male

58.9%

Female

0.0%

Foreign-Born

White 85.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.6%
Hispanic or Latino 13.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$99,947

Median Household Income

+13% vs state

$40,301

Per Capita Income

3.3%

Poverty Rate

6.1%

Unemployment Rate

16.2 min

Mean Commute Time

How ZIP 81524 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$99,947 Top 19% higher than 81% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 81.1%
Bachelor's Degree or Higher 40.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

993

Total Housing Units

924

Occupied Units

69

Vacant Units

2.99

Avg Household Size

Occupancy Type

Owner 85.3%
Renter 14.7%

$665,600

Median Home Value

+37% vs state

2002

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.0%

YoY Change (2024)

341

HPI Index (2000 = 100)

+241%

Total Change Since 2000

Home values in ZIP 81524 have increased 13.0% over the past year (2024). Since 2000, this ZIP has seen +241% cumulative appreciation.

Year Annual Change HPI Index
2019 +4.9% 203
2020 +2.4% 208
2021 +13.5% 236
2022 +13.0% 267
2024 — 341

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 67 business establishments in ZIP 81524, employing approximately 226 people with a combined annual payroll of $12,656,000.

67

Businesses

226

Employees

$12.7M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 15 22.4%
Professional, scientific, and technical services 11 16.4%
Transportation and warehousing 7 10.4%
Administrative and support and waste management and remediation services 7 10.4%
Other services (except public administration) 5 7.5%
Real estate and rental and leasing 4 6.0%
Health care and social assistance 4 6.0%
Agriculture, forestry, fishing and hunting 3 4.5%
Retail trade 3 4.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 81524 vs 81521 →

ZIP Code City Population Distance
81521 Fruita, CO 15,397 8.7 mi

More ZIP Codes in Mesa County

81504 standard
Grand Junction, CO
Pop: 28,481
81501 standard
Grand Junction, CO
Pop: 23,465
81521 standard
Fruita, CO
Pop: 15,397
81503 standard
Grand Junction, CO
Pop: 15,250
81507 standard
Grand Junction, CO
Pop: 15,081
81520 standard
Clifton, CO
Pop: 13,447

Related Areas

Mesa County Loma, CO Colorado

Frequently Asked Questions

What county is ZIP code 81524 in? ▼
ZIP code 81524 (Loma) is located in Mesa County, Colorado. Mesa County contains multiple ZIP codes, see the full list at /counties/mesa-co.
What is the population of ZIP code 81524? ▼
ZIP code 81524 in Loma, CO has a population of 2,300 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81524? ▼
The median household income in ZIP 81524 is $99,947, which is 31% above the national average of $76,288.
What is the average home value in ZIP 81524? ▼
The median home value in ZIP 81524 is $665,600, which is 139% above the national average of $278,155.
What is the demographic makeup of ZIP 81524? ▼
The largest racial group in ZIP 81524 is White at 85.4%. Hispanic or Latino residents make up 13.6% of the population.
How many businesses are in ZIP code 81524? ▼
ZIP code 81524 has 67 business establishments employing approximately 226 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81524? ▼
The top industries by establishment count in ZIP 81524 are: Construction (15), Professional, scientific, and technical services (11), Transportation and warehousing (7). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 81524? ▼
According to the FHFA House Price Index, home values in ZIP 81524 increased by 13.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 241%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81524? ▼
In ZIP code 81524, 81.1% of residents aged 25+ have a high school diploma or higher, and 40.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 81524? ▼
The mean commute time for workers in ZIP code 81524 is 16.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 81524? ▼
In ZIP code 81524, approximately 85.3% of occupied housing units are owner-occupied and 14.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81524? ▼
The poverty rate in ZIP code 81524 is 3.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Loma, CO

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.