PlainZIP

Gypsum, CO · standard

ZIP Code 81637

Eagle County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,721
4/sq mi
$109,209
Median income
$616,200
Median home value
30.3%
Bachelor's or higher

The verdict

Gypsum pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 9%
home value, US ZIPs
4
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81637 against every reporting US ZIP.

ZIP code 81637 is a mid-sized community (a standard USPS delivery area) in Gypsum, Eagle County, Colorado, home to 7,721 residents across 1979.7 square miles, a density of 4 people per square mile, in the Denver time zone.

ZIP 81637 lands in the middle-income range, with a median household income of $109,209 (23% above the Colorado average), while per-capita income is $42,009. Poverty here runs at 8.4%, with unemployment measured at 1.5%. The typical home here is valued at $616,200 (27% above the state average); renters pay a median of $2,140 monthly, and 71.8% of units are owner-occupied.

A solid share of residents have a four-year degree: 30.3% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is 23 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Eagle County, so you can benchmark 81637 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 81637

Top 5 sectors by establishment count in Gypsum, CO

Which industries have the most business establishments in ZIP 81637.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81637, Gypsum, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,721

Population

1979.7

Area (sq mi)

4

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81637?

33.6

Median Age

53.0%

Male

47.0%

Female

20.3%

Foreign-Born

White 46.1%
African American 0.0%
Asian 0.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 36.2%
Hispanic or Latino 53.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$109,209

Median Household Income

+23% vs state

$42,009

Per Capita Income

8.4%

Poverty Rate

1.5%

Unemployment Rate

22.8 min

Mean Commute Time

How ZIP 81637 ranks nationally

Gypsum, CO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$109,209 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.1%
Bachelor's Degree or Higher 30.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,565

Total Housing Units

3,348

Occupied Units

217

Vacant Units

3.21

Avg Household Size

Occupancy Type

Owner 71.8%
Renter 28.2%

$616,200

Median Home Value

+27% vs state

$2,140

Median Rent

2001

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+28.9%

YoY Change (2024)

290

HPI Index (2000 = 100)

+190%

Total Change Since 2000

Home values in ZIP 81637 have increased 28.9% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 173
2021 +9.1% 189
2022 +22.4% 231
2023 -2.8% 225
2024 +28.9% 290

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 417 business establishments in ZIP 81637, employing approximately 3,178 people with a combined annual payroll of $186,039,000.

417

Businesses

3,178

Employees

$186.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 166 39.8%
Transportation and warehousing 35 8.4%
Real estate and rental and leasing 31 7.4%
Administrative and support and waste management and remediation services 30 7.2%
Professional, scientific, and technical services 28 6.7%
Other services (except public administration) 25 6.0%
Retail trade 21 5.0%
Accommodation and food services 20 4.8%
Health care and social assistance 15 3.6%
Manufacturing 14 3.4%
Wholesale trade 13 3.1%
Finance and insurance 5 1.2%
Educational services 4 1.0%
Arts, entertainment, and recreation 4 1.0%
Information 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 81637 vs 80426 →

ZIP Code City Population Distance
80426 Burns, CO 104 10.8 mi

More ZIP Codes in Eagle County

81620 standard
Avon, CO
Pop: 10,450
81632 standard
Edwards, CO
Pop: 10,276
81631 standard
Eagle, CO
Pop: 8,215
81621 standard
Basalt, CO
Pop: 5,914
81657 standard
Vail, CO
Pop: 5,581
81645 standard
Minturn, CO
Pop: 1,121

Related Areas

Eagle County Gypsum, CO Colorado

Frequently Asked Questions

What county is ZIP code 81637 in? ▼
ZIP code 81637 (Gypsum) is located in Eagle County, Colorado. Eagle County contains multiple ZIP codes, see the full list at /counties/eagle-co.
What is the population of ZIP code 81637? ▼
ZIP code 81637 in Gypsum, CO has a population of 7,721 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81637? ▼
The median household income in ZIP 81637 is $109,209, which is 43% above the national average of $76,288.
What is the average home value in ZIP 81637? ▼
The median home value in ZIP 81637 is $616,200, which is 122% above the national average of $278,155.
What is the demographic makeup of ZIP 81637? ▼
The largest racial group in ZIP 81637 is White at 46.1%. Hispanic or Latino residents make up 53.2% of the population.
How many businesses are in ZIP code 81637? ▼
ZIP code 81637 has 417 business establishments employing approximately 3,178 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81637? ▼
The top industries by establishment count in ZIP 81637 are: Construction (166), Transportation and warehousing (35), Real estate and rental and leasing (31). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 81637? ▼
According to the FHFA House Price Index, home values in ZIP 81637 increased by 28.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81637? ▼
In ZIP code 81637, 64.1% of residents aged 25+ have a high school diploma or higher, and 30.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 81637? ▼
The mean commute time for workers in ZIP code 81637 is 22.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 81637? ▼
In ZIP code 81637, approximately 71.8% of occupied housing units are owner-occupied and 28.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81637? ▼
The poverty rate in ZIP code 81637 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.