Gypsum, CO · standard
ZIP Code 81637
Eagle County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,721
- 4/sq mi Low-density area
- $109,209
- Median income Above-median income area
- $616,200
- Median home value Above-median home value
- 30.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Gypsum pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 14%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 4
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81637 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 81637 (Gypsum, CO) rose +28.9% from 2023 to 2024. The all-transactions index moved from 224.6 in 2023 to 289.6 in 2024 (2000 = 100).
ZIP code 81637 is a mid-sized community (a standard USPS delivery area) in Gypsum, Eagle County, Colorado, home to 7,721 residents across 1979.7 square miles, a density of 4 people per square mile, in the Denver time zone.
ZIP 81637 lands in the middle-income range, with a median household income of $109,209 (23% above the average Colorado ZIP), while per-capita income is $42,009. The poverty rate is 8.4%, with unemployment at 1.5%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $616,200 (27% above the average Colorado ZIP), while 71.8% of occupied homes are owner-occupied and median rent is $2,140.
A solid share of residents have a four-year degree: 30.3% of adults hold a bachelor's degree or higher, the median age is 33.6, and the average commute is 23 minutes. The page also surfaces 1 ZIP codes within roughly 10 miles and 6 more in Eagle County, so 81637 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 81637
Top 5 sectors by establishment count in Gypsum, CO
Which industries have the most business establishments in ZIP 81637.
- Construction
Construction
166 establishments
- Transportation and warehousing 35
Transportation and warehousing
35 establishments
- Real estate and rental and leasing 31
Real estate and rental and leasing
31 establishments
- Administrative and support and waste management and remediation services 30
Administrative and support and waste management and remediation services
30 establishments
- Professional, scientific, and technical services 28
Professional, scientific, and technical services
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81637, Gypsum, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,721
Population
1979.7
Area (sq mi)
4
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 81637?
33.6
Median Age
53.0%
Male
47.0%
Female
20.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$109,209
Median Household Income
+23% vs state ZIP avg
$42,009
Per Capita Income
8.4%
Poverty Rate
1.5%
Unemployment Rate
22.8 min
Mean Commute Time
How ZIP 81637 ranks among Colorado ZIPs
Gypsum, CO household income vs. every Colorado ZIP code
Median household income among 469 reporting Colorado ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$109,209 Top 23% higher than 77% of 469 Colorado ZIPs
Each bar is a $20K-wide band; taller bars hold more Colorado ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,565housing units
3,565
Total Housing Units
3,348
Occupied Units
217
Vacant Units
3.21
Avg Household Size
Occupancy Type
$616,200
Median Home Value
+27% vs state ZIP avg
$2,140
Median Rent
2001
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+28.9%
YoY Change (2024)
290
HPI Index (2000 = 100)
+190%
Total Change Since 2000
Home values in ZIP 81637 have increased 28.9% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 173 |
| 2021 | +9.1% | 189 |
| 2022 | +22.4% | 231 |
| 2023 | -2.8% | 225 |
| 2024 | +28.9% | 290 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 417 business establishments in ZIP 81637, employing approximately 3,178 people with a combined annual payroll of $186,039,000.
417
Businesses
3,178
Employees
$186.0M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 166 | 39.8% |
| Transportation and warehousing | 35 | 8.4% |
| Real estate and rental and leasing | 31 | 7.4% |
| Administrative and support and waste management and remediation services | 30 | 7.2% |
| Professional, scientific, and technical services | 28 | 6.7% |
| Other services (except public administration) | 25 | 6.0% |
| Retail trade | 21 | 5.0% |
| Accommodation and food services | 20 | 4.8% |
| Health care and social assistance | 15 | 3.6% |
| Manufacturing | 14 | 3.4% |
| Wholesale trade | 13 | 3.1% |
| Finance and insurance | 5 | 1.2% |
| Educational services | 4 | 1.0% |
| Arts, entertainment, and recreation | 4 | 1.0% |
| Information | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 81637 vs 80426 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 80426 | Burns, CO | 104 | 10.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 81637, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,721 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Eagle County
Related Areas
Frequently Asked Questions
What county is ZIP code 81637 in?
ZIP code 81637 (Gypsum) is located in Eagle County, Colorado. Eagle County contains multiple ZIP codes, see the full list at /counties/eagle-co.
What is the population of ZIP code 81637?
ZIP code 81637 in Gypsum, CO has a population of 7,721 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81637?
The median household income in ZIP 81637 is $109,209, which is 43% above the national average of $76,288.
What is the average home value in ZIP 81637?
The median home value in ZIP 81637 is $616,200, which is 122% above the national average of $278,155.
What is the demographic makeup of ZIP 81637?
The largest racial group in ZIP 81637 is White at 46.1%. Hispanic or Latino residents make up 53.2% of the population.
How many businesses are in ZIP code 81637?
ZIP code 81637 has 417 business establishments employing approximately 3,178 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81637?
The top industries by establishment count in ZIP 81637 are: Construction (166), Transportation and warehousing (35), Real estate and rental and leasing (31). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 81637?
According to the FHFA House Price Index, home values in ZIP 81637 increased by 28.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81637?
In ZIP code 81637, 64.1% of residents aged 25+ have a high school diploma or higher, and 30.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 81637?
The mean commute time for workers in ZIP code 81637 is 22.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 81637?
In ZIP code 81637, approximately 71.8% of occupied housing units are owner-occupied and 28.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81637?
The poverty rate in ZIP code 81637 is 8.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 81637's numbers, next.
- See how ZIP 81637 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Gypsum, CO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.